Sentences with phrase «which fee plan»

Not exact matches

Fees paid to outside advisers and fund managers have dragged down many pension plans» performance — which is one reason Teachers cuts outsiders out of its process.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Plan Ahead Events has relationships with third - party sources which offer financing to cover the following: franchise fee, startup costs

Costs will also rise as the company said it plans to spend more on marketing, a move to fend off competition from hotels offering discounts on their own websites to lure travelers away from the likes of Priceline, which charges a fee for listing their inventory.

Vanguard, which launched a small - plan division five years ago, charges employer sponsors an annual service fee of $ 3,475 for the first 15 participants, and then adds an annual fee of $ 75 per participant for the next 35 employees.

Part V, as amended, requires that prior to an extension of credit, the plan must receive from the fiduciary written disclosure of (i) the rate of interest (or other fees) that will apply and (ii) the method of determining the balance upon which interest will be charged in the event that the fiduciary extends credit to avoid a failed purchase or sale of securities, as well as prior written disclosure of any changes to these terms.

Yet the plan still used the share class available to retail investors, with fees of 1.10 percent, rather than the institutional share class that became available in 2013, which had a fee of 0.87 percent.

Although the retirement industry has been moving toward fee neutrality over the last decade, it is this business model in which a non-fiduciary advisor is compensated by a plan provider that is most vulnerable to changes in the current DOL fiduciary rules.

Included in that list: Identify investor needs and put those goals first, which is what the DOL fiduciary rule is about; develop and monitor a personal plan for each client, help clients through major life changes and be transparent about fees and expenses.

Most of the suits to date charge retirement plan sponsors with excessive fees and / or poor performing investment options, which cost participants thousands of dollars that they allegedly would have otherwise saved for their retirement.

Retirement plan administrators, most of which play other roles in the value chain, will need to reconsider their business model as 12b - 1 fees for product placements, their significant revenue source, come under pressure.

The Norwest Corporation Directors» Stock Deferral Plan, which prior to 1999 allowed directors of the former Norwest Corporation to defer their annual cash retainer and meeting fees and earn an investment return based on common stock share equivalents distributed in shares of common stock.

If you plan on transferring a brokerage account from one online brokerage service to another, beware the account transfer fees charged by some providers, which can be as high as $ 125.

This is expressed most directly in paragraph 156 of the complaint which argues that a «two percent annual flat fee on assets under management [as charged by an actively managed hedge fund seeking superior returns]... is not justified in the defined contribution plan context.»

Addressing the issue of risk in a similar vein, paragraph 139 of the complaint asserts a corollary to its position on fees: «Managing a retirement plan therefore must focus always on the most vulnerable participant» by which it seems to mean a non-highly compensated employee working in the shipping department.

Through our Collaborative PBM Cloud ™ platform, we administer comprehensive PBM services with 40 % lower operating costs, which leads to lower administrative fees, reduced drug unit costs, and increased rebate income to plan sponsors.

The Annual Percentage Rate (APR) shown for each MBA loan product reflects the accruing interest, the effect of one - time capitalization of interest at the end of a deferment period, a 2 % origination fee, the full deferment payment plan option (in which there is a 21 - month in - school deferment and a six - month grace period).

Guideline has eliminated these fees, and only charges participants the cost to administer the plan, which, at 0.13 % of assets, is the lowest fund expense in the industry.

Fountain also served home - improvement professionals, but it planned to take a cut of the fee charged for chats in which the pros talked customers through fixing simple problems.

The rollover decision should reflect how the plan from which assets would be distributed stacks up in comparison to the proposed IRA in terms of investment options, fees and expenses, and services (such as advice planning tools).

Actual results may vary materially from those expressed or implied by forward - looking statements based on a number of factors, including, without limitation: (1) risks related to the consummation of the Merger, including the risks that (a) the Merger may not be consummated within the anticipated time period, or at all, (b) the parties may fail to obtain shareholder approval of the Merger Agreement, (c) the parties may fail to secure the termination or expiration of any waiting period applicable under the HSR Act, (d) other conditions to the consummation of the Merger under the Merger Agreement may not be satisfied, (e) all or part of Arby's financing may not become available, and (f) the significant limitations on remedies contained in the Merger Agreement may limit or entirely prevent BWW from specifically enforcing Arby's obligations under the Merger Agreement or recovering damages for any breach by Arby's; (2) the effects that any termination of the Merger Agreement may have on BWW or its business, including the risks that (a) BWW's stock price may decline significantly if the Merger is not completed, (b) the Merger Agreement may be terminated in circumstances requiring BWW to pay Arby's a termination fee of $ 74 million, or (c) the circumstances of the termination, including the possible imposition of a 12 - month tail period during which the termination fee could be payable upon certain subsequent transactions, may have a chilling effect on alternatives to the Merger; (3) the effects that the announcement or pendency of the Merger may have on BWW and its business, including the risks that as a result (a) BWW's business, operating results or stock price may suffer, (b) BWW's current plans and operations may be disrupted, (c) BWW's ability to retain or recruit key employees may be adversely affected, (d) BWW's business relationships (including, customers, franchisees and suppliers) may be adversely affected, or (e) BWW's management's or employees» attention may be diverted from other important matters; (4) the effect of limitations that the Merger Agreement places on BWW's ability to operate its business, return capital to shareholders or engage in alternative transactions; (5) the nature, cost and outcome of pending and future litigation and other legal proceedings, including any such proceedings related to the Merger and instituted against BWW and others; (6) the risk that the Merger and related transactions may involve unexpected costs, liabilities or delays; (7) other economic, business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the SEC.

