Sentences with phrase «which at no annual fee»

You'll also get 1 % back on all other shopping, which at no annual fee is a fair deal.

Not exact matches

If all of that sounds too hard to manage, you can pay to have someone do it for you, or even some thing: A robo - advisor, which uses a computer algorithm to build and manage your portfolio for a small annual fee, is a good choice at this stage.

This card, which carries an $ 95 annual fee after the first year, also doesn't assess foreign transaction fees and offers 25,000 points if you spend at least $ 3,000 within three months of opening the account.

We then look at the annual costs, which include your mortgage payment, real estate taxes, homeowners insurance, maintenance expenses and, if relevant, mortgage insurance and HOA fees.

Some worthwhile contenders include the «Discover it» card, which will double your cash back at the end of the first year, or Citi Double Cash, which gives you 2 percent cash back on everything with no annual fees, or Chase Freedom, which offers a $ 150 bonus if you spend $ 500 in the first three months, Schulz said.

For one, infrequent travelers or restaurant diners won't earn enough in points with this card to justify its $ 95 annual fee, at least after the first year (for which the fee is waived).

The Annual Percentage Rate (APR) shown for each MBA loan product reflects the accruing interest, the effect of one - time capitalization of interest at the end of a deferment period, a 2 % origination fee, the full deferment payment plan option (in which there is a 21 - month in - school deferment and a six - month grace period).

Actual results may vary materially from those expressed or implied by forward - looking statements based on a number of factors, including, without limitation: (1) risks related to the consummation of the Merger, including the risks that (a) the Merger may not be consummated within the anticipated time period, or at all, (b) the parties may fail to obtain shareholder approval of the Merger Agreement, (c) the parties may fail to secure the termination or expiration of any waiting period applicable under the HSR Act, (d) other conditions to the consummation of the Merger under the Merger Agreement may not be satisfied, (e) all or part of Arby's financing may not become available, and (f) the significant limitations on remedies contained in the Merger Agreement may limit or entirely prevent BWW from specifically enforcing Arby's obligations under the Merger Agreement or recovering damages for any breach by Arby's; (2) the effects that any termination of the Merger Agreement may have on BWW or its business, including the risks that (a) BWW's stock price may decline significantly if the Merger is not completed, (b) the Merger Agreement may be terminated in circumstances requiring BWW to pay Arby's a termination fee of $ 74 million, or (c) the circumstances of the termination, including the possible imposition of a 12 - month tail period during which the termination fee could be payable upon certain subsequent transactions, may have a chilling effect on alternatives to the Merger; (3) the effects that the announcement or pendency of the Merger may have on BWW and its business, including the risks that as a result (a) BWW's business, operating results or stock price may suffer, (b) BWW's current plans and operations may be disrupted, (c) BWW's ability to retain or recruit key employees may be adversely affected, (d) BWW's business relationships (including, customers, franchisees and suppliers) may be adversely affected, or (e) BWW's management's or employees» attention may be diverted from other important matters; (4) the effect of limitations that the Merger Agreement places on BWW's ability to operate its business, return capital to shareholders or engage in alternative transactions; (5) the nature, cost and outcome of pending and future litigation and other legal proceedings, including any such proceedings related to the Merger and instituted against BWW and others; (6) the risk that the Merger and related transactions may involve unexpected costs, liabilities or delays; (7) other economic, business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the SEC.

Effective January 1, 2011, upon the recommendation of the GNC, the Board increased to $ 25,000 the annual fee paid to the chair of each standing Board committee other than the AEC, which remained at $ 30,000; set at $ 25,000 the annual fee paid to the chairs of the CRC and Risk Committee, which were formed effective January 1, 2011; eliminated the annual stock option grant; and increased the value of the annual stock award to $ 140,000.

Plus — with the additional travel protections and benefits, this card will put your mind at ease when using your card knowing your purchases are protected, it's worth looking into this card that offers a 0 $ introductory annual fee, which increases to $ 95 after the first year.

