Sentences with phrase «when pricing your policy»

According to Harvey Bennett, spokesman for Florida's Office of Insurance Regulation, this is probably because most insurers in Florida choose not to use credit - based insurance scores when pricing policies.
Plus, our underwriters will consider the unique operational and safety features of your business when pricing your policy.
Insurance companies consider auto insurance scores when pricing policies.
It's useful to understand the factors that Arkansas insurers consider when they price your policy, so that you may take actions over time to reduce your premiums.

Not exact matches

At the very least, it might be prudent for the BoC to separately take into account asset prices when it sets monetary policies (as I've argued in past columns stretching back to 2007).
The 30 - day Fed Fund futures can be used as a guide to predict when the Fed might increase interest rates since the prices are an expression of trader's views on the likelihood of changes in U.S. monetary policy.
Policies are also most cost - effective when the costs are transparent, but when you see the NRDC campaigning against Keystone XL by telling Americans that their gas prices might go up, you know just how politically palatable a transparent price at the pump will be.
A seemingly endless number of these «policy» questions will arise when you enter the apparel business, among them issues surrounding pricing, consignment, purchasing unsolicited products, credit, cash layaway, returns, special orders, damage, children in the store, credit cards, gift wrapping, gift registry and hours of operation.
The markets are pricing in no change to Fed policy when the Federal Open Market Committee meets in May, but traders anticipate another hike at the June meeting, according to CME Group fed funds futures.
That's lower than the prevailing price in 2015, when the Bank of Canada dropped its policy rate to 0.5 % to counter the blow from the collapse of crude prices.
In October, when the Bank of Canada last released an economic outlook, policy makers assumed crude prices would hold closer to $ 50 per barrel.
In July, when the Bank of Canada cut its policy to its current setting of 0.5 %, policy makers expressed concern over weak non-energy exports and a deep contraction in business investment brought on by the collapse of commodity prices.
But when policy - makers studied the data, their models foretold a dark future from the collapse of oil prices.
When Price joined the administration, Trump touted him as a conservative policy expert who could write a new health care bill to replace the Obama - era Affordable Care Act.
When the two intersect, we try to figure out the impact that government policy might have on asset prices.
This scenario was part of our thinking at the beginning of last year, when Canada's economy was hit by the collapse in oil prices and we cut our policy interest rate.
After all, when a central bank influences the cost of financing through changes in the policy interest rate, its actions affect the economy by changing asset prices, encouraging or discouraging risk taking, and influencing credit flows.
That was part of our thinking in late 2013, when inflation was running persistently below target: we were concerned about the downside risks to inflation, but decided against easing policy further to avoid exacerbating growing household indebtedness and elevated house prices.
The New York City area, with its many interest rate - sensitive industries, has prospered when decision - makers in the public and private sectors could have confidence that the Federal Reserve was committed to a rigorous set of policies that promoted price stability, in a growth - oriented economic environment.
Surprisingly, analysts continue to hail lower - than - expected CPI inflation as giving the PBoC room and encouragement to expand credit — largely I guess because this is what analysts say when US or European CPI inflation numbers are low, and although most of us haven't thought through the differences between China and the US in the ways prices respond to monetary policy, we don't want to seem like we don't know what we are doing.
We contracted Navius Research to model what the policies in the climate plan would achieve when combined with a federal carbon price.
Also, you can try to take credit card price protection policies into account when you make a major purchase.
If the institution is able to effect a change in corporate policy, its ten shares will produce a $ 100 paper gain when the stock price rises to reflect the company's new value.
All property insurance claims made are registered to the Comprehensive Loss Underwriting Exchange (CLUE), a reporting system by LexisNexis, and insurers check this database when pricing personal auto and property policies (including renters insurance).
We also use the information collected to send announcements and updates regarding changes to our Terms of Service, Privacy Policy or when making pricing changes.
I think people have the perspective, especially... I'll opine on Washington for a second because I think a lot of people that write healthcare policy, they think it's an open market, but you really don't have... The consumer doesn't know price when it makes a decision.
