Sentences with phrase «which lead lenders»

When this happens, a consumer may see a lower credit score or mistakes on their credit report which lead lenders to question their credit worthiness.

Not exact matches

Those phases will be led by Chinese engineering procurement construction contractors (EPCs), which have a lock on winning the lead business from China's lenders.

Most private student loan lenders base their rates on LIBOR, which stands for the London Interbank Offered Rate, a rate estimated by leading financial institutions in London.

The higher the dollar amount, the closer you have to look at everybody involved in the deal which leads to increased scrutiny on the lenders part.

He also headed Deutsche Bank's internal probe into its role into alleged money laundering at the bank's Russian unit, the so - called mirror trades, which led to the lender shuttering its securities unit in the country.

Following a Superfunds Round Table last November hosted by Visy and The Australian Financial Review at which business leaders and financiers backed a push for super funds to increase their lending to companies, a leading fund manager said that more discussions were taking place between lenders, borrowers and intermediaries.

The authors, however, assert that bubbles can lead to too - high expectations about future housing, which will prevent mortgage lenders and securitizers from making optimal decisions.

Mr. Jiwan has served on numerous boards of directors and advisors, including: (i) Future Finance Loan Corporation, a European private student lender that has helped students at over 130 universities fund their education, where Mr. Jiwan is a co-founder and non-executive Chairman; (ii) BFRE, a Brazilian private real estate finance company, which was subsequently sold to affiliates of BTG Pactual; (iii) GP Investimentos, one of Latin America's leading private equity firms, where he served on its shareholder advisory board; (iv) NewPoint Re, a Bermuda - based reinsurance business; and (v) Kaletra QD product development program with Abbott Pharmaceuticals, where he served on the Joint Oversight Committee.

It sends the signal to lenders that you're desperate, which could lead to denials if you come off as more of a credit risk.

Taking out a loan requires a lot of paperwork and a lot of trust on the lender's end, which leads to a lot of extra costs for the borrower.

But lenders are cautious by nature and see the glass as being half empty, which only leads to a higher number of rejected loan applications.

«It can change debt ratios, change your interest rate (which may also kill your mortgage approval), and even lead to a lender deciding you have too much debt and (you are) not worth the risk anymore.»

Our bad credit lenders will provide mortgages at any score or bankruptcy, which lead to immediate dismissal by banks.

They have other debt, which can lead to a less - than - perfect credit score, so the banks won't lend to them, so they go to a high interest payday lender.

They range from government policy changes to new programs offered by lenders, both of which lead to broader access to credit.

This is because like most other industries mortgage lenders compete against each other for customers which leads to competition and can yield significant savings by having lower interest rates or shaving points which can save money for the home buyer.

So if you've faced a situation in which a hardship led you into debt, be sure to make this distinction to your potential lender before you apply for an FHA loan.

[6][7][8] Falling housing prices have led to borrowers possessing reduced equity, which is perceived as an increased risk of foreclosure in the eyes of lenders.

But you'll still be dealing with a third - party lender, which leads to the main negative of a HELOC — you're putting up your house as collateral.

• Unlike in the U.S., underwriting standards for qualifying mortgage borrowers in Canada have been maintained at prudent levels resulting in mortgage borrowers here being much more creditworthy; • Canadian mortgage lenders never offered low initial «teaser» rate mortgages that led to most of the difficulties for mortgage borrowers in the U.S.; • Most mortgages in Canada are held by their original lender, not packaged and sold to third parties as is typical in the U.S., and consequently, Canadian mortgage lenders have a vested interest in ensuring that their mortgage borrowers are creditworthy and not likely to default; • Only 0.3 % of Canadian mortgages are in arrears versus 4.5 % in the U.S. and what even before the start of the U.S. housing meltdown two years ago was 2 %; • Canadians tend to pay down their mortgage faster than in the U.S. where mortgage interest is deductible from taxes, which encourages U.S. homeowners to take equity out of their homes to finance other spending, a difference that is reflected in the fact that in Canada mortgage debt accounts for just over 30 % of the value of homes, compared with 55 % in the U.S.

In recent years condos have experienced a higher rate of default and other problematic issues which has led to lenders being more conservative with their condominium lending standards.

The events leading to the downfall of Home Capital, which is Canada's largest alternative mortgage lender — and what it could mean for global investors.

They also partnered with other investors and lenders, which led to the expansion of their student refinancing services to help borrowers pay off their loans.

In late 2005, home prices began to fall, which led to borrowers being unable to afford their mortgages, defaulting on their loans, and subprime lenders filing for bankruptcy.

Subprime loans carry more risk to lenders which can lead to higher interest rates for borrowers.

Navigating one's way through this sea of lenders can be somewhat confusing, which is why it's helpful to have a professional to help lead the way.