Neil Simpson, the divisional manager convenience at Metcash's food and grocery division, says Value Depot prices will be cheaper or competitive with those at the major supermarkets and in some cases cheaper than those at Costco, which keeps prices down by charging an annual membership fee.

Village residents and neighbors can use the facility by either purchasing an annual pass or paying a daily fee at the facility, which can accommodate up to 1,250 people at a time.

There will also be an annual uprating of the earnings threshold at which fees need to be repaid in line with earnings from 2016, rather than every five years as originally planned.

In early May, it launched Joe's Club in LA in which provides personalized matchmaking at dinner tables of eight people, for an annual fee.

Barclays recently introduced the Arrival Premier World Elite Mastercard ($ 150 annual fee), which offers no initial bonus but an annual bonus of 25,000 miles if you spend at least $ 25,000 a year (or 15,000 miles if you spend $ 15,000).

That is the breakeven point at which, despite paying the $ 175 annual fee, The Business Gold Rewards Card from American Express OPEN will become more profitable than the no - annual - fee card.

To calculate the point at which it pays to earn 2 % back versus the 1.3 % you get through The Blue for Business ® Credit Card from American Express, we divided the annual fee by the difference in rewards rates.

We value this bonus at $ 750, which matches the bonus of cards that charge a much higher annual fee, such as the Chase Sapphire Reserve ®.

At this level of spending, our families more than make up for the annual fees of the card, which as we said above is equivalent to 9,500 points.

Keep in mind this also adds in the 6,000 point anniversary gift, which easily makes up for the $ 99 annual fee, especially at the higher spending levels.

It would take approximately $ 17,000 + in annual spending to make up for this $ 116 deficit in value (assuming a $ 100 hotel stay, plus the $ 16 difference in annual fees), year - to - year - that is the point at which the 2.4 % rewards rate of the SPG beats out the 1.5 % rate users get from gas station, restaurant, and grocery spending.

In the spirit of the holiday, you might want to leverage attractive credit card offers such as the Slate from Chase, which offers zero percent on balance transfers for 15 months with no balance transfer or annual fees, in order to free yourself from your financial burden at the lowest possible cost.

At the same time the annual fee, which is waived for the first year, was increased from $ 59 to $ 95.

Lisa Gerstner, contributing editor at Kiplinger's Personal Finance Favorite airline card: Alaska Airlines Visa Signature card «With an annual fee of $ 75, the Alaska Airlines Visa Signature card folds in a host of enticing benefits for flyers at a lower price than similar cards from other airlines, which often charge about $ 95.»

At the same time the annual fee, which is waived for the -LSB-...]

HECM fees include the Initial FHA Mortgage Insurance Premium paid at closing, which is 2 % of the home value not to exceed $ 13,593, as well as an annual MIP of.5 % of the outstanding mortgage balance.

* Earned commission of $ 26,300 * Office split, which reduces the commission by 20 %, to $ 20,680 * Insurance and professional fees reduces these fees another $ 3,000 per year (on the average 6 transactions that works out to a $ 500 deduction), reducing the in - pocket earnings to $ 20,180 * Professional fees (educational courses, accountant / bookkeeper, cell phone, gas) at an estimated $ 12,000 (divided by 6 transactions, another $ 2,000 deduction), reducing the in - pocket earnings to $ 18,180 * Per transaction marketing fees (photography, staging, flyers, etc.) is another $ 3, o00 cost, further reducing the commission to $ 15,180 * Assuming all six transactions were for homes selling for $ 1 - million, the realtor's before - tax income would be $ 91,080 * After tax (assuming the realtor worked in Ontario) annual earnings would be $ 68,827

However, keep in mind the Discover it ® Secured Card — No Annual Fee card requires a refundable security deposit up to the amount Discover can approve of at least $ 200 which will establish your credit line.

