Sentences with phrase «which lowered your debt»

First - time homebuyers can count the annual MCC tax credit toward their income, which lowers the debt - to - income ratio.

Not exact matches

In order to come up with 10 names, we included six stocks with debt ratings as low as BBB +, which is still investment grade, albeit at the lower end of the scale.

As anyone who's dodged calls from collections agents knows, debt creates stress, which spawns all sorts of nasty offshoots in the workplace: lowered productivity, higher absenteeism, toxic morale.

Unlike many grocery chains, Market Basket is said to have no debt, which saves it from having to make monthly debt payments and gives it room to earn a profit despite charging low prices.

The official said that the IMF is still willing to join the program after the second bailout review but there needs to be commitments of lower surplus targets and significant debt relief, which doesn't seem to be happening for now.

«The average medical debt in Massachusetts in 2013 was relatively low at just $ 3,041 (6 percent of total unsecured debt) compared to $ 8,594 (20 percent of total unsecured debt) nationwide,» Austin writes in his 2014 study, portions of which were published in the Maine Law Review.

Despite lower pay, women handle credit more responsibly than men, on average, according to Experian, which reports that men have a 7 percent higher incidence of late mortgage payments and 4.3 percent more debt than women.

Turner: One of the things that people in the industry often talk about when it comes to money management is this barbell, where as you said you have low - cost, passive index tracking funds and at the other end you have higher fees, higher active share, things like private debt which you mentioned, and it's those in the middle that are charging higher fees for something that looks quite a lot like beta that are really going to struggle.

For Canadian households debt loads rose faster than incomes, which may be a reaction to lower interest rates.

In March 2018, SES secured an eight - year EUR 500 million Euro Bond at a low annual coupon of 1.625 % which allows SES to refinance an upcoming debt maturity at more favourable terms.

Standard and Poor's, which downgraded the U.S. to AA + in 2011, has kept its U.S. outlook at «stable,» but has said it will lower the rating to «selective default,» or SD, if the Treasury misses any debt payment.

If you have a good payment history you can threaten to take your debt to another company which will charge zero or low interest for a year or more.

Adding to the M&A hurry are the current low interest rates, which make capital cheap for companies like Allergan (AGN) and Mylan (MYL) that have funded their acquisitions with debt.

Paying off current business loans with a new loan consolidating your debt at a lower cost can help increase cash flow, which can be especially helpful in an uncertain economy.

The company, which has approximately $ 30 billion in debt, saw its stock drop to all - time lows as it dipped under $ 11 per share on Tuesday after news emerged that Ackman and his hedgefunder were selling their entire position of approximately 27 million shares.

However, he says there's good reason to think Canada can manage the risks from debt, which he says is a natural consequence of several factors, including the combination of a strong demand for housing and the prolonged period of low interest rates maintained in recent years to stimulate the economy.

«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might not be able to make without the public debt behind them by enhancing the loan - to - value, reducing the risk to [the bank], and then passing on some benefits [to the borrower] in the form of lower interest rates, which help cash - flow issues.»

Look at P / B in conjunction with other metrics, such as national current account deficits and debt levels, which should both be low.

They will use the information to evaluate how well your business repays its debts, and negative marks can cause you not to get approved, or lower the amount of credit they will extend, or limit the terms under which that credit will be given.

Statistics Canada reported the key ratio crept lower as total household credit market debt, which includes consumer credit, mortgage and non-mortgage loans, increased 1.1 per cent in the fourth quarter to $ 2.13 trillion.

Because you're transferring your debt from a line of credit to an installment loan, you can actually lower your credit utilization, which can help your credit score — provided you don't add more charges to your credit cards.

But you have a couple of good options to lower your rates — which helps you pay off the debt faster with less interest.

The improvement in the current fiscal results was due to higher revenues and lower public debt charges, which more than offset higher program expenses.

Spooked investors afraid of Trump's trade war, slowing economy, technicals lagging, retails lagging, inventory too high, supplies too low, dollar too weak, yen too strong, infrastructure this, cash flow that, debt too high, oil higher today but lower tomorrow, and who knows what else which will be totally unimportant Continue reading →

Despite the fact that XOM's debt - to - equity ratio is low, the quick ratio, which is currently 0.52, displays a potential problem in covering short - term cash needs.

