Sentences with phrase «where changes happen»

Third, as described above the final rule permits creditors to provide estimates where actual terms are not available, and where changes happen subsequent to the issuance of the Closing Disclosure only require a further three - day waiting period if there are certain significant changes to the terms, such as a change in the APR by more than 1/8 of 1 percent or 1/4 of 1 percent (based on the type of loan), the loan product changes, or there is an addition of a prepayment penalty.

Technology, whether it's our phones, TVs, or computers, is in its adult period, where changes happen slowly and iteratively.

A tipping point can be passed (and most likely several have been passed now with the Arctic melting fast) where the changes happen so fast that global average temperatures could rise rapidly.

Several times I've encountered times where changes happen and not often finalized because of decisions that were lame and this isn't coming from business people either.

What's interesting is that they went back in the frozen fossil record, I was telling [you] about, they found exactly where this change happened, and it appeared that the citrate eaters started becoming more common and then rare and then more common again and then they took off, which suggests that there are a lot of mutations that took place to make this happen.

«Just outside your comfort zone is where change happens.»

I also believe «therapy» is what takes place outside of the session and I work with my clients on identifying skills they can practice in between our meetings, «therapy homework», as the implementation of the skills is where change happens.

Not exact matches

The broader TV system isn't likely to change unless a shakeup happens where it really matters, down south in the United States.

«There's this really interesting shift that happens when you're running an Etsy business, where you have to change your approach from «I make clothing» to «I'm making a living making a business that makes clothing,»» Kalin says.

The movie business will also change and shift to something more connected, where people will want to interact a little bit — differently than with games, but they will still want to somehow be part of what's happening on the screen.

All we were doing is arguing about where along that timeline the change would actually happen.»

It is the one place in the field, he said, where «change is happening at a blinding speed.»

«In the last five years, especially, this has gone from being a fringe issue... to where it is now, where through investigations and media coverage and documentaries and corporate commitments to change, it's increasingly clear to the American public that what's happening on factory farms is unacceptable,» Freund says.

We're going to see that happening more and more, where the economics change.

However, at nearly 63 times current earnings - a whopping p / e ratio, to be sure - even if the firm were to grow its profit to the level of Berkshire - $ 8.5 billion - it would still lack the liquid assets and marketable securities the house that Warren Buffett built has, and it would not have a diversified income stream, making it far more vulnerable to changes in the competitive landscape; a major concern when you contemplate that Google operates in an industry where dramatic shifts consumer behavior can happen overnight.

«While we see CEOs and the heads of diversity talking about it, what really matters is what those frontline workers and everyday people think and feel about diversity because that's where the real cultural change is going to happen,» said Aubrey Blanche, global head of diversity and inclusion at Atlassian.

[05:50] Do it for passion, not for money [06:10] The importance of innovation and marketing [06:30] Start with a mission and finding how to add value [06:50] Joe Gebbia's trajectory over a decade [07:10] Culture is the ultimate element to building your brand [07:40] Namale Resort [08:00] Finding a way to do more for others than anyone else [08:45] The beauty of competition [09:15] Don't just advertise, become the expert [09:25] Value - added marketing [09:40] It takes 16 impressions to inspire buying behavior [10:10] Do something where marketing isn't marketing [10:30] The 17 - year old kid in real estate [11:35] Find a way to stand out from the crowd — the trash strike example [14:10] Authenticity plays a critical role [16:00] Building reciprocity with your customers [17:00] Double the value you add [17:20] Bringing innovation and marketing to the forefront [18:35] Innovation can mean raising your price [18:55] What innovation really means [19:25] Changing the way something is perceived [20:55] The man who was copying Tony constantly [22:00] Does change happen in a second?

In terms of social change, some of the biggest developments in the region are happening in ultraconservative Saudi Arabia, where women are gaining new rights.

The one major currency where this is least likely to happen is the yen, granted that the Japanese economy doesn't see any major changes in the direction that it is currently heading.

Change is always scary when it is happening to someone you love very much and not knowing where it's all leading.

Eventually, I came to a place where I started to clean up my own life, but of course that change and transformation doesn't happen from the outside in.

Creation also begins in God's eternity as aeviternity, above space - time, where change can happen.

Much will have to be changed to allow this to happen, but there are already places within the traditionally secular psychotherapies where there is explicit or implicit recognition of the role of the transcendent values.

We see the same thing happening in parishes, where a change of priest often betokens a drastic change of direction.

