Sentences with phrase «whether cash value»

If you've found yourself questioning how to provide for the long term care of your family, maximize tax advantaged saving, and hit those essential retirement milestones, you've likely questioned whether cash value life insurance or term life insurance is better suited to support your needs.
Once you know both sides of the story, you can decide whether a cash value policy loan is the right choice for you in your particular situation.

Not exact matches

But over on the Pastry Box Project recently, Natasha Lampard, a New Zealand native and the co-founder of Webstock, ponders whether we should be celebrating a different kind of success and valuing continuity over cash outs.
Subject to the provisions of our 2015 Plan, the administrator will determine the other terms of stock appreciation rights, including when such rights become exercisable and whether to pay any amount of appreciation in cash, shares of our Class A common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right must be no less than 100 % of the fair market value per share on the date of grant.
I'm not sure whether RE will work with their business model for, but it can certainly be a value - added service on advising on the market, cash flow, and taxation which they do.
Tim Hortons shareholders must vote on whether to approve the cash - and - share offer, which values Tim Hortons at $ 94 a share, up from $ 68 last Friday.
Subject to the provisions of our 2016 Plan, the administrator determines the other terms and conditions of stock appreciation rights, including when such rights become exercisable and whether to pay any increased appreciation in cash or with shares of our common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right will be no less than 100 % of the fair market value per share on the date of grant.
Subject to the provisions of our 2010 Plan, the administrator determines the terms of stock appreciation rights, including when such rights vest and become exercisable and whether to settle such awards in cash or with shares of our common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right will be no less than 100 % of the fair market value per share on the date of grant.
Subject to the provisions of our 2013 Plan, the administrator determines the other terms of stock appreciation rights, including when such rights become exercisable and whether to pay any increased appreciation in cash or with shares of our common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right will be no less than 100 % of the fair market value per share on the date of grant.
I let brokers truly know what my motives were for selling a bond, whether it was relative value, or needing to raise cash.
If you decided to surrender your life insurance policy or were unable to get a life insurance settlement, the policy's cash value would determine whether you had to pay any taxes.
The decision of whether to buy term or cash value (also known as permanent) life insurance depends on your personal needs and how much you want to spend for life insurance coverage.
As he rises up in the ranks, he starts to question the idea of whether it's better to make money, give up your friends, and live the good life, or stay true to the values you believe in and things you hated before someone started offering you boatloads of cash.
In considering diminished capital and credit opportunities, recipients will examine factors relating to the personal financial condition of any individual claiming disadvantaged status, including personal income for the past two years (including bonuses and the value of company stock given in lieu of cash), personal net worth, and the fair market value of all assets, whether encumbered or not.
The baseline value you should be getting in terms of «cashwhether that be gift card or statement credit, is 1 cent per point or mile.
The projected cash values are a function of your age at the time of application, the target death benefit, the average accredited interest rate, and whether you choose Option A or Option B.
Whether withdrawing or borrowing cash values is best depends on whether they are likely to be Whether withdrawing or borrowing cash values is best depends on whether they are likely to be whether they are likely to be repaid.
Whether you want to get rid of your coverage and cash out your life insurance or simply take out a loan, there's a variety of ways to take advantage of your policy's cash value.
In the next few steps you'll provide your ZIP code and details about the estimated value of your home, your remaining loan balance, whether or not you have additional loans on the property, whether you want to borrow additional cash, and how long you plan to own the home.
The amount you receive after a claim will depend on whether you have replacement value coverage or actual cash value coverage (depreciated value), and whether you have policy addendums, called «riders,» that list specific items of value.
Consider your boat's value and whether you want full replacement value or actual cash value coverage
In both cases, shareholders could stand to reap potentially substantial upside derived from the monetization of Avigen's remaining assets and could finally stop worrying about whether the Company will destroy its substantial cash value.
Dividend policy simply determines whether investors end up with a share valued at $ 20, or a share worth $ 19 plus $ 1 in cash.
Another factor to consider is whether you carry actual cash value coverage or replacement value coverage.
Replacement cost is a part of the standard Avalon Fort Greene renters insurance, so if the worst happens you'll only worry about which options to choose for your replacement property, not whether you can afford to replace something based on the actual cash value.
There is some debate about whether term life insurance or permanent cash value life insurance, such as dividend paying whole life OR indexed universal life, should be used for irrevocable life insurance trusts.
