As Bob Baldwin, a member of the C.D. Howe Institute's Pension Policy Council succinctly explains in the association's December 19 report, «A regime in
which accrued benefits can not be reduced places all financial risk on young and future plan members.
Not exact matches
«E-commerce creates the potential for even the smallest local firm to sell globally and, in so doing, creates an environment in
which the
benefits of trade can be shared by all Canadian firms, and not
accrue to just large multinational firms,» the report says.
Torstar is investigating a merger of its pension plan assets with a multi-employer plan called CAAT,
which would take over the obligation for paying past
accrued benefits and future pension
benefits of Torstar employees.
Access to the reports are part of the
benefits which accrue to the members of our subscriber services, ensuring the maximum impact for sponsors and advertisers.
But whatever
benefits may have
accrued, these efforts have apparently had little impact on the membership and dollar trends,
which seem to have a life of their own.
Members who currently receive tickets via the rota scheme will be able to switch to match - by - match membership,
which also has the added
benefit of
accruing loyalty points for away games.
There is nothing preventing having most of the
benefits which allegedly
accrue to the married without the requirement of involving the law to maintain or end it as necessary.
De Blasio asserted that a homecoming for the IDC,
which split from the bigger caucus in 2012 and has
accrued three new members in the past year, would
benefit their constituents.
The Advertiser poll suggests that the ongoing back and forth between Hanabusa and Case is — not surprisingly —
accruing to Djou's
benefit, allowing him to run as a non-partisan problem solver,
which is a great message in this climate.
The district also had established an employee
benefit accrued liability reserve fund,
which held about $ 6 million,
which it does not need, the report said.
There appears to be a tipping point after
which greater
benefits no longer
accrue.
University of Texas, Austin, political scientist Gary Freeman placed the politics of skilled immigration into the category that political scientists term «client» politics, in
which the
benefits of particular governmental actions
accrue to a small number of groups or individuals while the costs diffuse more widely over people who may not even realize that they are being harmed.
Such near - term
benefits provide the basis for a no - regrets GHG - reduction policy, in
which substantial advantages
accrue even if the impact of human - induced climate change turns out to be less than current projections show.
Among the many powerful
benefits that can
accrue when students work together lies one potential danger: the possibility of cheating,
which can arise from complex group dynamics and a school's cultural norms, and
which can be masked by the very collaboration that educators want to encourage.
Much fairer to taxpayers and non-lifer teachers alike is a 401 (k) defined contribution plan in
which a teacher's
benefit is equal to his own contributions, those of his employer, and whatever earnings the investments
accrue.
(F) The provisions of sections 10 - 153a to 10 - 153n, inclusive, [
which are the state's collective bargaining laws] shall not apply to any teacher or administrator who is assigned to a commissioner's network school, except (i) that such teacher or administrator shall, for the purposes of ratification of an agreement only, be permitted to vote as a member of the teacher or administrator bargaining unit, as appropriate, for the local or regional board of education in
which the commissioner's network school is located, and (ii) insofar as any such provisions protect any entitlement of such teacher or administrator to
benefits or leave accumulated or
accrued prior to the teacher or administrator being employed in a commissioner's network school.
Jettison their current approach to retirement
benefits in
which teachers
accrue relatively meager
benefits through much of their careers, and then abruptly become eligible for much more as they near retirement age.
This chain of effects is reflected in the design of the evaluation plan,
which consider potential mechanisms and mediators of impact, alongside investigation of ultimate
benefits that may
accrue to students.
Or you may wish to lock in a steady rate with a permanent life insurance policy,
which accrues cash value, and pays a guaranteed death
benefit, even if you live to be 100 years old.
The upsides include building equity faster (
which accrues to your
benefit whether or not you go the distance), finishing pay off years earlier, and paying tens of thousands less over the duration of the loan.
North American's Universal Life policy doesn't
accrue value or offer dividends to their owners,
which means that you don't have much opportunity to increase your policy's death
benefit.
More importantly, any money you borrow and don't pay back (including the interest
accrued) would be deducted from your death
benefit when you die,
which means your beneficiary would receive less.
While it does not offer extensive introductory
benefits by the way of rewards, card holders still have the opportunity to
accrue double points for certain expenditures
which is a solid standard rate to fall back on.
Cash value can be accessed through loans and partial surrenders
which accrue interest and, if not paid back, will reduce the policy's death
benefit and cash value.
Theoretically spending $ 10,000 during the first year with an account will
accrue 40,000 miles towards rewards and
benefits which should be equitable to eight round trip flights.
Both of these
accrue to the
benefit of high quality bonds, and owners will receive a windfall from their bond holdings in a depression,
which can mitigate losses suffered elsewhere in the portfolio.
Here's a somewhat «hidden»
benefit of using the Discover it Miles Card: when you're using the card to make travel purchases with the «miles,» you're actually still
accruing points in those loyalty programs,
which is then reimbursed by Discover.
Miles
accrued, awards, and
benefits issued are subject to change and are subject to the rules of the United MileagePlus ® program, including without limitation the Premier ® program (the «MileagePlus Program»),
which are expressly incorporated herein.
MILEAGEPLUS PROGRAM TERMS AND CONDITIONS Miles
accrued, awards, and
benefits issued are subject to change and are subject to the rules of the United MileagePlus program, including without limitation the Premier ® program (the «MileagePlus Program»),
which are expressly incorporated herein.
