Sentences with phrase «when older consumers»

So when older consumers want to purchase a deferred annuity, they often name a younger relative to be the annuitant.

Not exact matches

In my view, the disruption that does occur happens when only the best alcohol retailers make the exclusive list to serve Saucey consumers — due to limited capacity on their platform — and the rest wallow in the muck and mire of old school, in - person, sales stagnation.

When people think about 3M, the 115 - year - old maker of Scotch Tape, they might not associate the old - line consumer goods manufacturer with electric cars.

When your workplace is home to a diverse group of individuals from different backgrounds and experiences, your company can more effectively market to all groups of consumers, from a wide range of racial and ethnic backgrounds, men and women, older and younger adults and those who identify as gay, lesbian, bisexual or transgender.

That's especially true on Sundays, when RBC's much - hyped investment in meeting consumer needs, whenever and however people want, is closed — just like in the good old days, when banks were called banks.

But it grows in importance when compared to the coupon - downloading behaviors of older consumers:

The measure, Senate Bill 426 (Leyva), requires that, when fixed deferred annuities are issued to consumers age 65 or older, the death benefit must at least equal the annuity amount or the accumulation value.

«When we call something «old - fashioned vanilla,» it must meet the challenge of the ultimate judge, the consumer,» he continues.

When dairy protein is added to a centuries - old beverage like switchel (a vinegar and ginger drink), consumers get a refreshed option with added value.

But while Monster Energy represents a seismic shift from how NASCAR typically engaged consumers — new and old alike — the company's approach to marketing is also precisely what NASCAR sought when it entered into a two - year agreement with Monster to serve as its Cup Series title sponsor, Steve Phelps, NASCAR's executive vice president and chief global sales and marketing officer, told SB Nation.

When Undersecretary of Agriculture Ellen Haas took on the job of upgrading the nation's school lunch program, nutritionists, educators and consumer advocates had high hopes she could wrest the 48 - year - old system from the grip of bureaucracy and bring it in line with contemporary scientific thinking.

Although older consumers have greater shopping experience and a smarter and more sophisticated choice process when it comes to traditional shopping, the study confirmed that they are disadvantaged in online shopping environments.

OK, the old - timers are one thing, but I am especially flummoxed by second -, third - and fourth - generation dealers who continue the control / negotiation approach when they must know they are out of step with what today's consumers look for when they shop: transparency, speed, simplicity, fairness and the customer in control.

But for older consumers, Chrysler and Fiat will have to overcome a reputation established 30 years ago when FIAT colloquially stood for «Fix It Again, Tony».

When your student loans are less than 7 years old, your creditors still receive a prorated share of your consumer proposal payments, just like any other unsecured creditor.

Where were the consumer watchdog groups to jump in and help Wade when The Buy - and - Hold Machine threatened to get him fired from his job if he continued to publish groundsbreaking research on Valuation - Informed Indexing and to push for corrections in the long - discredited Old School SWR studies?

You completed your first consumer proposal or personal bankruptcy when your student loans were less than 7 years old.

In addition to a civil penalty of $ 2.5 million, Asset Acceptance has agreed to inform consumers when their debts are too old to be legally enforceable and to let consumers know that a partial payment would essentially restart the statute of limitations on that account.

The agency has also released a new publication, «Time - Barred Debts: Understanding Your Rights When It Comes to Old Debts,» to help consumers better understand what to do about old debOld Debts,» to help consumers better understand what to do about old debold debts.

The 58 - year - old woman from Texas thought she struck gold when she found the First Premier card, which is aimed specifically at consumers with poor credit.

Mecham had been building a stake since 2005, and he was convinced it was a «countercyclical stock» that would thrive even in a poor economy — when consumers are hurting, he explains, they keep their old cars longer and fix them themselves.

When most consumers set out to try to rebuild their damaged credit, they start by trying to pay off or settle old derogatory accounts.

The consumers that I see, and this is everything from 75 year old retirees to 22 year old college graduates, they've paid fees for a year or two years and maybe they've saved money or maybe they haven't been able to, but I see them when they're just not able to get any settlement.

In the interim, if you have received letters like this after filing a consumer proposal, and if your student loans were older than 7 years when you filed the proposal, speak to your proposal administrator.

Technically speaking, when debt is transferred to a new card, the new card provider pays off the debt to the old card issuer, leaving the consumer indebted to a new card provider.

According to reputable nonprofit consumer credit counseling service companies, «if you pay your debts on time, don't carry too much debt on any one card, don't close old accounts unless necessary and only apply for new credit when you have to you will be in good shape.

Although MacDowell says that consumers are looking for reasonably priced beds, when it comes to older pets or dogs with certain issues requiring orthopedic support, she says consumers seem willing to spend «an enormous amount of money» to make their pet more comfortable.

Lead is especially pernicious, and pets are exposed to it through many sources, including consumer products, paint chips, linoleum, and lead dust produced when surfaces in older homes are scraped or sanded.

