Sentences with phrase «which guarantees insurance»

A collateral assignment is a legal document familiar to all lenders and in effect is a lien against the policy which guarantees insurance policy proceeds are first payable to the «assignee», in this case the lender, with the balance of proceeds going to the named beneficiary of the policy.

If you are allowed behind the wheel due to a hardship license and / or an SR 22 form (which guarantees insurance coverage for a period of time), then you will be able to get car insurance.

Not exact matches

AgileHealthInsurance.com, which sells short - term health insurance plans that are allowed to exclude benefits guaranteed under the ACA, expects the law to allow more choice so that insurers can design cheaper plans to hit a certain price point of $ 100 per month or $ 200 per month, as they did before the ACA, according to executive director Sam Gibbs.

Insurers like structured VAs because these hybrid products require less capital to support than traditional VAs that come with lifetime income guarantees, which some insurance companies have found difficult to honor with interest rates still historically low.

Whole life insurance is a permanent policy, which gives you guaranteed protection for your loved ones that lasts a lifetime.

March 21, 2018 - Wink's Sales & Market Report, the insurance industry's # 1 resource for indexed annuity sales data since 1997, is in its third year of reporting on all non-variable deferred annuities which include indexed annuity, traditional fixed annuity, and multi-year guaranteed annuity (MYGA) product lines.

And my liberal friends look at that and they say, «If we had not created this halfway measure of health security, we would have what every other country has,» which seems to work well in other places, which is a government - run system where health protection insurance is guaranteed in some way or another, the exact structures differ, but by the state.

For example, annuities, which are insurance products with guarantees *, can provide a source of supplemental income throughout your retirement.

What's more, in August, New York's Branch of Budgetary Administrations issued subpoenas to 22 developing installment organizations, huge numbers of which dealt with Bitcoin, getting some information about their measures to avert tax evasion and guarantee shopper insurance.

Permanent life insurance policies (which include whole life insurance and universal life insurance, have the potential to accumulate guaranteed cash value that increases every year.

If you're below 80 or fairly healthy, you should be able to qualify for term or guaranteed universal life insurance policies which offer low rates for seniors.

The Definition of Mortgage Insurance Mortgage Insurance (also known as mortgage guarantee and home - loan insurance) is an insurance policy which compensates lenders or investors for losses due to the default of a mortgInsurance Mortgage Insurance (also known as mortgage guarantee and home - loan insurance) is an insurance policy which compensates lenders or investors for losses due to the default of a mortgInsurance (also known as mortgage guarantee and home - loan insurance) is an insurance policy which compensates lenders or investors for losses due to the default of a mortginsurance) is an insurance policy which compensates lenders or investors for losses due to the default of a mortginsurance policy which compensates lenders or investors for losses due to the default of a mortgage loan.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The result was that when the candidates attacked Mitt Romney's health care law (which, like Obamacare included guaranteed issue, community rating, coverage mandates, subsidies, and a health insurance purchase mandate), Romney could easily dodge the questions.

Sometimes they think that Salvation is a sort of fire - insurance policy which guarantees that we shall not have a rather warm future beyond death.

The bag is also part of the TravelSafe program, which is like insurance because UPPAbaby guarantees your Cruz during air travel!

The bag is also part of the TravelSafe program, which is like insurance because UPPAbaby guarantees your VISTA during air travel!

GNYHA, which also lobbies on behalf of hospitals, told its members on Monday that it will «aggressively push for legislation to establish a health insurance guarantee fund that would not only protect health care providers in the event of an insurer insolvency, but also be able to make retroactive payments.»

«GNYHA will continue to push for fair and equitable solutions, including the creation of a health insurance guarantee fund — which most states already have — to cover past amounts owed and potential future exigencies.»

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

That offer is in addition to retirement benefits Riverhead teachers are already guaranteed through their union contract, which offers them either $ 40,000 or subsidized health insurance coverage.

Skoda also provides its own «E-Surance» package as part of the warranty, which guarantees that your Yeti, if damaged in an accident, will be repaired at a Skoda main dealer no matter what your personal insurance policy stipulates.

