Sentences with phrase «when gifting a policy»

When gifting a policy, the charitable organization would be the owner and beneficiary and you the insured, but continue paying the premiums.

Not exact matches

A seemingly endless number of these «policy» questions will arise when you enter the apparel business, among them issues surrounding pricing, consignment, purchasing unsolicited products, credit, cash layaway, returns, special orders, damage, children in the store, credit cards, gift wrapping, gift registry and hours of operation.

Some retailers make return policies more lenient during the holiday season, understanding that there may be a lag time between when a gift is purchased and received.

When you transfer ownership of a policy to any charity, the gift is irrevocable.

Nothing like one underachiever blowing smoke up the ass of another... we know that Ozil has some incredible technical gifts, but to be considered the best you have to bring more than just assists to the table... for me, a top player has to possess a more well - rounded game, which doesn't mean they need to be a beast on both ends of the pitch, but they must have the ability to take their game to another level when it matters most... although he amassed some record - like stats early on, it set the bar too high, so when people expected him to duplicate those numbers each year the pressure seemed to get the best of our soft - spoken star... obviously that's not an excuse for what has happened in the meantime, but it's important to make note of a few things: (1) his best year was a transition year for many of the traditionally dominant teams in the EPL, so that clearly made the numbers appear better than they actually were and (2) Wenger's system, or lack thereof, didn't do him any favours; by playing him out of position and by not acquiring world - class striker and / or right - side forward that would best fit an Ozil - centered offensive scheme certainly hurt his chances to repeat his earlier peformances, (3) the loss of Cazorla, who took a lot of pressure off Ozil in the midfield and was highly efficient when it came to getting him the ball in space, negatively impacted his effectiveness and (4) he likewise missed a good chunk of games and frankly never looked himself when he eventually returned to the field... overall the Ozil experiment has had mixed reviews and rightfully so, but I do have some empathy for the man because he has always carried himself the same way, whether for Real or the German National team, yet he has only suffered any lengthy down periods with Arsenal... to me that goes directly to this club's inability to surround him with the necessary players to succeed, especially for someone who is a pass first type of player; as such, this simply highlights our club's ineffective and antiquated transfer policies... frankly I'm disappointed in both Ozil and our management team for not stepping up when it counted because they had a chance to do something special, but they didn't have it in them... there is no one that better exemplifies our recent history than Ozil, brief moments of greatness undercut by long periods of disappointing play, only made worse by his mopey posturing like a younger slightly less awkward Wenger... what a terribly waste

CHRAJ however noted that, the President breached the gift policy, when he accepted the gift as Vice President in 2012.

The purpose of this Gift Acceptance Policy is to define the practices and policies governing the acceptance of gifts by NEA and to provide guidance to prospective donors and their advisors when making gifts to NEA, so as to facilitate the gift - giving procGift Acceptance Policy is to define the practices and policies governing the acceptance of gifts by NEA and to provide guidance to prospective donors and their advisors when making gifts to NEA, so as to facilitate the gift - giving procgift - giving process.

Especially when it comes to gifting, I like shopping places where they have good return policies.

I worked hard to pick options under $ 300, from retailers like Nordstrom, Target + more because nothing is more important when gifting than shopping at places with great prices + a great return policy just in case you or the recipient wants to return it: p

As for ordering online, you should be able to get your gifts in on time without doing expedited shipping - but double check with each individual retailer's shipping policy, and when in doubt, splurge for the faster shipping so you're not rushed to wrap the present or chance being late getting it to its recipient.

When gifts or grants with restrictions are accepted, restrictions will be honored in accordance with the proposal to the donor and Facing History's policies on restricted funding (and subject to all applicable laws).

It is tempting to use a quiet, brilliant child who has already mastered most of the academic work of the classroom as a tutor or teacher's assistant, especially when there are 30 children in the class, school policies discourage acceleration or ability grouping, enrichment materials are not available, and the gifted education program has been cut.

In the days when I had known her well, she had practiced a policy of sartorial simplicity designed to exhibit her natural gifts and I think to embarrass the girls who dressed up.

When setting up the trust, if the life insurance policy's cash value is greater than the gift tax exemption, you may need to pay a gift tax when transferring ownersWhen setting up the trust, if the life insurance policy's cash value is greater than the gift tax exemption, you may need to pay a gift tax when transferring ownerswhen transferring ownership.

A complication can occur when gifting insurance policy premium payments to irrevocable life insurance trusts.

Additionally, you may gift a life insurance policy you already have to the ILIT, but if the policy hasn't been part of the ILIT for more than three years when you die, then the death benefit will still be included in the estate.

Your gifts to the Endowment fund organizations that advocate for fair policies at the local and state level — for example, defending people's rights to be treated without discrimination when they apply for housing or jobs, working to protect public benefits from cuts or restrictions, or advancing legislation to safeguard non-violent juvenile offenders from discrimination by sealing their records.

Even having a smaller insurance policy designed to pay the mortgage payments for the next 3 to 5 years is a wonderful gift for your partner when the worst happens.

Suppose she gifts the policy just before the surrender charge disappears, when the monthly charges are about $ 1,000 and the cash value is about $ 165,000.

When the ILIT is set up, you will begin to gift funds into the trust for the purpose of paying the life insurance policy's premium.

Rather than having your loved ones dip into their savings, or worse, put these expenses on credit when the time comes, you could provide them with the financial gift of a burial insurance policy.

For example, under the tax code, if a wife owns policy on her husband, but lists their children as the policy's beneficiaries, then the death proceeds of the policy will treated as gift from the mother to the children when the father dies.

This premium may be used, for example, when a 1035 exchange from another policy is pending or the policy is owned in a trust and when issued gifts will be made to provide additional funding.

A complication can occur when gifting insurance policy premium payments to irrevocable life insurance trusts.

When transferring a term policy before divorce, the federal gift tax can be avoided.

I wish that someone had bought one of these policies for me when I was a child as they are an incredible gift.

Essential Duties · To welcome and serve all guests in an efficient, courteous and friendly manner whether face to face, on the phone or via email · To handle all guest compliments, comments, observations and complaints in a timely and effective manner, achieving guest satisfaction · To reserve, register and check out guests completely and accurately, following the procedures and policies set up for this process · To utilize proper selling techniques and strategies to maximize room and outlet revenues · To ensure the proactive building of guest history · To process credit card authorizations for each guest upon arrival and as needed during stay · To accurately post charges to group, guest, member and house accounts when necessary · To forward messages to departments with regards to guest requests and expectations and to follow up on requests with the guest via email, phone, radio and / or trace system · To liaise with bellstaff in order to ensure that gift delivery, luggage service, parking and rooming is taken care of in a courteous and timely manner · To ensure the accuracy of billing for each guest · To accurately account for daily bank issuance · To order room drop items and ensure ancilliary charges are scheduled appropriately · Sell, make, process and mail gift certificates · To run nightly audit and separate guest tickets for accounting · To maintain accurate house account excel spreadsheets · To run reports and perform some accounting duties (may include sales reports and statistics, processing and reconciling daily service charge breakdowns, completing billing instructions, etc).

These are the times when gift receipts and generous store return policies come in handy.