As with any online life insurance quote engine, you're going to need to determine
which life insurance health class you should select before you'll be able to accurately compare life insurance quotes from different life insurance companies.
Not exact matches
If you are approved, you most likely will be rated in a lower
health class («substandard»)
which may only mean your premiums will be higher or have a limit to how much
life insurance coverage you are eligible for.
Most people aren't in as good as
health as they were the first time that they applied for
life insurance,
which means that they will get a much lower rating
class.
Term
life insurance rates largely depend on
which health class you are placed into.
By getting a clear picture of your
health from your
life insurance medical exam, the
insurance company can place you in the most accurate rate
class,
which determines what you pay.
Going from one website to another getting
life insurance quotes all over the internet is very time consuming, frustrating and can be a waste of time in many cases due to the fact that you do not know what rate
class you should be quoting and what carriers is going to be your best bet for the lowest rates
which is dependent on your
health history and lifestyle.
Determining
which health class you will realistically qualify for is the most important part in obtaining the best possible
life insurance rate.
We will get your basic
health information to see
which rate
class you will qualify for and then we will find the best whole
life insurance company for your situation.
Allowing tax deduction provisions for
life &
health insurance schemes under Section 80 will help address the needs of this
class,
which forms a major chunk of the country's population.