They are not backed by the broker / dealer from which an annuity is purchased, by the insurance agency where an annuity is purchased, or any affiliates to those entities, and none makes any representations or guarantees regarding the claims - paying ability and financial strength of the issuing insurance company.

Their AD&D insurance they offer has guaranteed acceptance, which means no medical exams or health questions are required, and premiums aren't determined based upon your age.

A life annuity is an arrangement in which you hand an insurance company a lump sum of money and the company guarantees to pay you a given amount for as long as you live.

You may want to choose textbook rental sites which provide you with some kind of guarantee or insurance.

Mortgage loan insurance is not to be confused with mortgage life insurance which guarantees that your remaining mortgage at the time of your death will not be a burden to your estate.

Or you may wish to lock in a steady rate with a permanent life insurance policy, which accrues cash value, and pays a guaranteed death benefit, even if you live to be 100 years old.

A life insurance company which might sell her an annuity would guarantee payouts, provide protection against civil claims and could, if she chooses that option, guarantee a minimum number of payments to her three grown children, or anyone else for that matter, even if Hilda were to die very soon.

Whole life policy returns are conservative and based upon the insurance company's pool of extremely conservative investments and thus are guaranteed at rates which have been relatively consistent over the last 200 years.

If you have these concerns, you may have considered buying life insurance - which guarantees that certain people of your choice (your beneficiaries) will receive money if you die.

Annuities are a contract between an individual (or business) AND an insurance company that is entered into for various purposes which include providing a guaranteed stream of income.

Variable annuities were introduced in the 1950's as an alternative to fixed index annuities which offer a guaranteed contractual rate of interest in terms of the cash value growth of the account, similar to dividend paying whole life insurance.

All that said, the problems with Fannie and Freddie are not primarily accounting - driven, but are being driven by diminishing housing prices, which erodes their margin of safety on their lending and loan guarantees, and diminishes the value of the mortgage insurance that they rely on for some of their business.

Single - premium whole life (SPWL) is a type of life insurance in which a single sum of money is paid into the policy in return for a death benefit that is guaranteed to remain paid - up for the remainder of your life.

Although Manitoba credit union deposits are not covered by the CDIC insurance, which is only $ 100,000 maximum, there is no limit to the amount that is covered by the Credit Union Deposit Guarantee Corporation.

The main features of this coverage include guaranteed rates, which are not available in universal life insurance.

We recommend GAP Insurance (Guaranteed Asset Protection) which pays the difference between the outstanding loan amount on your car and your vehicles actual market value.

Whole life insurance is also different from universal life insurance, which offers more flexibility but fewer guarantees.

Apart from these, Last year he has taken MAX Life Insurance's Guaranteed Income Plan (12 Yrs) with the Premium of 50000 INR which comes around ~ 6.2 Lakhs of total premium (inclu of taxes) at the end of 12 years.

Both simplified issue and guaranteed issue life insurance types of coverage are more expensive than going through the standard underwriting process, which includes a medical exam, with guaranteed issue typically being more expensive than simplified issue since no health questions are required.

Participating policies essentially participate in the profit of the insurance company and pay out a dividend, which is added to the guaranteed cash value.

The Veterans Administration guarantees up to 25 % of the payment on VA home loans, which means no private mortgage insurance or down payment is needed.

They are not backed by the broker / dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims - paying ability and financial strength of the issuing insurance company.

Permanent life insurance comes in some other variations as well which are universal life and guaranteed universal life insurance.

If you're below 80 or fairly healthy, you should be able to qualify for term or guaranteed universal life insurance policies which offer low rates for the elderly.

In some cases, cash value insurance, specifically whole life insurance, features a minimum rate of return guarantee on funds held in a policy's cash account, which is one of many whole life insurance pros and cons.

Mutual of Omaha offers convertible term life insurance which allows you to have a large guaranteed death benefit for a lower initial cost than permanent coverage.

This risk is minimal for mortgage - backed securities issued by government agencies or government - sponsored enterprises — also known as «agency» securities issued by Ginnie Mae, Fannie Mae or Freddie Mac — and most asset - backed securities, which tend to carry bond insurance that guarantees payments of interest and principal to investors.

Lafayette Life offers convertible term life insurance which allows you to have a large guaranteed death benefit for a lower initial cost than whole life insurance.