Sentences with phrase «which benefits decrease»

The policy will pay full benefits until age 70, after which benefits decrease by 50 %.

Not exact matches

The benefits provided by corporate sponsorship can be decreased significantly by competitive tactics known as «ambush marketing,» which occurs when competitors take steps to deflect an event audience's attention away from the sponsor and toward themselves.
Repealing the 14th amendment, which provides U.S. citizenship to anyone born here, might decrease the stream of benefits.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
The decrease in ad revenue at ESPN was due to a difficult comparison with the Men's World Cup in Q3 last year, which more than offset the benefit of an additional game of the NBA Finals in Q3 this year.
«We have successfully increased our business volumes in both the areas of corporate financing and leasing,» says general manager Hans Pajoma, adding that thanks to the improved economic environment, the number of problematic loans decreased, which benefited the results.
A bonus for retirees: The money you withdraw from a TFSA isn't considered income, so retirees can take money out without it affecting retirement benefits like Old Age Security, which decreases with higher income.
This secret ingredient also brings its ample health benefits like helping to decrease the risk of heart disease, cancer, and asthma, which is why it's one of the 50 Best Breakfast Foods for Weight Loss.
Tart cherries contain and Vitamin A and anthocyanins, which are antioxidants that have been linked to a number of health benefits, such as decreasing inflammation, soothing arthritis symptoms and easing exercise - related muscle pain.
This recipe includes walnuts, which are a great source of omega 3 fatty acids and vitamin E. Benefits of walnuts include reducing inflammation, improving blood quality, decreasing the risk of excess blood clots, and improving cell function.
The immune functions are made stronger, brain development is optimized, and decreased infections are noted on extended breastfeeding which showcases more benefits that can counteract the criticisms around it.
In developed countries, the benefits of breast milk slowly decrease after around 1 year of age, which is why the AAP says minimum 12 months.
The report draws on government and trade statistics, academic evidence and economic theory to challenge arguments that the health and social benefits of reducing alcohol consumption are likely to come at a cost to the economy, finding: · Any reduction in employment and income resulting from lower spending on alcohol would be offset by spending on other goods · Econometric analysis of US states suggests that a 10 % decrease in alcohol consumption is associated with a 0.4 % increase in per capita income growth · Lower alcohol consumption could also reduce the economic costs of impaired workplace productivity, alcohol - related sickness, unemployment and premature death, which are estimated to cost the UK # 8 - 11 billion a year The analysis comes at a timely moment, with health groups urging the Chancellor to raise alcohol duty in next month's Budget.
The study, which appeared in Next Wave in August 1996, brought to light issues that are still of concern today, including (as Wellington wrote back then) «low pay, lack of benefits, and lengthening training periods for decreasing job opportunities.»
So morning sunlight helps you out in two major ways: It makes you feel alert and cheery now, and it promotes sleep later, which itself is associated with a bevy of benefits (from better memory and brain development to decreased risk of diabetes, colds, heart disease, and obesity).
The authors of the study attributed the benefit to compounds known as anthocyanins, flavonoids (which are antioxidants) that may decrease blood pressure and dilate blood vessels.
But if a tape measure reveals a decrease in waist circumference, you can see the benefit and know you're improving your health, which can also motivate you to continue an exercise and diet plan.
A small shrub that grows in North Africa and India, it has a high concentration of withanolides which explains the benefits we're about to discuss.Ashwagandha has been shown to lower blood sugar levels and may decrease inflammation levels as well.
The main benefit of limiting your carb intake are the decreased insulin levels in the body — carbs stimulate the production of insulin, which promotes fat storage.
They also have catechins, which offer a variety of proven health benefits: fighting and preventing cellular damage, improving blood flow, decreasing cholesterol and blood pressure, lowering risk of heart disease, and supporting brain health.
But since I had to stick with my color theme, I swapped those out for pineapples, which tout health benefits including improved digestion, decreased inflammation, and even helping thin congestion.
The object of this study was to measure if HGH therapy could prevent postoperative catabolism (Being in a catabolic state for a prolonged period of time can result in major muscle loss and overall decrease in health), which would be of great benefit to the elderly.
Fish oil is high in omega - 3 fatty acids, which can promote brain function and benefit blood sugar control, as well as decrease inflammation and act as an antioxidant.
Avocados are high in monounsaturated fatty acids, which provide many health benefits such as decreasing LDL and raising HDL in those suffering from hypercholeseterolemia.
In individuals with kidney disease they will likely benefit from a decrease in protein intake... but they need to address one of the aforementioned factors if they want to REGAIN kidney function, which we will talk about soon.
