Here, without deciding
whether credit card activities fall within the «core» of the federal power over «banking,» the Court concludes that, even if they do, the CPA does not «impair» federal regulation:
Not exact matches
Ultimately, you'll have to decide
whether having a
card that does (or doesn't) report monthly account
activity on your
credit reports is right for you.
There are online dating website that require you to use a
credit card for your trial membership and when the trial period is over they charge your
card for the full cost of membership automatically,
whether you have shown any
activity or not.
You may be wondering
whether credit card companies charge interest on specific types of
activities.
So, one of the things that the
credit score looks for is
activity, and unfortunately the only way it can measure that or the way that it chooses to measure it is
whether there is at least a balance on at least one
credit card.
Ultimately, you'll have to decide
whether having a
card that does (or doesn't) report monthly account
activity on your
credit reports is right for you.
Whether freezing your account or deactivating a
card, some
activity will continue, including bills that merchants mark as recurring, as well as returns,
credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.
As was reiterated in a statement from GameStop to KrebsOnSecurity, you should keep an eye on your
credit card activity regardless of
whether or not you fear your information may have been stolen.
Malware and spyware that lurks in the background and spies on you —
whether it's stealing
credit card numbers or just reporting your web browsing
activity to advertisers — is a problem.