Sentences with phrase «when opening a credit card»

When you opened your credit card account, the card issuer established a credit limit, based loosely on your credit score and your card issuer's educated guess of how to make the most money from you.

One term that will frequently be discussed when opening a credit card or loan is your payment history.

This helps with avoiding nasty surprises when you open credit card and financial statements, and helps with preventing even nastier arguments over money.

Applicants who are younger than 21 years of age will need to have a co-signer (who is older than 21) when opening a credit card account.

When you open a credit card account, you're likely to pay thousands of dollars in interest over the years as you carry a balance.

They know when we open credit card accounts, get a car loan, are late for a bill or are paying our student loans on time.

«When you open a credit card account, they'll do a hard inquiry on your credit report,» Harzog says, «and that can make your score drop anywhere from 2 to 5 points for each inquiry.

When you open your credit card, you'll also get a complimentary companion ticket, a one - class upgrade and a single - visit pass to a variety of exclusive lounges.

Not exact matches

«When you do open a credit card,» Dearing says, «understand the terms.

Millions of people in the US have had to get a credit check for a mortgage, so when senators suggest that Wells Fargo employees opening and closing a credit card without a customer's knowledge may affect a credit score and lead to a higher interest rate, it's simple to understand the direct ramification.

The card offers a bonus of 25,000 points when you make at least $ 1,000 in net purchases within 60 days of your account opening which can be redeemed for a $ 250 statement credit towards travel purchases.

A personal line of credit is an open - ended loan that lets you access money when you need it, similar to a credit card.

For example, when you graduate with student loans or open your first credit card, a portion of your payment usually goes towards interest each month.

New Capital One ® Quicksilver ® Cash Rewards Credit Card cardholders can earn a $ 150 cash back bonus when they spend $ 500 in purchases during the first three months of opening the account.

When a consumer opens a new credit card account, the consumer is told what the Annual Percentage Rate (APR) or interest rate will be for purchases and what the APR will be for other types of transactions such as cash advances.

The 110 - page report has been in the works since September, when Wells acknowledged that its employees opened up to 2 million checking and credit card accounts without customers» authorization.

When you have a higher credit score, it can literally open up a number of «financial doors» to you: lower interest rates on loans and credit cards, higher credit limits, and the ability to borrow funds to purchase a home or car.

The card also dishes out a big new cardholder bonus worth $ 500 in travel statement credits (50,000 bonus miles), when spending at least $ 3,000 on new purchases within three months of account opening.

At this point the most ideal option is to continue to push for a good credit score to open up even more options when it comes to mortgages, loans, credit cards, and more.

The secret recipe when it comes to saving BIG at Babies «R» Us is using your 10 % off registry completion coupon AND opening your credit card on the same day to combine the 15 % off.

When you sign on to a commercial network at an airport or a hotel, you invariably encounter an opening screen that asks for a credit card or a user account before you're allowed to roam the Internet on your own.

A question that comes up a lot when you're working on paying off your credit cards quickly is, «Should I open up a new credit card with a lower interest rate and transfer my current balance to that one?»

When my credit card number was stolen, it was used to open an account at an online dating site.

I paid by credit card, which was set up as the payment method when I opened my kobo account.

If you didn't set a PIN when opening your account, call your credit card company's customer service phone number.

Many of us ask the same question when it comes to opening a new credit card: How will this affect my credit score?

You know when you are shopping at the mall and each and every store asks you to open a credit card to save 15 %?

As the result you get a higher interest rate when you: take a loan, open a new credit card account, lease a car, etc. 29 % of the credit reports in this study contained even more serious errors that could result in the denial of credit.

Banks rely heavily on credit scores to determine initial credit card interest rates when opening a new account, and subsequent changes to the APR as circumstances vary over time.

An increase in your open to buy may set you up for failure when you use a student loan to pay off credit card debt.

If you applied for a credit card when you were in college, whether you use it or not, keep that account open.

Sometimes misinformation is the result of identity theft, when unauthorized individuals pose as you to use your credit cards, withdraw money from your bank account, or open up new credit accounts under your name.

Take advantage of special rates, plus receive up to $ 50 cash back or extra bonus points when you open a qualifying CEFCU Mastercard Credit Card by June 30.

The perks include: unlimited free transactions at non-U.S. Bank ATMs, up to a $ 1,000 discount on a home mortgage, no annual fee for a home equity line of credit, up to 25 free trades with a new self - directed brokerage account through U.S. Bankcorp Investments, an affiliate of the bank, free DepositPoint transactions, and a new account bonus when you open a select U.S. Bank or FlexPerks credit card.

If you do close the Sapphire card, I would open the United card first and ask Chase to move your open credit limit to the United card when closing the Sapphire card.

When someone uses your personal information to open new credit cards, and adds information to your credit reports, that is identity theft.

When you open an account with UPromise you link your debit and credit cards to your UPromise account and are «rewarded» for shopping at UPromise partners.

You should open up a secured credit card account as soon as possible when your bankruptcy has cleared the courts.

When you or someone else attempts to open a credit account in your name, increase the credit limit on an existing account, or obtain a new card on an existing account, the lender should takes steps to verify that you have authorized the request.

When opening a Spark Cash credit card account, you can get a bonus of $ 500 if you spend $ 4,500 within the first 90 days.

A balance transfer gives you the ability to pay an introductory rate of typically 0 % for a defined period, usually 12 months when you open a new credit card.

When you're short of cash or have unexpected expenses, opening another credit card may seem like a good option.

Customers who already have a Discover credit card can earn extra cash back rewards when a Cashback checking account is opened.

When you opened your first credit card, chances are you didn't have a ton of options.

If you plan on making a large purchase at a retail location, the cashier might ask if you want to save 30 % on your first purchase when opening a store credit card today.

Once you decide to open a new travel rewards credit card, you should take into consideration your travel habits when choosing the right card for you.

When shopping for credit cards, it is a good idea to keep your eyes wide - open for your options.

When you have a higher credit score, it can literally open up a number of «financial doors» to you: lower interest rates on loans and credit cards, higher credit limits, and the ability to borrow funds to purchase a home or car.

The credit limit will equal the security deposit you place when you open your card.

When a business credit card account is opened, a personal guarantee is when an officer of the corporation designates himself and is bound by contract to be liable for all debts incurred on the new credit cWhen a business credit card account is opened, a personal guarantee is when an officer of the corporation designates himself and is bound by contract to be liable for all debts incurred on the new credit cwhen an officer of the corporation designates himself and is bound by contract to be liable for all debts incurred on the new credit card.