Both Old Mother Hubbard, which dates back to 1926 when it began making natural dog biscuits, and Eagle Pack, which was founded in 1970, had very good reputations with consumers for making premium pet foods and treats before they were purchased and combined to form WellPet.

«These consumers tend to be more involved with their pets, thus they like to take pets along when they go places,» says Hoffman, whose 10 - year - old company manufactures a wide variety of pet travel products designed for car trips.

When I came out of school many, many years ago, there were articles everywhere about the power of the Baby Boom generation and how these consumers — my contemporaries — did not follow the same rules as older generations.

Some breeders kill the adult dogs and cats when they can no longer breed and are no longer profitable (psychologically and physically damaged, these animals are not «considered» pets); some sell the adult animals at auctions to receive a «salvageable value» for the investment made in the animal (similar to livestock); and some give away their adult dogs or cats for free or at a discounted price to rescue groups and consumers (freeing them up financially so they don't have to pay for the up - keep of an older animal).

Much has changed since the worst part of the recession in 2008 and 2009, says Shevlin, when the credit crunch and demographics forced card issuers to focus on marketing rewards cards with lots of perks to older consumers with stellar credit.

I've made much ado about the potential of the PC to retake the mainstream market recently, and I won't fully retread old ground here, but I will reiterate the fact that the casual PC market is booming, while developers like Crytek feel they can no longer play to the high - end PC consumers, as the market simply isn't there (or when it is, it's through piracy).

Expectedly, sales have not been favourable for this, as consumers aren't keen on paying full price for an old game, when other companies seem to get by at rereleasing games for far less.

It's dispelling old ideas about what consumers want from games and interactive media, and working to change what people think when they hear the term «video game.»

When scrutinised carefully, Bernhardt's work offers up intriguing sets of tonal, temporal and formal correspondences: the yellow Pac - Men are the same colour as Lisa Simpson; the Smurfs and the Windex are an identical shade of blue; the facets of the Rubik's cube mirror the squares of chocolate; rectilinear black and white forms (cigarettes) are the antithesis, both literal and figurative, to the glowing, luscious fruits (papayas and kiwis); nature (toucans) counteracts the artificiality of consumer culture (Nike trainers); the cartoon characters belong to both the past and the present, to the old and the young.

The artist explains: «When I transform old Coke or beer cans found in the California desert, where they've been used for target shooting since forever, into prayer wheels, the work starts to open up to all these issues art history is always drowning in — national identity, romanticism, nature — mixed with the loss of religion, which has been replaced by an almost folkish attachment to consumer goods.»

Of these pseudo-devotional forms, the artist explains: «When I transform old Coke or beer cans found in the California desert, where they've been used for target shooting since forever, into prayer wheels, the work starts to open up to all these issues art history is always drowning in — national identity, romanticism, nature — mixed with the loss of religion, which has been replaced by an almost folkish attachment to consumer goods.»

The lawsuit came about when New York City decided to require manufacturers to offer free at - home pick - up for junked electronics, rather than requiring consumers to take their old devices to collection points.

That is unlikely to happen any time soon as regulators are clearly waiting to see the effect fintech has before introducing new rules or revising old ones just as the U.S. Department of the Treasury did last year when it submitted a public request for information to understand the impact of online marketplace lending on small business, consumers and the broader economy.

Many consumers over 50 balk at purchasing that amount of coverage because they won't need that much when they hit 60 years old and are nearing retirement.

While that might be true, saying that Apple «needlessly subjects consumers to purchasing newer and more expensive iPhones when a replacement battery could have allowed consumers to continue to use their older iPhones,» is a false narrative.

The suit claims that Apple, «needlessly subjects consumers to purchasing newer and more expensive iPhones when a replacement battery could have allowed consumers to continue to use their older iPhones.»

After Apple issued an apology letter for not communicating properly to consumers the slowdown of older iPhones when their battery was degraded, CEO of Apple today confirmed that upcoming iOS update will give an option to users where they could choose to disable this «feature» if they don't like it.

IDC says that consumers are keeping their tablets much longer than first anticipated and when they do get a new one, they give their old tablet away to another family member or friend.

«The issue is that when a data broker does a download of criminal information, and a year later a consumer goes back to court and the judge modifies or sets aside the case, the data broker still has the old information and may report incorrect results,» says Rosen, author of «The Safe Hiring Manual,» a comprehensive guide to employment background checks.

Merv Burgard, counsel at OREA at the time, wrote me a long time ago inquiring when I was going to change all my points of reference in my often twenty year old consumer education articles, from agent to registrant.

This would ensure that every wannabe is at least somewhat financially secure and will not become a selling desperado using scripts instead of offering good old fashioned honesty and integrity when dealing with consumers.

In the automotive industry, when manufacturers bring out a new vehicle, they put consumers in a room with three unmarked cars: the new model, an older version of the same car, and a competitor.