I don't mind whether it is cash or miles - as long as the value is the highest...
Northwestern Mutual is a great insurer, whether you're looking for term or cash value life insurance.
The question of whether premiums are recognized as income for any of the above strategies is very fact specific, involving questions such as when the employee has access to the cash value in a insurance policy.
Cash value life insurance, whether whole life, IUL, or VUL, allows for the tax - free growth of funds in a policy's cash account unless the policy is canceled or surrendered, transferred or assigned to another owner, or the IRS no longer designates the policy a life insurance contrCash value life insurance, whether whole life, IUL, or VUL, allows for the tax - free growth of funds in a policy's cash account unless the policy is canceled or surrendered, transferred or assigned to another owner, or the IRS no longer designates the policy a life insurance contrcash account unless the policy is canceled or surrendered, transferred or assigned to another owner, or the IRS no longer designates the policy a life insurance contract.
In the world of cash value life insurance, there is an important thing to understand about your life insurance policy, namely whether it is a «participating» or «non-participating» policy.
If you are specifically looking for getting the most value on gas purchases, you should consider whether you frequently use Walmart Gas stations, and, if it costs you $ 50 to fill up, whether discount of 5 cents per gallon is worth more than 3 % cash back.
Your rewards points have true value whether that is cash value or travel value.
This distinction refers to whether policy loans will negatively impact the dividend rate that is being paid on the policy cash value, and of course, taking policy loans are a major aspect of insurance policy growth in the infinite banking world.
The term «proceeds and avails», in reference to policies of life insurance, includes death benefits, accelerated payments of the death benefit or accelerated payment of a special surrender value, cash surrender and loan values, premiums waived, and dividends, whether used in reduction of premiums or in whatever manner used or applied, except where the debtor has, after issuance of the policy, elected to receive the dividends in cash.
Whether you choose actual cash value (depreciated) coverage or replacement cost coverage for your belongings
I let brokers truly know what my motives were for selling a bond, whether it was relative value, or needing to raise cash.
Buffett's explanation draws a sharp distinction between intrinsic value and book value — «The investment shown by the discounted - flows - of - cash calculation to be the cheapest is the one that the investor should purchase — irrespective of whether the business... carries a high price or low in relation to its... book value
In that paper, the authors found substantial outperformance through the use of only one or two value - based variables, whether they be price - to - book, price - to earnings, price - to - cash flow or price - to - sales.
My views on valuations are pretty similar Tom — it's almost impossible to forecast cash flows accurately, but there are other ways to look at relative value to get a good feel for whether the stock is reasonably priced (or potentially a bargain!)
You are going to be best advised to locate and trade only at those Binary Options sites, whether new ones or established ones that offer you an unlimited number of withdrawals per month all of which never attract any type of fees, as that way you are never going to see the value of your withdrawals becoming reduced once you have cashed them out.
Practice Tip: If your're using an ILIT, the key question when deciding is whether the trustee will be empowered and the trust itself will therefore benefit to making use of the cash value.
Whether the return of cash value is guaranteed, as in a whole life or guaranteed UL policy OR whether based upon the financial markets, as in IUL and Variable UL policies, the idea behind permanent insurance is to accrue a nest egg of usable cash value within a life insurance Whether the return of cash value is guaranteed, as in a whole life or guaranteed UL policy OR whether based upon the financial markets, as in IUL and Variable UL policies, the idea behind permanent insurance is to accrue a nest egg of usable cash value within a life insurance whether based upon the financial markets, as in IUL and Variable UL policies, the idea behind permanent insurance is to accrue a nest egg of usable cash value within a life insurance policy.
Whether or not the cash value investment aspect or loan aspect of a whole life insurance policy is important depends on spending habits, investment goals, and lifestyle decisions.
Thus, it is prudent, valid and appropriate to state that in the trading environment, book value is relatively unimportant, insignificant most of the time compared with flows from operations, whether cash flows or earnings flows.
There is much debate about whether companies should increase shareholder value by repurchasing their shares or returning excess cash to shareholders by way of dividends.
You should always try to get a minimum of 3 cents per $ 1 spent at a gas station in value (whether it be a straight 5 % + cash back card, or a card that gives you points which you value at 5 cents per dollar spent).
Over the past few weeks I have been asked (and pitched) the idea of whether cash - value life insurance makes sense as a vehicle for saving and paying for college.
posted at Free Money Wisdom, saying, «Whether you pay cash or finance a car, it's likely to lose value almost as soon as you drive it off the lot.
Depending on the adjuster's estimate for the total cost to repair your vehicle, and the car's actual cash value (ACV), the insurance adjuster will recommend whether the insurance company should pay to repair your car or should instead deem it to be a total loss.
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