Sentences with phrase «whereas term»

There are two main types of insurance: Term and Permanent, whereas term insurance is covering the risk of a policy holder dying for a predefined time period, say 20 years, and permanent insurance provides lifetime coverage.

Whereas term life insurance runs only for a set period of time — the «term» — whole life insurance coverage continues until you die.

Whole life insurance gathers value the longer you have it, whereas Term life insurance does not obtain any value that you may use before you die.

Whereas term insurance offers fixed rates for a set number of years, a GUL policy provides fixed rates until a specific age, usually 90 or later.

Permanent policies cover you for your entire lifetime, whereas term policies only cover you for a set term.

Whereas term life insurance is less expensive, it -LSB-...]

With whole life insurance, it goes for the remainder of your life, whereas term insurance only goes for a set amount of time, and you have to renew it after that period ends if you wish to continue having life insurance.

Whereas a term life -LSB-...] Read More

Whereas a term life policy offers a death benefit for a specific number of years (such as 10, 15 or 20 year term), guaranteed universal life offers death benefit coverage up to a certain age such as 90, 100 or even 121.

Whereas a term policy may be a good option for someone who is covering a «temporary» need, permanent life insurance, such as a whole or universal life policy, could be better for an individual who plans to keep the policy in force for the duration of his or her entire lifetime.

It means it's designed to last to age 100 or longer, and typically includes a cash value component to it, meaning if you cancel at some point, you may get cash back that's building up in the policy whereas term doesn't return your premium.

It is important to note that Obamacare enrollees are eligible to receive premium tax credits if their income falls below 400 percent of the federal poverty level, whereas term health insurance enrollees are not eligible for premium tax credits.

Permanent life insurance offers more security, but can be very expensive, whereas term life, which is very affordable as compared to permanent, is only for a specified time, with the coverage ending at the end of the term.

Essentially, permanent policies are investments and can grow in value whereas term policies do not.

Someone seeking coverage at this age is almost always looking to solve a long term financial need, whereas term will only aid in covering a short term obligation.

You will also receive more coverage, in fact, lifelong coverage, whereas term life policies may be outlived and then you will be left trying to extend your policy, or find another one, both options costing you more money than the original policy.

Using the figures quoted above, the 35 year old man that invested in the $ 4,000 premium whole life insurance policy will earn 4.77 %, whereas the term policy investment returns on average, 10 %.

But whereas the term is commonly used to describe the organization of a printed page, Bush applied it to his distinctive picture formats, which involved the eccentric placement of graphic shapes.

I feel that the traditional insurance products gives an insurance coverage even during the policy period and still if the investor is alive, he gets extra amount in form of Bonus + FAB which comes closer to 6 - 7 % which is an excellent option for long term (> 15 years) right whereas Term insurance is only till certain time or else the entire amount gets wasted..

There are two main types of insurance: Term and Permanent, whereas term insurance is covering the risk of a policy holder dying for a predefined time period, say 20 years, and permanent insurance provides lifetime coverage.

Whereas a term life -LSB-...] Read More

Whereas a term life policy offers a death benefit for a specific number of years (such as 10, 15 or 20 year term), guaranteed universal life offers death benefit coverage up to a certain age such as 90, 100 or even 121.

Nobody wants to be forever defined by what they don't believe in, whereas the term «Christian» positively invokes Jesus and what he stood for.

Not exact matches

In terms of sustainability, hempcrete sequesters carbon, whereas the cement industry is one of the world's leading producers of CO2.

Whereas the new term is helpful in highlighting that we should be working to help people adopt new ways versus just helping them manage through the change, maybe we can just say that.

Recommendations pay dividends month after month, Sider says, whereas a marketing campaign has a shorter - term effect.

The Waterloo, Ont., software company has roots in enterprise content management (essentially helping organizations deal with unstructured data), whereas Barrenechea defines its mission in broader terms: «It's really about enabling the digital world.»

Your raise amount is considered a deal term whereas your % progress towards your goal is not.

«Most reputable data firms are using proven predictive modeling techniques on an individual level, whereas Cambridge was guilty of using fancy fake science terms on unwitting politicians who do not understand how data analytics work.

The only difference is, your policy will terminate eventually with term coverage — typically after you retire, when, presumably, your family is no longer so dependent on your work income — whereas whole life policies are for a lifetime.

For me personally, I like the 40 - day ATR because the longer period helps to give a more accurate representation of a stock's volatility, whereas a shorter period is more susceptible to skewing by short - term news events.

Capital gains tax rate is more on the profit which is made from an asset which is sold within a year of its purchase, and is called a short term investment, whereas profit from a long term investment...

Some loans are fully amortized, whereas others might have interest - only payments with a final balloon payment at the end of the term.

Finally, private student loan lenders require student borrowers to select the repayment term of a new loan at the time funds are received, whereas federal student loan borrowers may wait until they have entered repayment to select the most beneficial repayment term.

Whereas the MVP only asked about your audience in rough terms, the customer empathy map helps drill down specific, categorical insights into the thoughts and feelings of your ideal customer.

What's interesting is that at the same time, 85 % Millennials describe their overall risk tolerance in long - term investing as «very conservative» or «somewhat conservative,» whereas only 77 % of Gen - Xers and 74 % of Boomers do.

Existing players normally think in terms of bigger, better, and faster, whereas more customers may really be satisfied by smaller, cheaper, and simpler.

Long - term investors who intend to buy and hold a stock should focus on longer - term beta to gain a better understanding of volatility, whereas short - term holders might not be concerned about the volatility experienced by a stock five to 10 years in the past.

Whereas the rest of the world has flat - lined in terms of oil production, the U.S. has zoomed to 30 - year highs.

«Venture capitalists are looking for a quick exit, whereas we want to build this company for the long term.

In the case of Dalrymple Bay, a major longer - term expansion of capacity is uncertain given that it has been reported that investment in new capacity is contingent on an increase in the allowable user charge, whereas the Queensland Competition Authority (QCA) has proposed that user charges be lowered.

Whereas bitcoin has struggled with mainstream adoption as a unit of transaction, Litecoin appears to be making faster progress in terms of transaction speed and affordable fees.

Term insurance is for a specific period of time whereas permanent is for life as long as the premiums are paid.

When asked how the current conditions have affected their short - term business objectives, 39 % of those who answered admitted that their companies have been launched into a survival mode, whereas only 10 % said that current conditions have had no effect on their plans.

Whereas in the case of long - term investing, you need to put aside some serious money to make at least something from your investment.

I think it's a very careless time for equity and bond investors from a longer term perspective whereas those of us who are Austrian have a bend for the idea of real money, sound money, and one of the things that looks pretty attractive in a Ponzi finance global macroeconomic backdrop would be precious metals I would say.

While the Australian market has not kept pace with the rises seen in the US over recent months, over the longer term it has been considerably more stable; the ASX 200 is now around the same level as at the end of 1999, whereas the S&P 500 has fallen by about one - third over that period.

For example, money supply growth since 1900 has averaged about 7 percent per annum, whereas, currently, the rate of growth in M2 is about 36 percent below the long - term average, indicating a very weak growth rate.

Part of RZV's long - term advantage lies in the fact that it only holds value stocks, whereas some funds advertised as value plays can hold growth and / or blended stocks.

For example, the maximum tax rate on ordinary income, including short - term capital gains, is 39.60 percent, whereas the maximum capital gains tax rate on long - term capital gains is 20 percent.