Sentences with phrase «whether banks or credit»

You can better decide whether banks or credit unions are more suitable for your financial needs and goals by understanding more details about each.

Another thing to consider is whether your bank or credit union offers personal loans.

Not exact matches

This is similar then, in many ways to a personal credit report, such as the one which a bank will view when deciding whether or not to approve a mortgage.

In applying for credit, small business owners should realize that potential creditors — whether banks, vendors, or investors — will seek to evaluate both their ability and willingness to pay the amount owed.

Once in, the attackers will secure the data they need, whether it's customer credit - card records, employees» personal information, intellectual property or keystroke logs that reveal the passwords to the corporate bank accounts.

Depending on whether you're looking at a line of credit from a traditional bank or an alternative lender, you might be dealing with two pretty distinct loans.

The under the hood things we're investing in will ultimately be channeled toward driving better user experience, whether it's approving a new line of credit in less than 10 minutes or being able to fund invoices and have money in the bank within four hours.

Whether you're opting for a low - fee credit union or big bank with major rewards card offerings, you should decide together which bank will carry your joint account.

«The question from a financial stability point of view is whether or not those measures, to the extent they encourage more credit and more investment, may not buy some more growth today, but increase the risk of some disruption in growth further down the road,» Carolyn Wilkins, the Bank of Canada's senior deputy governor, said at least week's press conference.

Once again, you need to find out whether the bank is performing a hard credit pull or a soft credit pull.

The chargeback process is designed to increase consumer confidence — it's very easy for credit card users to dispute charges, while businesses and banks have to do all of the legwork to figure out whether or not a transaction is legitimate.

A customer passes a local branch — even with their smartphone off — and the bank's staff can tell if their mortgage soon needs renewing, or whether they might like a new credit card or appreciate a line of credit.

Shi described to me how personal banking and credit information «is being used as part of the anti-corruption campaign to identify the networks of corrupt officials», who in China often hide their graft — whether it's property or cash — by putting it in the names of friends or family.

Whether you are loyal to one of the main banks or to a credit union, Surviscor is keeping an eye on the top firms so you don't have to.

Even when using online transfers or credit cards, you still expect your physical money to exist somewhere — whether it is in a wallet or a bank.

Your credit score, as you can imagine, is critical in helping to determine whether or not you can receive a mortgage or loan from a bank or credit union.

Whether you would buy Bitcoin with credit card or through the bank transfer, it is easy and safe at CEX.IO.

For most enterprises, this means accessing business funding from time to time rather than relying on reserves, whether this credit is taken through mainstream banks or alternative finance.

His one question was whether the state is the right vehicle or whether it could better be delivered by a credit union or bank.

The group, which meets every week, is exploring options like encouraging people to transfer their money to other institutions whether mutually owned or for profit community banks and credit unions.

According the their website, the IDNYC card holders, whether they are immigrants or not, are offered discounts at: museums and cultural institutions, libraries, banks and credit unions, movies, plays, BigAppleRx prescription drugs, fitness and health centers, Food Bazaar supermarket, veterans designation benefits, and animal care centers.

I need a lightweight reader for travelling - don't see the point of reading on my laptop and don't need a reader for that, but one where I can purchase books easily on - line whether my credit card comes from a U.S. bank or not... Any suggestions?

... Many financial planners, educators, banks and credit unions are working hard these days to make certain that busy high school and college students and young adults possess the financial knowledge to make good decisions about such matters as how far to go into debt, whether to sign up for a credit card, how to establish a good credit rating or how much college loan debt they should incur.

Capital One's mortgage rates are similar to those at other banks, but it's unclear whether the interest rates and APRs represented on its site take into account the effect of mortgage discount points or lender credits, which let borrowers adjust between interest rate and upfront costs.

Whether you're getting a Visa or MasterCard through your bank, your employer or another company such as a hotel or airline, learn what these credit card providers offer.

Background Check: Most banks and credit unions will also obtain a special report that details whether you mismanaged a checking or savings account in the past, such as a bounced check or failure to pay fees.

There are many who don't even know whether they have «good credit» or «bad credit» and how creditors, such as banks, determine their creditworthiness...

Do they have different names based on whether they are offered at a bank or credit union?

With your credits scores, banks and lenders determine whether you are worthy of a line of credit such as a mortgage, personal loan, or credit card.

The biggest difference between a bank and a credit union is whether the company exists primarily to generate profit or whether the core operations are organized around maximizing that profit for return to its ownership.

The vast majority of people want to protect their investments — whether it's with travel insurance, errors and omissions insurance for their business, or even investment banks protecting their investments with credit default swaps.

While considering whether you need a credit card, think like a lender or bank.

If your bank is charging you, look for better options elsewhere, whether it is online or at a local credit union.

Find out whether it is a good idea to keep all your finances - checking account, savings accounts, credit cards, and loans - at a single bank or financial institution.

Credit bureaus and credit reporting agencies provide this information to banks and businesses to help them decide whether to issue a loan or extend cCredit bureaus and credit reporting agencies provide this information to banks and businesses to help them decide whether to issue a loan or extend ccredit reporting agencies provide this information to banks and businesses to help them decide whether to issue a loan or extend creditcredit.

When you apply for a credit card or loan, the bank looks at your past credit history to decide whether to approve your application and at what interest rate.

When you apply for financing from a bank or credit union, they likely use your FICO credit score in order to decide whether to lend to you.

Regardless of whether you filed for bankruptcy after an expensive medical emergency or the loss of a job, many banks will steer clear of you and refuse to make unsecured or long - term loans as long as the bankruptcy is on your credit report.

Whether one is under a gold standard or a fiat currency standard, the main order for assuring stability is the regulation of banks and credit.

Some banks wait until the initial period is exhausted to determine whether bonus criteria was met then issue the credit or points or whatever.

Credit scores are used by banks and other financial institutions when deciding whether or not to offer you a loan or line of cCredit scores are used by banks and other financial institutions when deciding whether or not to offer you a loan or line of creditcredit.

Qualifying for a traditional loan, whether from a bank or credit union backed by the SBA, is particularly difficult for a new business or startup, and it's even harder for restaurants and food service businesses given their historically higher failure rates.

The closed account will have the same effect on your credit score whether you close it or the bank does.

And, since the debit card is not connected to any of your bank accounts, your credit union accounts are protected — whether you are away, shopping online, or ordering products over the phone.

When a lender or bank performs a soft pull on a consumer's credit report, they are looking to get a quick idea as to whether or not that person meets the base criteria to carry one of their products.

One of the major factors a bank looks at when deciding whether or not to issue a new credit account is the individual's ability to repay the debt.

The Fed can affect whether excessive government spending results in tight bank credit or high inflation, but it can not prevent both unless Congress controls the growth of government spending itself.

Whether you've been collecting points and miles for years or you're looking to pick up your first rewards card, there's a U.S. Bank credit card to fit your needs.

Whether you are looking for banking services, investments, loans, payment service products or credit cards, they have something to offer that will meet your needs.

Whether you go with a home equity line of credit or an unsecured bank loan it's critical that the money is used wisely.