Sentences with phrase «which issues the insurance»

Ohio National Financial Services, Inc. is the parent company for The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation, which issues the insurance and annuity products.

Not exact matches

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

The permits, which cost $ 1,100, are issued after regulators verify that the company has properly licensed and screened operators and adequate insurance, said Terrie Prosper, a commission spokeswoman.

Fixed annuities available at Fidelity are issued by third - party insurance companies, which are not affiliated with any Fidelity Investments company.

A contract issued by an insurance company, which agrees to make payments to you based on the contract's value.

Other insurance products available at Fidelity are issued by third - party insurance companies, which are not affiliated with any Fidelity Investments company.

Almost all CDs have FDIC insurance or NCUSIF insurance, for CDs issued by credit unions, which covers you in the unlikely event of your bank or credit union collapsing.

insurance, for CDs issued by credit unions, which covers you in the unlikely event of your bank or credit union collapsing.

Variable Rate Demand Note Inventory and Remarketing PNC has a portfolio which approaches $ 8 billion and includes issues enhanced by letters of credit from investment grade commercial banks and insurance companies with bank liquidity facilities.

What's more, in August, New York's Branch of Budgetary Administrations issued subpoenas to 22 developing installment organizations, huge numbers of which dealt with Bitcoin, getting some information about their measures to avert tax evasion and guarantee shopper insurance.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The result was that when the candidates attacked Mitt Romney's health care law (which, like Obamacare included guaranteed issue, community rating, coverage mandates, subsidies, and a health insurance purchase mandate), Romney could easily dodge the questions.

But if I talk to some of the Christian I knew before about insurance or those finance issue, they may help me by sign up for my insurance plan.That will makes me that I am using a pastoral role to promote insurance products which I really do want to.But if I want to promote the insurance products to all the strangers, It is going to very difficult in the beginning and I wonder if I can meet the monthly quota with such a way to do my business.

The fold - out brochure, which landed in Iowa mailboxes last week and was provided to CNN by a Des Moines - area voter, draws a series of contrasts between Obama and Mitt Romney on the issues of abortion, same - sex marriage and insurance coverage for contraception.

Just like they want to say that women want the taxpayers to pay for birth control, rather than the truth which is that insurance would cover it like other health issues.

At issue was a section of the Affordable Care Act which requires companies with more than 50 employees to provide health care insurance.

Either they need to fire all employees and dismiss all students who aren't Catholic (so they can say it's a religious issue for all that the insurance would cover) or follow the law (which by the way permits employees too opt out from the controversial parts of the coverage as sort of pointed out in the article).

Some contributing factors are mothers who must return to workplaces which don't support breastfeeding with long lunches to return home to breastfeed or flexible schedules which allow for frequent pumping, and insurance companies which don't cover lactation consultants or breast pumps, and, in a small percentage of cases, health issues with the mother or baby.

On reaching age 16, every person is issued with a National Insurance Number (NINO), which identifies his or her contributions record throughout from that point on.

Since then, Stefanik has delivered a steady stream of funding to local health care centers and has made funding Children's Health Insurance Program, which offers coverage to low - income residents, a leading issue.

PEF had previously filed a class - action grievance against the state regarding this issue which is clearly outlined in the agreement between PEF and the state in the Health Insurance Opt - Out provision.

The 2013 - 2014 Executive Budget also includes proposals on two economic policy issues which have been a major focus of FPI's work over the years: restoring the purchasing power of the minimum wage and modernizing the Unemployment Insurance system.

On Thursday, the Centers for Medicare & Medicaid Services, which is part of the Department of Health and Human Services, issued new guidelines for states that want some adults to work in exchange for the health insurance coverage.

This issue brief, which was funded by the Commonwealth Fund, notes that the federal health reform law might help as many as six million «lawfully present» immigrants either find affordable health insurance through health insurance exchanges or enroll in Medicaid.

The stakeholders participating in the Roundtable — including scientists, physicians, the pharmaceutical and insurance industries, government, patient groups, and others — discussed a case study, which was used as a springboard to confront issues from the highly technical to the economic, ethical, and regulatory that will need to be addressed if personalized medicine is to be incorporated into the mainstream of health care.

Results of the College of Medicine study, which analyzed national insurance claim data from privately insured women ages 13 to 45 through 2014, were published today in the journal Women's Health Issues.

Already decided the issue (which datihg in september aop Goes wrong with leasing a car insurance quote From compensation for car insurance policy set up For the automobile coverage, such an injury.

So, in order to provide suitable hosts it is important that they have sufficient information provided, which should include: name, age and gender of pupils, plus any special requirements such as food, medical or cultural issues; minimum standards of accommodation required; information on the dynamic risk management process to ensure it can operate effectively; the visiting school's code of conduct; and contact numbers, including emergency contacts and medical insurance information.