The wholesale gutting of defined benefit plans and the ascendancy of 401 (k) plans was likely one of the greatest sellouts of the American worker in history and one of the most generous gifts to the financial services industry which benefits lavishly from fees charged on the accounts.

The fees are a «necessary evil,» she added, needed to «properly divide retirement assets, to properly assign the taxation of the benefits, and to avoid paying an early withdrawal penalty from a 401 (k) plan, which is incurred unless a QDRO is entered.»

Unlike the 401 (k) plan which typically limits investments to company stock and mutual funds, IRAs can be invested in FDIC insured certificates of deposit, individual blue chip stocks, and S&P index funds with low internal fees.

That requires extra planning and comes with fees, ranging from $ 3 to $ 11 to freeze and unfreeze, which are not insignificant considerations.

If you're planning a trip overseas, you might be interested in cards that don't have a foreign transaction fee, which can save you money if you travel outside the U.S.

The end of free parking, which park officials warned about last fall, is part of a plan to make ends meet by laying off workers and enacting fee increases.

The Chicago Park District board Wednesday approved a $ 400 million spending plan for next year's budget, which will include modest fee increases and cuts in spending to close a $ 22 million hole.

We sat down with our kids and looked closely at their day - to - day lives and then decided on what we would pay for such as clothing, cell phone plans and after - school activities and sports fees and then gave them a budget for the rest such as entertainment (the price of a movie ticket once a month), gifts (birthdays, holidays, church), their craving for school cafeteria food — which we capped at twice a week — plus a small stipend.

Camping is available to individual family member (s) and youth groups on a fee / permit basis which must be obtained in advance of a planned canoe / camping trip.

The next demonstration will take place on January 29th, according to plans from the Education Activist Network and the National Campaign Against Cuts and Fees - the two groups which have taken the lead on most of the later protests.

During the debate, Teachout insisted she supported a «fee and dividend» plan, which even her liberal allies like Climate Lobby specifically refer to as a «direct tax or direct carbon tax.»

There will also be an annual uprating of the earnings threshold at which fees need to be repaid in line with earnings from 2016, rather than every five years as originally planned.

There's one bank account that Manhattan US Attorney Preet Bharara can't get his asset - freezing fingers on as he plans a likely multimillion - dollar restitution order against Sheldon Silver: the pol's campaign war chest, which Silver can continue to use to pay legal fees.

Cornachio said he devised a plan based on Singh's existing concession agreement with the town — which provided a termination fee if Singh was let go from his contract.

Regular motorists would not be impacted by the Assembly plan, which rejects Gov. Cuomo's Fix NYC panel recommendation to slap a fee of up to $ 11.52 - per - trip on vehicles in a designated Manhattan Central Business district.

Despite the terse statement in the coalition agreement that «arrangements will be made to enable Liberal Democrat MPs to abstain in any vote» on proposals from Browne with which they disagree, numerous backbenchers - including the former leader Menzies Campbell - have let it be known that they plan to rebel if the party performs a U-turn in government on fees.

BASC had always opposed plans to introduce a compulsory scheme which forced applicants to complete a self - declaration medical form before submitting it to their doctor with a fee.

Mr. Paterson said tthe conversation had helped lay out how the Ravitch plan might intertwine with his own budget proposal, which closes a roughly $ 9 billion budget gap with a mix of spending cuts and new taxes and fees, and does not include new borrowing.

Like the vice chancellor, Liverpool's students will also want Corbyn to clarify his stance on tuition fees, which has moved from fully - costed plans for free university education to a review which «rules nothing in or out».

For example, the popular Blue Cross and Blue Shield standard fee - for - service family plan carries a total premium of $ 1,327.80 per month, of which the beneficiary pays $ 430.04.

That proposal is likely to be a revised plan for congestion pricing, which would charge vehicles a fee to drive into Manhattan during weekday business hours.

Ahead of a Commons vote tomorrow on the government's controversial plans to increase tuition fees, and following my blog yesterday with photographs of the Tory MP Ben Wallace which appear to show him holding a copy of the NUS pledge on tuition fees, I have been sent this better picture of Ben Wallace holding the pledge which does indeed suggest that he amended it, as he says:

They were partoicularly concerned about an imminnt report from a Cambridge academeic which will reveal that most universities plan to charge the maximum 9,000 fee.

Mr. Lander and Ms. Chin plan to rally in support of their bag - fee bill on the steps of City Hall tomorrow shortly before it is considered by the sanitation committee — of which which neither they nor Mr. Espinal are members.

Gregory added that he still has reservations about the fee hike, because the Suffolk traffic court doesn't offer payment plans for tickets, which can be hundreds of dollars each.

Paterson's parks plan also counts on $ 4 million in new park and historic site fees imposed last month, and $ 5 million redirected from the Environmental Protection Fund, which already faces a 35 percent cut under the governor's budget.

Ajinkya said Cuomo's plan — while «definitely politically popular» because it includes a broader spectrum of students - fails to take into account college costs beyond tuition, such as books, fees and living expenses, which are growing just as fast or faster than tuition.

Imperial can't hike tuition fees, which are set by the government, so Sykes plans to copy an American tradition: tap alumni for cash.

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