Because there are multiple lenders who write these types of loans on the Internet, there is increased competition among which leads to reduced rates on medical loans that are take out online.

Furthermore, late payments may lead to increased scrutiny from the lender — which may lead to future financial discernments.

Lenders simplify the process by merging the reports together, which often leads couples to assume they have joint reports.

This led to major shifts in market share, which brought even more lenders into the world of subprime lending.

One of the immediate benefits of consolidating with a private lender is getting a lower interest rate so long as your credit history stacks up which typically leads to savings.

This is because like most other industries mortgage lenders compete against each other for customers which leads to competition and can yield significant savings by having lo...

They're government - insured loans, which means if you drop the ball and stop paying your mortgage, leading to foreclosure, the government will bail out your lender who made you the loan.

Most private student loan lenders base their rates on LIBOR, which stands for the London Interbank Offered Rate, a rate estimated by leading financial institutions in London.

On August 8, 2012, Blue Buffalo Company, Ltd., our wholly - owned indirect subsidiary, entered into a senior secured credit agreement, or credit agreement, with Citibank, N.A. as the administrative agent, swingline lender and issuing bank, Citigroup Global Markets Inc. and Morgan Stanley Senior Funding, Inc. as joint lead arrangers and joint bookrunners, Morgan Stanley Senior Funding, Inc. as syndication agent, and the lenders from time to time party thereto, which provided us with our term loan facilities and our revolving credit facility.

The reality is that unless the lawyer's retainer is explicitly limited to registering the mortgage (which should be confirmed in writing where possible), the solicitor should always be mindful of the additional responsibilities that are owed to the lender leading up to the advancement of funds and registration of the mortgage.

The «law of multiples» which can take many forms such as multiple lawyers doing the same type of work (or based on the same guidance) that leads to class action potential when there's an allegation that they all did it wrong; or the same lawyer is sued over doing the same (alleged wrong) thing multiple times; or a lawyer undertakes many mortgage transactions without considering that there are red flags that need to be brought to the attention of the lender — such as a significant increase in the value of the property in a very short period of time or inexplicable credits.

The «law of multiples» which can take many forms such as multiple lawyers doing the same type of work (or based on the same guidance) that leads to class action potential when there's an allegation that they all did it wrong; or the same lawyer is sued over doing the same (allegedly wrong) thing multiple times; or a lawyer undertakes many mortgage transactions without considering that there are red flags that need to be brought to the attention of the lender — such as a significant increase in the value of the property in a very short period of time or inexplicable credits.

Represented a financial institution as lead participant in connection with a major bankruptcy in which total secured debt exceeded $ 750 million with multiple lending tiers, including warehouse lines, mezzanine lenders, residual lines of credit, and significant priority disputes in both pre - and post-bankruptcy planning and litigation.

Weil Litigation Department Co-Chair David Lender will lead a discussion at PLI's Electronic Discovery Institute 2017 entitled «Ethics in E-Discovery,» which will focus on, among other things, duties with regard to privileged information, factors in determining whether a court will issue sanctions, and recent developments in model rules and case law.

Weil partners David Lender and Eric Hochstadt, who led the trial team, were recognized as The American Lawyer's «Litigators of the Week,» in which the publication characterized the rare, high - stakes case as «An Antitrust Unicorn — With $ 800M on the Line.»

A lead has been taken by State Bank of India in bringing tech companies and lenders together to share information amongst banks and use blockchain technology which is expected to help them in tackling bad loans and preventing frauds.

Your lender will also be sure that they are not lending you excessive amounts, which may eventually lead to a foreclosure should you default on the mortgage.

Prospect and Planet, which is not a lender, split the proceeds from the originations of refinance loans Planet persuaded consumers to obtain through Prospect, according to the CFPB, and Planet ordered «trigger leads» through credit reporting agencies that identified potential refinance customers for Prospect.

Competition for capital will likely lead to a more restrictive lending environment, which could present opportunities for less regulated lenders (i.e. private equity, sovereign wealth funds, etc.) to enter the market.

Because many marketplace lenders use technologies that are shared across any given industry, the ability to draw analysis from apples - to - apples comparisons does a lot to enhance overall understanding, which leads to better decision - making.

Real estate fraud costs us all because it leads to more regulation and to lenders ultimately losing most often, which makes them lend more stringently.

This chicken vs. egg - like debate can lead to frustration and common mistakes for first - time homebuyers, which is why meeting with a mortgage lender should be all homebuyers» first action when considering a home purchase.

They range from government policy changes to new programs offered by lenders, both of which lead to broader access to credit.

If you're performing certain tasks for which the fair market rate is, say, $ 200, but the lender pays you $ 500, your compensation doesn't reflect the work you do and, in fact, you're indirectly being paid for the lead.