Similar changes are happening now in Australia, where an increasing number of people are shedding their nominal church identities and saying they have «no religion.»

The sea - change has happened in parts of APMEA, too, where food scandals have resulted in food distrust.

It may happen in tropical cultures where they want to change the melting point from 75 degrees to over 100 degrees to keep it solid, but even then they would use it as an ingredient in processed foods, not sell it as an edible oil for cooking.

One thing I can say is it is always going to happen and I am 55 years young and my boys are grown and I can't even begin to remember all the changes but just enjoy each and everyday and what it brings because before u know it you will look back and wonder «where did all the time go»!

I'm sorry, they can not be a co-incidence, I've never seen this happen to other teams where players just get injured in the middle of the game multiple times in one game, it is not a co-incidence, there is more to it, the players must not warm up or train properly, I don't know what the hell it is but something is not right and has to change.

I know am lot of fans feel as though we've turned the corner with the CL win, but I urge caution, wenger still played basically the same team barring forced injurys, he also did his usual subs at the last minute, I'm not convinced anything has changed, we have a few games coming up which will test the team, let's see what happens, and then let's see the club put its money where it's mouth is in Jan

Yes, we can change the manager and this is what probably will happen but just like me, you know that 2007 was the last season where we mounted a real challenge for the title in a decade.

With that in mind, if the unthinkable happens, and we are left with just Petr Cech as our solitary (although fantastic) signing, where do we have to improve or change in order to be competitive this year.

A European hasn't won the Open since 1970, but that almost changed at Winged Foot, where Colin Montgomerie, among others, made the case that it will happen — and soon

Simply wouldn't happen at some other big clubs where the fans would stick together and force change.

Wenger situation seems static, so I focus on areas of club where change is happening.

In reply to Davidnz, yes we have areas where we can improve, the left wing, CDM and CF are 3 of them, the LB cover the last piece of the puzzle but I do think the changes will happen over 2 seasons.

I think there is change happening and we need to support the club where we can.

te tomorrow never comes and despite the fact that Wenger has been brilliant, its time for a change now, trouble is that's where we are in a real quandary cos if wenger goes YOU KNOW we will get a manager who accepts what the board tells him and wont spend any more than Wenger, NOWAY will Klopp or Simione get involved unless there is money to spend and with our current Board that's not going to happen.

That would be something, especially in this postseason where pitching changes sometimes happen more often than runs.

Pls spread the message, let's stay away from the home games and the changes will happen swiftly, that glutton called knonke will disappear and Dangote or usmanov will come and get rid of wenger and take arsenal to where it truly belong

fate and change in approach to his game has made le coq what he is today.nobody in the epl can claim to have the anticipation of a loose pass like this guy... the interceptions are phenomenal and he has polished his tackling to a point where he will tackle cleanly and therefore avoid punishments.i cant imagine what would have happened at etihad and old trafford without le coq.

Kinda makes sense though, the only reason people are asking for another CDM is because we all fear the possibility of injury to coquelin and know flamini is usless, beilick is inexperienced so it begs the question what happens if an injury where to occur, but wîth how many midfielders we have in the squad i think it could allow us to change a tactical approach and potentially experiment with people like Ramsey and Wishere potentially playing a deeper role??? But the striker is a must as i mentioned earlier Giroud went 8 games without scoring a goal and none of the other strikers stepped up to the plate, we cant have a drought of goals when your the quest for titles...

I think it finally has happened where Sutton has not evolved with the league and refuses to adapt his defense to how the league has changed because in his mind «it worked before» What year was it that the Chiefs D didn't allow a rushing TD almost the entire season?

This is unlikely to happen, unless the earth starts spinning backwards, but for one last time I will say it, it is up to us to demand change, when it's not coming from where it should.

When you take the time to notice where you're feeling most dysfunctional, you can identify the places where effective change can happen.»

And if you happen to live in a climate where the changing seasons aren't so obvious, at least weather-wise, these books will provide a nice geography lesson for your little one as well.

But often, we don't know what changes are realistic to make, how to implement them, or where we could possibly find the time to make those changes happen.

They adjust fine to the slow changes, especially since they are at an age where they can understand what is happening.

«That's where I learned the power of volume, and I realized that if I wanted to change food, change happens through education and volume, and that's what we have in the school system,» she says.

To make the changes happen, Park District officials will have to persuade Taste of Chicago vendors that relocating the festival south of Balbo Drive — where it would be substantiallyfarther away from thousands of Loop and North Michigan Avenue office workers than the present site — won't pinch their pocketbooks.