Cunningham also points out another consideration: an annual fee,
which could negate the
benefits of the points you
accrue.
(i) the ways in
which Qantas Points are earned and redeemed; (ii) Point earning and redeeming rates and Eligible Flights; (iii) Reward Flight blackouts or non-bookable periods; (iv) limitations on the number of Classic Flight Rewards and Classic Upgrade Rewards redeemable on particular flights; (v) Rewards or
Benefits, including the continued availability of Rewards or Benefits; (vi) Reward restrictions or conditions; (vii) Status Credit restrictions and conditions; (viii) membership level requirements and benefits; (ix) ticketing procedures; (x) ticketing and service charges and other fees; and (xi) the expiry of accrued Qantas
Benefits, including the continued availability of Rewards or
Benefits; (vi) Reward restrictions or conditions; (vii) Status Credit restrictions and conditions; (viii) membership level requirements and benefits; (ix) ticketing procedures; (x) ticketing and service charges and other fees; and (xi) the expiry of accrued Qantas
Benefits; (vi) Reward restrictions or conditions; (vii) Status Credit restrictions and conditions; (viii) membership level requirements and
benefits; (ix) ticketing procedures; (x) ticketing and service charges and other fees; and (xi) the expiry of accrued Qantas
benefits; (ix) ticketing procedures; (x) ticketing and service charges and other fees; and (xi) the expiry of
accrued Qantas Points;
...
which are all abhorrent practices that Peter Lang would never in a lifetime stoop to, no matter what
benefit might
accrue to him in doing so.
The report goes on to demonstrate a series of socioeconomic
benefits accrue to the population of each region
which vary according to the unique characteristics of each power plant:
Guy was bequeathed ««the copy right of and all income royalties and other
benefits which may
accrue» from the Steam Tables and Diagrams, as well as all manuscripts, papers, and illustrations that are connected to them.»
Whether the conditions for the making of a disclosure order under the Proceeds of Crime Act 2002 existed or did not exist was essentially a question of fact, the question being whether there were «reasonable grounds for believing» that the material relied upon by the Serious Organised Crime Agency was likely to be of substantial value and that it was in the public interest that the material should be produced or that access to it should be given having regard to: (a) the
benefit likely to
accrue to the civil recovery investigation if the material was obtained; and (b) the circumstances under
which the person concerned had any of the material in his possession, power or control (criteria (a) and (b)-RRB-.
«A trust is the relationship
which arises whenever a person (called the trustee) is compelled in equity to hold property, whether real or personal, and whether by legal or equitable title, for the
benefit of some persons (of whom he may be one, and who are termed beneficiaries) or for some object permitted by law, in such a way that the real
benefit of the property
accrues, not to the trustees, but to the beneficiaries or other objects of the trust.»
The judge held, that members of the scheme who had the right to retire at age 60 in respect of any part of their service and who were aged between 60 and 64 at the date that the scheme commenced winding up fell within the Pensions Act 1995 (PA 1995), s 73 (3)(b) even in respect of pension or other
benefits accrued by service to
which an NRD of 65 applied.
It was merely illusory to distinguish between savings and earnings, as the assessor and the majority characterised the reduction, and a
benefit accruing from imprisonment,
which was rejected by all the Law Lords.
While the rules had to be treated as modified by Barber to the limited extent indicated by Coloroll, that modification had no effect on the rules relating to
benefits which accrued outside the Barber window.
Members of a wound - up company's occupational pension scheme who have the right to retire at age 60 in respect of any part of their service and who were aged between 60 and 64 at the date that the scheme commenced winding up, fall within s 73 (3)(b) of the Pensions Act 1995 (PA 1995) but not in respect of pension or other
benefits accrued by service to
which a normal retiring age of 65 applies.
* Cash value is accessed via policy loans
which accrue interest and reduce the cash value and death
benefit.
More importantly, any money you borrow and don't pay back (including the interest
accrued) would be deducted from your death
benefit when you die,
which means your beneficiary would receive less.
On completion of the term of this Kotak Life pension plan, the vesting
benefit is payable
which is the Sum Assured plus the
accrued reversionary bonuses and
accrued guaranteed additions subject to a minimum of 105 % of the sum of premiums paid
On death of the insured a death
benefit will be paid
which will be higher of the aggregate premiums paid compounded @ 1 % including the
accrued Guaranteed Additions and bonuses or 105 % of all premiums paid till death.
It's important to note that the money you borrow and don't pay back (including the interest
accrued) will be deducted from your death
benefit when you die,
which means your beneficiary (s) will receive less.
North American's Universal Life policy doesn't
accrue value or offer dividends to their owners,
which means that you don't have much opportunity to increase your policy's death
benefit.
If carriers take longer than 30 days to pay out the
benefit, the face value may
accrue interest,
which would also be paid out to the beneficiaries.
However, besides lifelong coverage, it offers the added
benefit of
accruing a cash value,
which you can liquidate or borrow against, if the need arises.
Loans taken from the policies also
accrue interest,
which will further decrease the policy's cash value and death
benefit.
If the person insured passes away, the nominee receives the Death
Benefit,
which is the Death Sum Assured and the Guaranteed Additions and Bonus
accrued until the policy year in
which the demise has occurred.