(e) The Secretary shall fix and collect premium charges for the insurance of mortgages under this section which shall be payable annually in advance by the mortgagee, either in cash or in debentures of the REHABILITATION Facilities Insurance Fund (established by subsection (h) of this section) issued at par plus accrued insurance of mortgages under this section which shall be payable annually in advance by the mortgagee, either in cash or in debentures of the REHABILITATION Facilities Insurance Fund (established by subsection (h) of this section) issued at par plus accrued Insurance Fund (established by subsection (h) of this section) issued at par plus accrued interest.

Each Federal department and agency which is empowered to extend Federal financial assistance to any program or activity, by way of grant, loan, or contract other than a contract of insurance or guaranty, is authorized and directed to effectuate the provisions of section 601 with respect to such program or activity by issuing rules, regulations, or orders of general applicability which shall be consistent with achievement of the objectives of the statute authorizing the financial assistance in connection with which the action is taken.

If issued to a licensed rebuilder, who possesses or acquires a vehicle that is designated as, or for which evidence or information of a «flood vehicle» has been provided, the vehicle is considered a salvage vehicle and designated on an Application for Salvage Certificate in an insurance company or licensee's name.

Lincoln's Certified Pre-Owned program is open to automobiles which pass a detailed vehicle history search that aims to discover any hidden issues in the automobile's past (title problems, accident records, insurance claims, etc).

However, the safety issues of the Montana were addressed with the newer Montana SV6, which earned the highest rating of «Good» given by the Insurance Institute in the frontal offset crash test.

WASHINGTON — U.S. Mortgage Insurers (USMI) President and Executive Director Lindsey Johnson issued the following statement on the federal budget deal passed by Congress and signed into law by President Trump today, which includes an extension of the tax deduction for mortgage insurance (MI) premiums.

Are obligations of the issuing insurance company, which is not affiliated with Citadel.

They are not backed by the broker / dealer from which an annuity is purchased, by the insurance agency where an annuity is purchased, or any affiliates to those entities, and none makes any representations or guarantees regarding the claims - paying ability and financial strength of the issuing insurance company.

Unless you always pay your balance in full (in which case you would not be financing) the interest rate you will be charged for credit will be as high as 20 %, let alone other charges and fees like insurance, issuing costs, etc..

The AXA Retirement 360SM defined contribution program consists of a custodial account offered through Reliance Trust Company, LLC, within which plan participants» chosen mutual fund shares are held, as well as a group fixed annuity contract (Generic Form Number 2016FA - MFrev, 2016FA - MF403b) issued by AXA Equitable Life Insurance Company («AXA Equitable»).

The prospectus, which contains this and other information about the variable annuity, can be obtained from the insurance company issuing the variable annuity, or from your financial professional.

Another option which strikes my mind would be to spread it over time in insurance and savings to have almost same amount of protection for same amount of money, and still have money saved later if you had not have big medical issues (and at worst be as same as you had only max insurance).

Both simplified issue and guaranteed issue life insurance types of coverage are more expensive than going through the standard underwriting process, which includes a medical exam, with guaranteed issue typically being more expensive than simplified issue since no health questions are required.

They are not backed by the broker / dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims - paying ability and financial strength of the issuing insurance company.

U.S. Mortgage Insurers (USMI) President and Executive Director Lindsey Johnson issued the following statement on the federal budget deal passed by Congress and signed into law by President Trump today, which includes an extension of the tax deduction for mortgage insurance (MI) premiums.

The FISN Division recommends only CDs at or below the FDIC insurance limit of $ 250,000, which pay interest and are issued by FDIC insured banks.

According to the blog post, many companies that provide this insurance have stopped selling new policies and will be issuing drastic price hikes to current policyholders, most notably in the form of gender - distinct pricing, which essentially penalizes women for having a life span that is on average five years longer than men.

Either it's money that essentially covers the cost of selling and issuing the policy initially, and per the insurance contract belongs to the insurance company because they've already done that work, or it's money that is associated with very specific kinds of fees which are fully earned as soon as the policy is issued.

The federal government through multiple United States agencies including the Federal Deposit Insurance Corporation and Federal Reserve Board as well as state agencies grant financial institutions a banking license at which point they can receive deposits and issue loans.

There are a few insurance companies which have delved into the business of insuring dispensaries and related business operations, but those are commercial carriers and generally address issues such as workers comp, general liability, products liability, theft from the business, business interruption, and the like.

This risk is minimal for mortgage - backed securities issued by government agencies or government - sponsored enterprises — also known as «agency» securities issued by Ginnie Mae, Fannie Mae or Freddie Mac — and most asset - backed securities, which tend to carry bond insurance that guarantees payments of interest and principal to investors.

Variable annuities are offered by prospectus, which you can obtain from your financial professional or the issuing life insurance company.