Sentences with phrase «which portion of the debt»

If you and the other account card holder can come to an agreement about who's responsible for which portion of the debt, the creditor may allow you to settle only on the part that you're liable for and let the cosigner continue payments on their portion.

Not exact matches

«The average medical debt in Massachusetts in 2013 was relatively low at just $ 3,041 (6 percent of total unsecured debt) compared to $ 8,594 (20 percent of total unsecured debt) nationwide,» Austin writes in his 2014 study, portions of which were published in the Maine Law Review.
It was a modest post-issuance bump for CVS, which sold the debt in fixed - and floating - rate portions to fund its acquisition of health - care provider Aetna Inc..
By choosing to pay themselves first — which you can do, too, by diverting a portion of your paycheck into a savings account or scheduling auto - transfers from checking to savings — wealthy people reliably hit their targets, while also learning to delay gratification and avoiding wealth busters like credit card debt.
The company, which emerged from bankruptcy in 2008, has $ 11.31 billion in debt, as a net of current portion, as of June 30.
Second, assume that the bad debt generated by the system (by which I mean the excess portion of any debt used to fund projects that add less value to the economy than the cost of the project) is not written down within the reporting period in which it was extended.
Which is why an SBA loan is a preferred business loan from a bank where the Small Business Administration guarantees a portion of the debt should the borrower default.
Upon filing the case, the company sought approval of an asset sale process pursuant to which Standard General would act as stalking horse and be permitted to credit bid its portion of the secured debt owed by the company under the 2013 credit agreement.
By the end of January, the Italian government managed to strike a deal with the European Commission (EC), which allowed the country's lenders to offload their poor - quality debt to private investors, along with a government guarantee to protect buyers of bad loans — but which would cover only the safest portions of the loans.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Their father, the bumbling Mace Tyrell, serves on the king's Small Council and was most recently sent to Braavos to negotiate friendlier terms with the Iron Bank, which has called in a portion of the Crown's debts.
The debt retirement will be structured to be combined with the District's current debt, a significant portion of which will be retired in the next few years.
The portion of the budget paid for by state taxpayers will rise just under two percent Despite the one - time windfall, he had to bridge a $ 1.8 billion deficit in the current budget, which he did by counting $ 373 million in additional, not immediately identified revenues as well as cutting $ 92 million from state agencies, booking $ 121 million in savings from «debt management» and cutting $ 1.4 billion from funding for various local assistance programs.
Following months of negotiations between the TIFIA JPO and the Borrower, the parties executed two new TIFIA loans on November 6, 2013 which refinanced all of the exiting LA - 1 debt as follows: (i) issue a $ 78 million TIFIA loan at the rural rate of one - half the 30 - year US Treasury rate to refinance the existing 2005 TIFIA Loan; (ii) issue an additional $ 44 million TIFIA loan at the full 30 - year US Treasury rate to refinance a portion of the senior debt.
Trying to wipe it out through tradition means such as bankruptcy is nearly impossible, however there are strict requirements for certain limited programs which can wipe out a portion of debt.
In the era prior to the CARD Act many issuers applied payments made by cardholders to finance charges and balances with lower interest rates which cause higher interest accrual on the accounts and made it more difficult to pay down the total balances on their credit card accounts faster as the portions of their debt with higher interest rates were carried forward from month to month.
The IRS may permit an individual in this situation to enter into a partial payment installment agreement, which will satisfy at least a portion of the outstanding tax debt.
These retirement planning options are a pure debt instruments as compared to mutual fund pension scheme which has a kicker in the form of equity portion.
Well for starters I had statements that I got in the mail from both the Social Security Administration and my Federal Retirement agency which showed what was being withheld each pay period to pay a portion of the interest on my student debt.
This is done by amortizing the debt, which involves calculating the interest and principal portions of the debt separately, allowing for the recording of interest expense and the making of adjustments to the debt's carrying value on the balance sheet.
1) Coming out of the recession, Americans pared back all non-mortgage debt except for student loans, which grew steadily and now represent the largest portion of non-mortgage consumer debt:
When it comes to a Debt Consolidation or Management Program, there is typically an initial set - up fee, which shouldn't be more than $ 50, and a minimal portion of your monthly payment goes towards processing and managing the account.
Debt amortization is typically performed using an amortization table, which contains columns for the beginning loan balance, the interest component of the loan payment, the principal portion of the loan payment, and the ending loan balance.
Borrowers with federal loans have many payment options, some of which can lead to portions of their debt being forgiven, but sorting through them often requires guidance — and servicers have done a poor job of providing it, according to government oversight reports.
«A wage garnishment is any legal or equitable procedure through which some portion of a person's earnings is required to be withheld by an employer for the payment of a debt.
