Sentences with phrase «when drawing down»

WHEN DRAWING DOWN A PORTFOLIO in retirement, the standard advice is to start with your taxable account, next turn to traditional retirement accounts and, finally, tap any Roth accounts.

He says retirees need to take a more balanced approach when drawing down their portfolios.

Step 1 — Understand how drawing assets from different kinds of account will impact the taxes you'll need to pay when you draw down in retirement.

Another benefit of the TFSA to young savers is that the tax savings comes when you draw down the account in retirement rather than when you make the contribution.

So any time you consider how much tax you'll pay when you draw down your portfolio in retirement, you also need to consider the clawback of these benefits.

No one relishes the idea of getting older, but one of the advantages of using an RRSP is that when you draw it down after age 65 you're entitled to split up to 50 % of the income with your partner.

Remember, when you draw down your RRSP you're going to pay tax on your withdrawals.

Not exact matches

Also, when you praise one employee at another's expense, you're lifting someone up with one hand, but swatting someone else down with another, resulting in a net draw when it comes to team motivation.

After drawing down $ 192 million of nearly $ 500 million in potential financing, it triggered loan covenants when it botched production deadlines, failing to deliver cars on time.

When you do start drawing down your accounts, make withdrawals tax - efficient.

The exact date when the Fed starts drawing down on cash injections likely depends more on the outcome of the current fiscal standoff and its impact on the recovery than on the personal inclinations and intellectual leanings of whoever happens to the lead the U.S. central bank.

When Spitzer and Wagner sat down with their CPA, the team drew up a plan to cover all their costs.

Across North America, gasoline demand decreased 1 % this summer from last as vacationers stayed closer to home, meaning stores are not drawn down as they usually are when the season comes to a close.

For example, the comment letter submitted by Economic Policy Institute (EPI) estimates that retirement savers who received conflicted advice during the 60 - day delay would receive $ 3.7 billion less when their savings are drawn down over 30 years compared to those savers that did not receive conflicted advice.

The reason: When people retire, they stop saving and begin spending by drawing down on their nest eggs; when consumption exceeds investment, prices rWhen people retire, they stop saving and begin spending by drawing down on their nest eggs; when consumption exceeds investment, prices rwhen consumption exceeds investment, prices rise.

So, to get a secured credit card you have to put down a certain amount of money — typically a couple of hundred dollars — that you can then draw against when using your card.

Looking forward at what your needs are, how you're gonna intelligently draw these things down and basically have it automatically update when, okay, we have a new tax regime.

When you are drawing down your retirement investments at the same time they are in a down cycle, this can cause problems.

My aim is move everything else I have across to them slowly (they weren't around when I started investing) with the aim of living off the yield at the beginning and then drawing down perhaps 3.5 % later on.

And many other questions: if / how / when to annuitize any of her assets and what accounts to draw down first?

Where it's pretty close but it doesn't really jell, and then when you get down to it and you try to fix it, that 10 percent that doesn't jell, and everything falls apart, and you have to go back to the drawing board.

But when 1.6 Billion human beings say don't hurt our feelings by drawing cartoons (good or bad) of a person who is closer to our hearts than our own families and children, all the tolerance goes down the you know what.

When a megachurch's walls came tumbling down in China's Jerusalem last month, the forced demolition drew widespread international attention thanks to photos circulating on Weibo, China's version of Twitter.

When the erosions of age begin to leave their mark on my body, and still more on my mind; when the ills that must diminish my life or put an end to it strike me down from without or grow up from within me; when I reach that painful moment at which I suddenly realize that I am a sick man or that I am growing old; above all at that final moment when I feel I am losing hold on myself and becoming wholly passive in the hands of those great unknown forces which first formed me: at all these sombre moments grant me, Lord, to understand that it is you (provided my faith is strong enough) who are painfully separating the fibres of my being so as to penetrate to the very marrow of my substance and draw me into yourWhen the erosions of age begin to leave their mark on my body, and still more on my mind; when the ills that must diminish my life or put an end to it strike me down from without or grow up from within me; when I reach that painful moment at which I suddenly realize that I am a sick man or that I am growing old; above all at that final moment when I feel I am losing hold on myself and becoming wholly passive in the hands of those great unknown forces which first formed me: at all these sombre moments grant me, Lord, to understand that it is you (provided my faith is strong enough) who are painfully separating the fibres of my being so as to penetrate to the very marrow of my substance and draw me into yourwhen the ills that must diminish my life or put an end to it strike me down from without or grow up from within me; when I reach that painful moment at which I suddenly realize that I am a sick man or that I am growing old; above all at that final moment when I feel I am losing hold on myself and becoming wholly passive in the hands of those great unknown forces which first formed me: at all these sombre moments grant me, Lord, to understand that it is you (provided my faith is strong enough) who are painfully separating the fibres of my being so as to penetrate to the very marrow of my substance and draw me into yourwhen I reach that painful moment at which I suddenly realize that I am a sick man or that I am growing old; above all at that final moment when I feel I am losing hold on myself and becoming wholly passive in the hands of those great unknown forces which first formed me: at all these sombre moments grant me, Lord, to understand that it is you (provided my faith is strong enough) who are painfully separating the fibres of my being so as to penetrate to the very marrow of my substance and draw me into yourwhen I feel I am losing hold on myself and becoming wholly passive in the hands of those great unknown forces which first formed me: at all these sombre moments grant me, Lord, to understand that it is you (provided my faith is strong enough) who are painfully separating the fibres of my being so as to penetrate to the very marrow of my substance and draw me into yourself

Second, generally, when people draw the progress of the spiritual life, they put a cross on the left side, and heaven on the right side, and a squiggly line between the two that goes up and down, hopefully trending upward.