One note about the INTENSITY of the exercise: it's important to point out that the brain seems to benefit more from MODERATE exercise, whereas exercise which is too intense can actually decrease neurogenesis!
It also means slowing down, which can lead to health benefits like increased nutrient absorption and decreased calorie intake.
These little peppers derive their heat from a natural plant compound called capsaicin, which offers powerful health benefits such as reducing inflammation and decreasing hard - to - lose belly fat.
Since consumption of the Mediterranean diet is associated with decreased MMP - 9 activity [30], researchers must once again attempt to decipher the extent to which dietary benefits might be intertwined with intestinal microbiota.
Gelatin works on calming the inflammation from an interal level to show the benefits through the skin, which in turn can help reduce redness, decrease breakouts, and strengthen and tone the skin thanks to the large amount of collagen it contains.
Finally, curry is a blend of many spices, each of which have their own health benefits, such as improved immunity, decreased inflammation, lowered blood sugars, and better digestion.
The bananas help to decrease the total fat content, which benefits your health.
Not all saturated fat is bad and coconut milk has been shown to benefit arteries and blood vessels, decrease inflammation and even repair gut cells, which helps those who are trying to heal their GI systems.
However, kidney detoxification will benefit more from a detox water diet, which will increase urination, help decrease the risk of urinary tract infections and increase the speed at which chemicals are excreted from the body.
Coconuts contain over 50 percent of medium chain fatty acids, which have many health benefits, including weight loss, increased energy, seizure reduction, improved digestive and cognitive health, and a decreased risk for heart disease and chronic inflammation.
For example, KBs were recently reported to act as neuroprotective agents by raising ATP levels and reducing the production of reactive oxygen species in neurological tissues, 80 together with increased mitochondrial biogenesis, which may help to enhance the regulation of synaptic function.80 Moreover, the increased synthesis of polyunsaturated fatty acids stimulated by a KD may have a role in the regulation of neuronal membrane excitability: it has been demonstrated, for example, that polyunsaturated fatty acids modulate the excitability of neurons by blocking voltage-gated sodium channels.81 Another possibility is that by reducing glucose metabolism, ketogenic diets may activate anticonvulsant mechanisms, as has been reported in a rat model.82 In addition, caloric restriction per se has been suggested to exert neuroprotective effects, including improved mitochondrial function, decreased oxidative stress and apoptosis, and inhibition of proinflammatory mediators, such as the cytokines tumour necrosis factor - α and interleukins.83 Although promising data have been collected (see below), at the present time the real clinical benefits of ketogenic diets in most neurological diseases remain largely speculative and uncertain, with the significant exception of its use in the treatment of convulsion diseases.
It boasts the antioxidant quercetin, which benefits the heart, lowers the risk of various types of cancer, fights viruses and is an anti-inflammatory that decreases the risk of many types of heart disorders.
But it also decreases the value of the benefits received by risk - averse employees, which needs to be taken into account when evaluating the effect of the policy change on benefits.
This increases productivity and decreases downtime, both of which will eventually redound to the organization's benefit.
For parents, being placed on a waiting list means their children will not get the benefit of a quality education which decreases their opportunities for success.
One of the main benefits of steer - by - wire is the system's ability to decrease the amount of feedback and vibration felt in the steering wheel, which is especially nice on rough roads.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Runchey says it doesn't drop by any specified percentage; it just changes a single GIS benefit, which can be an increase or a decrease.
The total guaranteed death benefit is the total face amount guaranteed assuming no dividends were used to purchase paid - up additions, which could actually decrease the death benefit over time.
Most insurers only offer decreasing term insurance policies, in which the death benefit becomes smaller over time, because financial obligations tend to decrease with age.
The good news is that if a borrower decides that refinancing all of his or her student loans is not ideal, he or she may also choose to refinance only the loans for which interest rates would decrease — a benefit that is possible due to the fact that student loan interest rates vary depending on the type of loan and when it was originated.
According to studies by the Centers for Disease Control and Prevention, owning a pet can decrease blood pressure and cholesterol levels and increase opportunities for exercise and socialisation, both of which have immense health benefits.
Participants in the Leadership Certificate Program have reported decreased turnover, reduced employee conflict, fewer unexcused / unannounced absences, and improved performance and productivity, which directly benefit the bottom line for businesses.1
They've been called obstinate, but this might be decreased by using motivational tools like treats and favorite toys in a benefit - based method of training which also furthers family bonds.
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