Conversely, in a Chapter 13 bankruptcy, you would file a «repayment proposal» with the court which would outline a plan for paying off a portion of your debts.
We found that a significant portion of Navient's customer base claims to be victims of the company's illegal practices which violated the Dodd - Frank Wall Street Reform and Consumer Protection Act, the Fair Credit Reporting Act, and the Fair Debt Collections Practices Act.
Dividend payout ratio is the method by which you can know what portion of net income a company is returning to its shareholders, and how much retaining for growth, debt pay off and cash reserve.
Additionally, this write - off rate does not come close to Federal loan forgiveness which is slated to forgive a much more significant portion of student loan debt.
When the buyer is indebted to a particular seller for two or more consumer credit sales of goods and the goods which were the subject of two or more sales secure the buyer's total debt to the seller, the security shall be discharged by applying the buyer's payments as they are received by the seller or the seller's assignee to the portions of the debt in the order in which they were incurred.
(c) Except as otherwise provided by law, when any debt is paid in full before the final scheduled payment date, the debtor may do so without penalty, and the creditor shall refund or credit the debtor with not less than that portion of the finance charge which shall be due the debtor as follows:
Another option would be to limit the extent to which a consumer can become indebted to AFS types of loans (such as limiting the portion of their pay, which can be subject to payday loan debt) so that fewer individuals would find themselves severely indebted with multiple AFS loans.
If the consumer credit transaction is scheduled to be repaid in substantially equal installments which include a portion of the amount financed, the amount of credit life insurance at any time shall not exceed the greater of the approximate unpaid balance of the debt, excluding unearned finance charges, if any, or the approximate unpaid scheduled balance of the debt, excluding unearned finance charges, if any, plus the amount of one scheduled payment.
Debt Settlement is a savings - based program, which means our first goal is to help you save up funds to pay off a portion of your dDebt Settlement is a savings - based program, which means our first goal is to help you save up funds to pay off a portion of your debtdebt.
Bankruptcy is the process by which an honest debtor surrenders a portion of their assets in exchange for the elimination of their debt.
At least some portion of the new debt will be used to simply refinance the old debt (see Section 7.13 (b)(ix) of the Merger Agreement, which requires Heinz to obtain payoff letters of its existing bank debt), though some Heinz debt will roll.
An increasing number of older Americans have defaulted on their federal student loans, which are administered by Education, and have a portion of their Social Security retirement or disability benefits withheld above a minimum benefit threshold to repay this debt.
Total liabilities now stand at $ 29.83 per share, up from $ 25.92 per share, the debt portion of which is up from $ 7.69 per share to $ 8.68 per share.
MCLEAN, VA --(Marketwired - Dec 20, 2017)- Freddie Mac (OTCQB: FMCC) today announced it recently settled its third offering of Multifamily Structured Credit Risk (SCR) Debt Notes, which gives private investors a portion of the credit risk on certain multifamily mortgage loans backing participation... More
Here is a portion of just a few online complaints we quickly found for these types of debt help companies which highlight the lack of protection and service they can provide:
Somebody in Texas is supposed to own at least a dozen Francis Bacon paintings, which he received in exchange for paying off portions of the artist's gambling debts, and which the artist's estate refuses to authenticate.
For example, if someone has a 30 - year mortgage, they can get a mortgage protection quote for the same and buy a plan which covers the mortgage for the entire amount or a portion of the mortgage debt.
HDFC Life Capital shield is an investment cum protection plan which offers you potential returns by investing portion of your investment into equity and rest in debt fund.
Gatecoin, the Hong - Kong regulated cryptocurrency exchange which back in May 2016 experienced a hack and theft of ETH and BTC (roughly $ 2m worth) has today provided their latest update on its repayment schedule of the ETH portion of the debt (the BTC debt has since been fully recovered).
When negotiating through a divorce, one of the most important topics involves which spouse will get what property once everything is finalized, as well as who will be responsible for what portion of the marital debt.
Mesa West financed the riskier portion of the debt, which was split into upfront funding of $ 17 million and a commitment to provide $ 14 million in additional capital to pay for tenant and capital improvements as the property leases up.
The senior housing facilities, which include 1,310 units, were sold for a total gross consideration, before debt and transaction costs, of $ 230 million, or $ 175,500 per unit on average, of which Gazit - Globe's portion is $ 138 million.
With a short sale, the lender has three possible ways to handle the deficiency balance, which is the portion of the mortgage debt not covered by the sale of the home.
Any taxable portion of forgiven debt will then be reported on the homeowner's Form 1040 for the tax year in which the debt was forgiven.
MCLEAN, VA --(Marketwired - Dec 20, 2017)- Freddie Mac (OTCQB: FMCC) today announced it recently settled its third offering of Multifamily Structured Credit Risk (SCR) Debt Notes, which gives private investors a portion of the credit risk on certain multifamily mortgage loans backing participation... More
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