Personal loans tend to offer lower rates compared to credit cards and the repayment terms are fixed, which means you won't have to worry about the debt lingering.

With lower external debt than other regions, Asian economies have been less vulnerable to a strengthening U.S. dollar, which remains one of the main risks to our outlook for emerging markets.

Strong job gains, growing wages, and low debt levels have helped bolster household spending, which is expected to keep growing this year.

Despite the fact that PG's debt - to - equity ratio is low, the quick ratio, which is currently 0.55, displays a potential problem in covering short - term cash needs.

Those four components of total debt are fairly balanced in the United States at present, except for financial corporate debt, which is fairly low as a percentage of GDP.

As long as this government debt is rolled over continuously at non-repressed interest rates, which will be low as nominal GDP growth drops, China can rebalance the economy without a collapse in growth.

Combining this with poor sales growth results in a dismal outlook for earnings 3) the pressure on earnings will continue to hurt capital spending, which is usually just a magnified image of earnings, 4) the same factors will continue to raise default rates, causing earnings problems and debt downgrades among banks and financial companies, 5) earnings shortfalls will also lead to continued job cutbacks, with the unemployment rate rising to at least 5.5 % (indeed, once the unemployment rate has advanced by 0.5 % from its lows, it has never reversed until rising by least 1.5 % off those lows).

«My lowest debt happened to be my credit card debt, which was also the highest interest percentage,» Proctor said.

They usually come with a much lower interest rate, which means you can get out of debt faster.

Pay off credit card debt: Reducing what you owe on your credit cards will lower your credit utilization ratio quickly, which is key to giving your credit score a boost.

The 2013 survey also suggests that hedging ratios for foreign equity assets were lower than those of foreign debt assets, which is also consistent with the results of the 2013 National Australia Bank Superannuation FX Survey (NAB Survey; NAB 2013).

A lower monthly payment decreases your debt - to - income ratio, which can make it easier to qualify for a mortgage.

As the gap widens, it creates rising uncertainty about how excess debt servicing costs will ultimately be allocated, and at the point at which this uncertainty is high enough to alter materially the behavior of economic agents, and so lower the net asset value of the economic entity, the borrowing country has «excessive» debt.

Investing in higher - yielding, lower - rated, floating - rate loans and debt securities involves greater risk of default, which could result in loss of principal — a risk that may be heightened in a slowing economy.

The fact that China's debt is rising much more quickly than China's debt servicing capacity is consistent with my implicit model — which claims that the optimal amount of capital stock in China is a function of China's relatively low level of social capital, and that Chinese investment has far exceeded its optimal level — but it doesn't prove it.

They are to pay for their rising debt service not by taxing the population, but by selling public assets to the financial, insurance and real estate (FIRE) sectors — the very sectors which are receiving the growing interest payments on the national debts resulting from lowering taxes on wealth.

China's debt problems, in other words, can not be resolved administratively, by fixing the shadow banking system, by imposing discipline on borrowers, or indeed by eliminating financial repression (much of which, by the way, has already been squeezed out of the system by lower nominal GDP growth).

In addition, B.C. boasts a low debt - to - GDP ratio of 17.4 per cent, which is exceptional when compared to other Canadian provinces that are ballooning upwards to 40 or 50 per cent.

You can boost up your credit score by eliminating debts which lower your credit utilization rate and can improve up to 30 percent of your credit score.

A lower debt target would also be problematic, since it would mean rejecting much of the policy platform on which the government got elected.

Another type of personal loan is the debt consolidation loan, which combines all your debts into one monthly payment — ideally, at a lower rate.

The House Budget Committee originally used the January baseline, which has slightly lower debt and deficits.

I target a minimum of 1.5 % rents which at the low end keeps debt servicing right around 33 % where I want it.

HPFS gross margin decreased for the three and nine months ended July 31, 2011 due primarily to lower portfolio margins from a higher mix of operating leases and higher transaction taxes, the effect of which was partially offset by higher margins on lease extensions and lower bad debt expense as a percentage of revenue.

And third, China could simply reduce its capital exports abroad, in which case it would be forced into a lower trade surplus, which could only be countered, in China's case, with higher unemployment or a much faster increase in debt.