Sentences with phrase «which debt ratio»

In other words, which debt ratio do you add the rental property mortgage payment, rental income, taxes and heat to?

Q: If I own a rental property, which debt ratio does that get included in?

Not exact matches

-- Net debt ballooned to $ 269.2 billion for the year ending March 31 from $ 252.1 billion the previous year, leaving a debt - to - GDP ratio of 38.9 per cent, which is expected to grow to 40.3 per cent next year.

All of that spending will have a limited effect on the province's net debt - to - GDP ratio, however, which stands at 37.1 per cent.

There are really three factors that go into the ability to pay off indebtedness: first, the size of the debt itself (including the rate at which it grows); second, the ratio of one's income or assets to the debt; and third, the competing demands on your financial resources.

The country also has a high level of debt servicing ratio, which made its banking system more vulnerable.

«While the debt ratio is high historically speaking, there is no way of precisely determining whether the current ratio is too high,» said the memo, which was written last August.

As well, Canada's debt - service ratio, which measures interest payments and amortizations relative to income, is at 2.9 per cent.

Your debt - service coverage ratio, also known as the debt coverage ratio, is the ratio of cash a business has available for servicing its debt, which includes making payments on principal, interest and leases.

Statistics Canada reported the key ratio crept lower as total household credit market debt, which includes consumer credit, mortgage and non-mortgage loans, increased 1.1 per cent in the fourth quarter to $ 2.13 trillion.

Debt securities convertible into equity could be subject to adjustments in the conversion ratio pursuant to which certain events may increase the number of equity securities issuable upon conversion.

Your credit utilization ratio, which is simply the amount of debt you have versus your available credit, affects what your score adds up to.

Despite the fact that XOM's debt - to - equity ratio is low, the quick ratio, which is currently 0.52, displays a potential problem in covering short - term cash needs.

Despite the fact that PG's debt - to - equity ratio is low, the quick ratio, which is currently 0.55, displays a potential problem in covering short - term cash needs.

Even achieving the present trajectory of domestic demand that we have, which has left the economy with a bit of spare capacity, has involved some net rise in the ratio of household debt to GDP.

Pay off credit card debt: Reducing what you owe on your credit cards will lower your credit utilization ratio quickly, which is key to giving your credit score a boost.

The 2013 survey also suggests that hedging ratios for foreign equity assets were lower than those of foreign debt assets, which is also consistent with the results of the 2013 National Australia Bank Superannuation FX Survey (NAB Survey; NAB 2013).

A lower monthly payment decreases your debt - to - income ratio, which can make it easier to qualify for a mortgage.

In addition, B.C. boasts a low debt - to - GDP ratio of 17.4 per cent, which is exceptional when compared to other Canadian provinces that are ballooning upwards to 40 or 50 per cent.

No matter how much you're earning, it can seriously impact the debt - to - income ratio, which is a crucial component to determining your overall credit score.

But according to a recent C.D. Howe study, the federal government could run a permanent structural deficit of 1 % of GDP ($ 20 billion) and still maintain a stable debt ratio of 25 %, which happens to be the Conservative government's target for 2022.

The province's taxpayer - supported debt - to - GDP ratio is 15.5 % in 2018 - 19, and is forecast to peak at 15.9 % in 2020 - 21, which the Board views favourably.

Such a measure would result in an unstable fiscal situation — a situation in which the federal government would incur ongoing deficits and an increase in the debt - to - GDP ratio.

In the 2006 Budget, the government promised to reduce the deficit by $ 3 billion per year; to reduce the federal debt - to - GDP ratio to 25 per cent by 2012 - 13; to eliminate the total government sector debt (which includes the federal, provincial and local governments as well as the Canada and Quebec pension plans) by 2021; and finally, to keep the growth in program expenses below the rate of growth in nominal GDP.

The couple of things I am keeping an eye one are the company's payout ratio, which you noted in your article, and the debt level to make sure that it doesn't continue to climb.

In fact, certain types of loans will require that a business maintain a balance of equity and debt (called «leverage ratio») that is appropriate for the stage of business and the industry in which it operates.

