When interest rates get very low, it reflects deflation concern and skepticism about future earnings.
The second thing to remember is that
when interest rates get low, yields do not reflect the true riskiness of bonds — a slightly superior model would be 107 % of BBB yields less 4.7 %.
When interest rates get back to a normal level, bonds could get back to being a prudent source of income for investors.
Not exact matches
When financing items, shop around for the best
interest rate and financing terms you can
get.
When you
get a loan from these non-bank lenders, are they sufficiently transparent about fees,
interest rates, and other pricing details?
DN:
When you think about money flows and this type of financial depression of
interest rates, you
get a cascading effect.
The Federal Reserve will only raise
interest rates when they see that economic conditions are
getting better.
Millions of people in the US have had to
get a credit check for a mortgage, so
when senators suggest that Wells Fargo employees opening and closing a credit card without a customer's knowledge may affect a credit score and lead to a higher
interest rate, it's simple to understand the direct ramification.
He explained that it was on July 6th
when he decided that the narrative that benchmark
interest rates around the world would stay lower for longer was «
getting quite old.»
«Normally
when you
get to this part of the cycle, where the disparity in valuations between growth stocks and value stocks is as wide as it is today, accompanied by rising
interesting rates, normally there's a shift where value comes in favor,» he says.
«Normally
when you
get to this part of the cycle, where the disparity in valuations between growth stocks and value stocks is as wide as it is today, accompanied by rising
interest rates, normally there's a shift where value comes in favor.»
Well, if we were gonna normalize
interest rates, that relationship had to
get restored to normal somewhere, at some point,
when people were confident that we didn't need the very low
interest rates and so forth.
Bond now is risky as the FED is toying increase
interest rate, and you'd
get stuck with a 5 year CD, of course
when you
get multimillions, it's really doesn't matter.
When it comes to
interest rates, you can't
get more different than what's happening in the U.S. and Canada.
«People purchase bond funds
when they are looking for a safe way to
get returns,» said Charles C. Scott, president of Pelleton Capital Management in Scottsdale, Ariz. «However, bond funds can be somewhat risky
when interest rates rise, and the bond funds lose some of their principal value.»
The biggest disadvantage of buying a Treasury bond is that the
interest rate could rise during its term, which means your money might be tied up in an investment that pays 2.75 percent
interest when you could be
getting 4 percent or 5 percent — or more.
Therefore, a good time to
get a fixed -
rate loan is
when the
interest rates are low.
When you purchase Treasury bonds, you
get a guaranteed
rate of
interest.
With the Fed poised to raise
interest rates any day now, and knowing that housing prices typically drop
when the
interest rates rise, I didn't want to
get stuck in a negative equity situation again.
With that in mind, a good time to
get a fixed -
rate loan would be
when interest rates are low.
It's important to pay attention to the
rates when you
get your student loans, and also know what influences
interest rates.
So investors started to
get nervous
when there was speculation that the Federal Reserve, our country's central bank, might raise
interest rates last week.
Your best bet is to compare
interest rates and shop around
when you decide to apply for a private student loan, whether you are
getting a new student loan or refinancing existing loans.
While students may apply individually, often times students can
get a lower
interest rate when they apply with a cosigner.
It is worth noting that the
interest rate is capped at a certain level in the terms, which means you do know what you are
getting into
when you choose an ARM.
When you
get a term sheet for a term loan, you will likely be quoted an
interest rate, repayment term (between 1 - 5 years), and other associated fees, such as an origination fee or monthly administration fee.
You can also
get a credit toward your closing cost by opting for a higher
interest rate when you
get a mortgage from Quicken Loans.
When I first graduated from college and
got a job I bought a car (Honda accord) which I shouldn't have for around 20k I was making 35k since I was young and dumb and didn't have a lot of credit I
got slapped with a ridiculous apr around 12 % so my payment was about $ 350 I really that I had negative equity so I tried to
get out of it by buying a another car that was worth more but cost the same with a lower
interest rate to try to
get rid of my negative equity.
As implied above, the Fed confirmed last week that
when it finally
gets around to moving the FFR upward, it will do so primarily by adjusting the
interest rate it pays on excess reserve balances.
It's important to keep in mind that
when you
get an adjustable -
rate mortgage, you run the risk of having a higher
interest rate in the future.
When I checked recently, they showed that if you were borrowing $ 200,000 via a 30 - year fixed -
rate mortgage and you had a top FICO score in the 760 to 850 range, you might
get an
interest rate of 3.88 %.
When I checked it recently, it showed that if you were borrowing $ 200,000 via a 30 - year fixed -
rate mortgage, and you had a top FICO score in the 760 to 850 range, you might
get an
interest rate of 3.335 %, with a monthly payment of $ 880, and total
interest paid over the 30 years of $ 116,717.
However, yields on longer - term securities could be trending down sometimes
when market
interest rates are set to
get lower for a foreseeable future to accommodate ongoing weak economic activities.
When refinancing you may want to apply with a creditworthy cosigner to
get a better chance at a lower
interest rate.
And it is hard to
get ahead
when interest rates on debt outpace earnings on retirement investments.
All income investments look less attractive
when you know you can
get a higher risk free
interest rate in the near future.
When I bought my home a decade ago, my high credit and low debt levels meant that I still qualified for the best available
interest rate at the time, even though I
got an FHA loan with a small down payment.
And
when Fed funds are rising, the opposite happens — funding
rates for those clipping
interest spreads rise, and the expectation of further rises
gets built in, leading some to exit their trades into longer and riskier debts, which makes those yields rise as well, with uncertain timing, but eventually it happens.
Often, homeowners choose to refinance
when they can
get a lower
interest rate, especially if they can
get a lower fixed
rate.
When the Fed does
get closer to its dot - plot tightening cycle for short - term
interest rates, I'll be there backing up the truck.
It doesn't help that 10 - year bond yields are still lower than the prospective operating earnings yield on the S&P 500 (the «Fed Model»), not only because the model is built on an omitted variables bias (see the August 22 2005 comment), but also because the model statistically underperforms a simpler rule that says «
get in
when stock yields are high and
interest rates are falling, and
get out
when the reverse is true.»
When you finance a home using a mortgage, your
interest rate is based on time - to - close — the fewer days it takes to
get you from «
rate lock» to «closing», the lower your mortgage
rate will be.
But the news will
get worse next week
when interest rates...
You'll
get a better mortgage
interest rate, and qualifying is more straightforward
when rental income is off the table.
A secured loan is
when you offer up a valuable asset in order to be approved for a loan or
get a better
interest rate.
Only
when you can
get a risk free return that is higher than the
interest rate of your debt should you consider investing instead of paying of your debt.
The market tends to
get very volatile
when things such as, the NFP,
interest rate decisions and other economic and political events are happening.
When it comes to loans, there are certain criteria that lenders will like to consider before deciding on the
interest rate you may need to pay on the loan you seek to
get.
When all these costs are added to the
interest expense and then expressed as a percentage of your loan on an annual basis, the
rate you
get is known as annual percentage
rate (apr).
Powell recognizes the limits of monetary policy
when he notes that «ultimately, the only way to
get sustainably higher
interest rates is to improve the broader environment for growth, by adopting policies designed to increase productivity and potential output over the long term — policies that are mainly outside the scope of our work at the Federal Reserve.»