Jan Hatzius, an economist with Goldman Sachs in New York, argues that when share prices and investment are booming as they were in America in the late 1990s, the correct policy is to raise interest rates regardless.
That's when the central is expected to raise interest rates again, based on the 30 - day Fed Fund futures prices, which gauge the market's outlook on monetary policy.
The game changing election of Donald Trump to President of the United States and the competitiveness implications for Canadian carbon pricing policies should be at the top of the agenda when First Ministers meet in December.
To answer your second question, yes, you can not lose more than you have invested, IQ Option has negative balance protection policy (so it will automatically close the trade when the price goes too much in the opposite direction).
The opposite happens in deflation, however, when the prices of goods and services decrease following an economic crisis, according to the Brookings Institution, a nonprofit public policy organization.
I grant that it is difficult to have any semblance of «affordable» housing policy when The Federal Reserve slammed their target rate to near zero for 10 years while housing prices rapidly accelerated.
Ensuring equality is a key component policy makers often struggle with when developing a mobility pricing scheme.
These expectations were brought forward again when the Fed dropped the reference to rates being on hold for a «considerable period» in its late January monetary policy announcement, though financial markets are not pricing in a tightening until the middle of 2004.
The Fed is expected to continue its policy of hiking rates but the incoming data from the US does not ssupport any accelerated rate hikes as yet and with the 3 rate hikes for the year already priced into the markets, we do not expect any major changes in the gold prices if and when the rate hikes do happen.
When prices hold steady, that allows a much more expansionary monetary policy.
As a result, we believe the Fed's ultimate target for interest rates when normalizing monetary policy could remain relatively low, unless pricing pressures that are more typical of previous late - cycle economic expansions start to emerge.
The country suffered significantly when copper prices dipped in 2014 following the end of the commodity cycle, but historically prudent macroeconomic policy has maintained the country's top - tier growth and credit ratings at the pinnacle of the region.
This sensible policy will also include provision for oil price fluctuations when oil is still possessed and the ability to manage the current reduction in revenue easily in such circumstances.
When critics attacked Uber's so - called surge pricing policy, a system akin to the scheme used by airlines and hotels to raise prices when demand is high, the CEO who'd been fanatical about lowering prices began publicly mocking customers who complaiWhen critics attacked Uber's so - called surge pricing policy, a system akin to the scheme used by airlines and hotels to raise prices when demand is high, the CEO who'd been fanatical about lowering prices began publicly mocking customers who complaiwhen demand is high, the CEO who'd been fanatical about lowering prices began publicly mocking customers who complained.
It follows that monetary policy, even when primacy is given to price stability, should keep one eye on the consequences for output and employment.
The revelation that Quebec was chosen over other provinces to play host to Amazon's data cluster comes at a time when Kathleen Wynne's Ontario Liberal government is reeling from an energy policy that has sent electricity prices skyrocketing in recent years.
When wage increases are a result of policy instead of market mechanics, revenues and profits can suffer if businesses can not offset the costs by charging higher prices.
Competition policy (SME focus; need for equity; treat SMEs as «consumers» when dealing with larger businesses - extend unfair terms contracts to small business; need «legal precedents or statutory definitions» as part of unconscionable conduct framework); competition laws (focus on unfair terms and unconscionable behaviour; mention of MMP but not in context of s 46; access - call for broader access; price signalling (not clear)-RRB-; administration
I have fallen asleep in meetings at work, especially the ones about the IT infrastructure, even when it concerned my pricing policies, but I blame the dimly lit rooms for that.
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It is disappointing that five years have been wasted on a fruitless exercise when the government could have been making real progress by delivering on its commitments to introduce evidence based policies such as minimum unit pricing for alcohol.
Congestion pricing has died multiple deaths in public policy debates, most recently 10 years ago when the Assembly declined to take a vote on a plan backed by then - Mayor Michael Bloomberg.
Even the Nigerian government had to postpone its $ 1billion Eurobond which was slated for 2016 to 2017 when a better investment environment had begun to emerge with rising oil prices, larger foreign reserves, a new economic policy document and CBN policy refinements which have significantly increased the supply of foreign currency and narrowed the gap between the various exchange rates.»
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