The three organizations try to compute a «fiscal gap,» a deficit that must be closed either with spending cuts, tax hikes or a combination of both which keeps a country's debt / GDP ratio under control, he explains.

Meanwhile, Continental Resources has a debt - to - EBITDA ratio in the mid-3 range, which is well above its peer - group average of 2.4.

I screened for Aristocrats which had a sustainable payout ratio, a reasonable dividend yield, relatively low debt / equity ratio, and positive projected earnings.

Federal Housing Administration (FHA) home loans, which do receive federal backing, have their own set of standards for debt ratios, credit scores, etc..

The lender will also be taking a look at your debt to income ratio, which is a formula designed to determine how prepared you are to take on additional debt.

These things can increase your debt ratio, which could make it harder to obtain a mortgage loan.

The company cut their dividend -32.3 % to $ 0.40 / share (10.3 % annualized yield), which will enable SunCoke to replenish cash and reduce debt so they can achieve their 3.5 x target leverage ratio.

This innovative structure includes a replenishment feature, which allows BXMT to maintain the 82 % advance rate of the initial loans and the CLO issuance (coupled with the $ 392 million equity raise in December) reduced BXMT's debt - to - equity ratio to only 2.0 x (down significantly from 2.6 x as of 9/30).

While the current price / peak - earnings multiple is already at an elevated level above 18, what I'll call the «P / E equivalent» multiples on other fundamentals are: 21 on the basis of book values, nearly 23 on the basis of enterprise value / EBITDA (which factors in the increasing share of debt on corporate balance sheets), over 25 on the basis of revenues, and 29 on the basis of dividends (largely because dividend payout ratios remain relatively low even on the basis of normalized earnings).

To understand why, we have to talk about credit scores and debt ratios — both of which are very important during the mortgage application process.

However, acquisitions (which have helped fuel some of this growth) have pressured the balance sheet: the long - term debt / equity ratio 2.87, and the interest coverage ratio is sitting just under 5.

It maintains a net debt - to - EBITDA ratio of 4.8 x which is lower than industry average of ~ 6x.

Speaking of a system bulging with debt protruding from every crevice, Jim Quinn's Burning Platform featured a must - read article yesterday in which the author has discovered that the Loan - To - Value Ratio on Fannie Mae - issued mortgages is now at its highest level in history — nearly 10 % higher than at the peak of housing bubble 1.0:

And how Ireland's bad bank debt was turned into sovereign debt - which tripled its debt to GDP ratio in just three years.

Your debt - to - income ratio is a percentage which shows the amount of your monthly income required to repay your debts.

This ratio tells me which kind of financing management prefers; do they privilege more debt from banks or selling more shares and diluting ownership.

Borrowers who are interested in an FHA Purchase Loan must be able to make a down - payment of at least 3.5 % (which can be a gift), must live in the property they are purchasing and have a debt - to - income ratio no higher than 50 - 55 % (depending on their credit history).

Lenders assess how reasonable an applicant's debt burden is by looking at his or her debt - to - income ratio, which measures the debt an individual is carrying as a percentage of their income.

A debt / GDP ratio margin of 2.38 % equate to a 90 percentile — A debt / GDP ratio of 2.38 % is considered by NIA to be «really dangerous», which implies that the stock market is risking a dramatic fall in the short - term.

At its peak, Teck had more than $ 7 billion in debt outstanding, which caused its leverage ratio to rise, resulting in the company not only losing its investment - grade credit rating but getting downgraded deep into junk territory.

More academically, the price - to - sales ratio lacks in that it takes the market price of the outstanding stock only and divides it by sales, which support equity and debt.

While many factors impact the amount you can borrow, your debt - to - income ratio (DTI), which compares your monthly gross income and the minimum payment on other debt, is essential to the equation.

We showed that deregulation impacts neither the probability to incur debt nor the debt - to - income ratio of low income households, which mitigates the fear that banking competition fosters «predatory lending».

This could drive up your debt - to - income ratio, which is another important metric that affects your ability to qualify for a home loan (see above).