Plus — with the additional travel protections and benefits, this card will put your mind at ease when using your card knowing your purchases are protected, it's worth looking into this card that offers a 0 $ introductory annual fee, which increases to $ 95 after the first year.

If the idea of paying an annual fee for a credit card is unappealing, try the no - annual - fee Blue Cash Everyday ® Card from American Express, which allows you to earn 3 % cash back at U.S. supermarkets (up to $ 6,000 per year in purchases, 1 % after that), 2 % at U.S. gas stations and at select U.S. department stores, and 1 % on other purchases.

Given that we value SkyMiles at 1.3 cents per mile, the value of the 20,000 available bonus miles is $ 260, which is more than the $ 195 annual fee on the credit card.

Your creditworthiness defines your credit line, which is at least $ 300, and your annual fee, which can be $ 35, $ 59 or $ 75 ($ 99 starting from the second year).

There is an annual fee of $ 35, which isn't much, but most other secured cards don't have one at all.

If you spend at least $ 105 per month at US supermarkets, the cash back you earn will already cover the annual fee, which means that the gas and department store rewards, plus 1 % cash back on all other purchases will be your real savings.

It could make sense to have at least one no - annual fee card from the banks which you want to establish a relationship with.

That works out to a sky - high gas yield of 5.25 % (albeit capped) at the highest tier, which is unmatched for no - annual - fee credit cards we've seen.

If you spend at least $ 10,000 annually on your credit card (average $ 833 / month), you will earn a bonus 5,000 Expedia + rewards bonus points, which can have a value of up to $ 70, thus covering most of the annual fee.

For one, infrequent travelers or restaurant diners won't earn enough in points with this card to justify its $ 95 annual fee, at least after the first year (for which the fee is waived).

Except for first - time home buyers hoping for the FHA HAWK program, today's FHA borrowers pay a 1.75 % upfront MIP fee to the agency at the time of closing, along with an annual MIP fee which is spread evenly over 12 annual mortgage payments.

If you spend at least $ 3,000 in the first 90 days, you can qualify for the 40,000 mile bonus on the Arrival Plus, which will cover the annual fees on the card for 4 years.

Like the DBS Altitude, the OCBC Titanium Rewards Card won't break the bank, as after the first two years during which the annual fee is automatically waived, you can waive the S$ 192.6 annual fee just by spending at least S$ 10,000 on the card every year.

Despite carrying a $ 195 annual fee (waived Year 1), the Aviator Silver credit card is amazing due to its annual companion ticket, obtainable every year in which you spend at least $ 30,000 or more in purchases on your card.

At that level of spending, the rewards on the Capital One ® Spark ® Cash for Business will outweigh those from the other cards we recommend, despite the card's $ 95 annual fee, which is waived in the first year.

So they promptly reduced the annual fee to 2.9 percent of income, by capping the number of shares on which the fee would be levied at 6 million.

If you have the MBNA Smart Cash (which is a close comparison without an annual fee), at 2 % cash back, you would earn $ 400 (maximum limit for the 2 % cash back assuming you only spend on gas and groceries) x 2 % x 12 months = $ 96.

At least make sure you have a few credit cards, and as mentioned above, choose cards which don't have an annual fee (you can find some here).

Discover It ® Miles Card Earn 1.5 miles per dollar spent, which are doubled at the end of the first year for no annual fee.

We estimate as a general guideline that if you're spending at least $ 10,000 annually on your card, the Expedia ® + Voyager Card will provide a 5,000 point anniversary bonus which offsets a majority of the annual fee.

The big money happens years later when the account grows, then when the higher annual B & C - share 12b - 1 fees are applied as a percentage of the total account balance, which are much bigger, it eats away at your money more and more as time goes by.

While the Premier Rewards Gold Card from American Express has a $ 195 annual fee, it also comes with a $ 100 airline fee credit you can use to offset it, which lets you consider their annual fees to be equal at $ 95.