Then a picture, caught with one hold sweep of the pen: «He made his camels lie down outside the city, by a well of water, at the time of evening, the time when women go forth to draw water.»

John 4: The woman at the well in Samaria When he read that Jesus sat down at a well with a woman and asked her to draw some water for him, he remembered what Jesus had done with the water in John 2, and said, «I know what's coming!

Now as a caterpillar, when it has come to the end of a blade of grass, in taking the next step draws itself together towards it, just so this soul in taking the next step strikes down this body, dispels its ignorance, and draws itself together (for making the transition).

In many other ways we have developed different norms from those explicitly laid down by the Bible: «When men fight with one another and the wife of the one draws near to rescue her husband from the hand of him who is beating him, and puts out her hand and seizes him by the private parts [i.e., testicles], then you shall cut off her hand» (Deut.

When we come down to detail the classification is often uncertain, and there will never be unanimity about the point where the line is to be drawn.

But if he were to sit down and talk with me and my wife, or with almost anyone who is on this same journey with God, I think he would discover that we are not falling away from God, but are drawing closer to Him and His people in ways that we never before thought possible — in ways we had only dreamed of when we were part of the institutional church.

According to Jewish mysticism, the thoughts of one's parents when the child is conceived creates the garments for the soul that is drawn down.»

But, please, pipe the hell down about judging the actions of adults who are not harming themselves or others, especially when your judgments are drawn from readings of the myth book.

But sometimes, when a person or group has been drawn so far down the path of sin, they effectively remove themselves from the protective hand of God.

We get so bombarded this time of year with the whole new year — new you campaign, the other night I got a wave of motivation but when I sat down I drew a total and complete blank.

I couldn't help but wonder when we had all slowed down on our search for the next big challenge and started being drawn to the feeling of comfort and familiarity in life.

Usually when I cook veggie burgers, I gently press them down with a spatula, then I draw the sides in to bring it back up in height and give it a round shape.

The Food Innovation Centre showed guests comparisons of labels on a supermarket shelf, product positioning and where consumer eyes are drawn to when walking down an aisle via a virtual heat map.

I can write it down today what Wenger will tell you when we win, lose or draw.

Swansea put their heads down and and within five mins drew level when our defence was split open again and left Clucas one - on - one with Cech, and suddenly the Swans were back in the game.

The 21 - year - old centre - back looked like he was ready to nail down a long - term spot in the Blues first - team when his career was put into pause mode by a nasty fall in a 1 - 1 draw at Old Trafford.

Nervous start — usual criticism at the beginning of the season, with the lack of spending Ramsey's first blood — Arsenal shocked the league, we played brilliant football, scoring beautiful goals, all seemed like a decent season for us Coq red card — injury crisis struck, the lack of bench depth put pressure on the team, the downfall of performance caused crucial points Alexis» goal when down to ten men - it all seemed like arsenal would lose out in the title race again but arsenal somehow surprised the league again, saying aye we got the quality but we just ai nt gonna show in week in week out Draw in NLD with 10 men — can't really complain about it but you ain't happy.

Mohamed Elneny was an unknown entity when he arrived at Arsenal last week after his long drawn out transfer from Basle, and I for one expected the Egyptian international to take time to settle and get to know his surroundings and his team - mates, but it looks like he has put his head down and got straight into vigorous training with the first team squad.

The corollary would be that we should not rely heavily on computer ratings when assessing teams, because non-conference schedules are so watered down these days that it's impossible to draw connections between teams from different conferences, and therefore, we can't really compare them.

In situations like this when a team defends like Leicester the only way to draw them out and create space is if they know you fill take a shot on goal if they don't close you down.

Apart from that Premier League away game at Bournemouth it has been a pretty good month for Arsenal so far and even against the Cherries there were positives to be taken from the fightback to a draw when we looked down and out at 3 - 0 down.

A player who won't just sulk and feel down when the game is not going in his favour, would have won the game for us or at the least, drawn the game.

i hate it when people put down some of our players it's time they realise that we need a full squad to win trophies and not just 11 players, as we have seen since the start of the season the benefits of being able to rotate players, our subs won / drew us few games, please support all 25 players!!

Theo is an expensive failure and to keep giving him the chance when he has repaid the clubs faith with being a bottler and acting as if he's a lazy git (watched him a number of seasons ago against Blackburn away and all he did was run up and down the wing without even calling for the ball to draw defenders away from the centre) I hate to say it but in my mind Alan Hansen was right when he said that «Walcott has not got a natural footballers brain» It infuriated me at the time but its been proven to be true I feel he's been collecting his money for too long without a result to justify keeping him in our employment.

I can maybe understand a team sticking to their principles being only one goal down as a game draws to close, but when you're 2 - 0 down with the clock ticking, you clearly need a plan B. Plan A (get into the final third and make as many sideways passes as possible) hadn't worked at all against West Ham, and with say 10 minutes left, I couldn't believe we didn't just stick Mertesacker upfront with Giroud and hit long balls and early crosses!