Sentences with phrase «which rate you qualify for»

Regardless of which rate you qualify for, if you carry a balance on this card you'll be far better off than paying the standard rate of 19.99 %.

Not exact matches

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

The difference is that the House bill places restrictions on which businesses can qualify for that rate — and lawyers and accountants wouldn't be able to qualify.

With low credit scores and no access to collateral, you might not qualify for an SBA loan, which is longer term and has lower interest rates.

For example, if you apply for a $ 250,000, 30 - year, fixed - rate mortgage and your credit score is between 760 and 800 (which is excellent), you could qualify for a rate of 5.9 perceFor example, if you apply for a $ 250,000, 30 - year, fixed - rate mortgage and your credit score is between 760 and 800 (which is excellent), you could qualify for a rate of 5.9 percefor a $ 250,000, 30 - year, fixed - rate mortgage and your credit score is between 760 and 800 (which is excellent), you could qualify for a rate of 5.9 percefor a rate of 5.9 percent.

Check with an Amplify Account Management Professional (AMP) to determine the rate for which you qualify.

Check with an Amplify Mortgage Lending Specialist to determine the rate for which you qualify.

However, for higher income taxpayers, Qualified Dividends may be subject to both a higher tax rate and also the Medicare surtax on investment income, which may make them less efficient for those investors.

For example, long - term capital gains and qualified dividends face a schedule of rates ranging from 0 to 20 percent, compared with rates on ordinary income, which range from 10 to 39.6 percent.

Individuals with excellent credit, which is defined as any FICO credit score between 720 and 850, should expect to find rates at about 10 % to 12 %, and many of these individuals may even qualify for lower rates.

Like most lenders, MEFA allows borrowers to apply with a cosigner, which can help the applicant qualify for a loan or even secure a lower interest rate.

Another thing we like about NFCU is that the credit union allows you to cosign or secure your loan, which can help you qualify for a lower rate.

Even if you never operated any vehicles during the time in which you lacked insurance, you will be considered a higher risk to insure, and will not qualify for the best rates.

When you demonstrate that you can make timely payments, you may qualify for SnapCap's Vanishing Interest Rate program the next time you borrow a SnapCap loan, which will lower the overall cost of the loan.

Important Note: Your Premiere Money Market account will earn the highest rate available to you (Rate Offer, Standard or Relationship Rate) for which you qualify based on the applicable balance tier and the criteria abrate available to you (Rate Offer, Standard or Relationship Rate) for which you qualify based on the applicable balance tier and the criteria abRate Offer, Standard or Relationship Rate) for which you qualify based on the applicable balance tier and the criteria abRate) for which you qualify based on the applicable balance tier and the criteria above.

Some lenders will allow you to apply with a cosigner or put up collateral, which can improve your chances of getting approved and help you qualify for a better rate.

A higher score makes it easier to qualify for a mortgage and also for a lower interest rate, which leads to lower monthly payments.

For the vast majority of buyers, the best choice is the cheapest fixed - rate mortgage for which you qualify, and the shortest term you can affoFor the vast majority of buyers, the best choice is the cheapest fixed - rate mortgage for which you qualify, and the shortest term you can affofor which you qualify, and the shortest term you can afford.

Along with lower mortgage rates, which makes it easier to qualify for a loan, lender requirements are looser, minimum credit score standards are lower, and loan approval times are quicker.

The report does not attempt to analyze the full Republican proposal, which still lacks many key details, including the individual income ranges for tax brackets, the rules to qualify for certain lower business tax rates and possible methods to prevent multinational corporations from avoiding taxes by channeling profits to ultra-low-tax countries.

A higher credit score allows you to qualify for the best mortgage available to you — and one that comes with the best available interest rate, which can save you tens of thousands of dollars over time.

From this vantage point, stability is really just a way of describing or qualifying «expectations,» which are a formal part of the way the Bank thinks about monetary policy and the transmission mechanism (i.e., how a change in the target for the overnight rate has an effect on the real economy).

You can compare personal loan rates to see the ones for which you qualify.

Opening a credit card in your name, charging no more than 30 percent of the limit, and paying it off in full and on time each month is the best way to earn a high credit score — which is the key to qualifying for low interest rates on a car loan, mortgage, or personal loan.

Jumbo loans stand in contrast to «conforming loans» (those at $ 417,000 or below which qualify for normal interest rates and can be re-sold on the secondary mortgage market.)

If you're below 80 or fairly healthy, you should be able to qualify for term or guaranteed universal life insurance policies which offer low rates for seniors.

This will tend to understate the performance of the taxable account in circumstances where long - term capital gains and qualified dividends, which are currently taxed at lower rates than ordinary income, are a component of investment returns, as is the case for investments with significant equity holdings.

Applicants must good to excellent credit to qualify for this card that offers 0 % interest on balance transfers and purchases for 18 months which then raises to 13.24 % -23.24 % variable rate.

Based on the regular VA loan, USAA would not be the best option for a refinance due to the high rates — unless you qualify for a VA Interest Rate Reduction Refinance Loan (IRRRL), for which USAA charges no origination fee and covers the VA funding fee, title, and appraisal.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Next we heard from Mark Terry, who gave a compelling comparison of his old school district — a low SES urban district with a high ELL population, an 85 % free / reduced qualifying rate, and a high need for meal and nutrition education services — and his current district, which is more affluent with a much lower free / reduced qualification rate and a community of parents who have high expectations for student success and a healthy lifestyle.

Otherwise, you may qualify for Statutory Paternity Pay (SPP) or Statutory Shared Parental Pay (ShPP) which are both paid at the rate of # 139.58 per week (April 2016 — April 2017) or 90 % of average earnings less if that is less.

The district will also remain qualified for AAA bond rating, which typically calls for school district reserve funds to be around 10 percent of its total annual budget.

That doesn't leave a lot of wiggle room to raise reimbursement rates for qualifying hospitals, or for the public hospital systems such as New York City Health + Hospitals, which is facing a $ 2 billion deficit.

«Only about 70 percent of patients respond to medication, and only about 10 percent qualify for surgery, which has a high and lasting success rate,» says Chou, who is an associate professor in the U-M Medical School's departments of Neurology and Neurosurgery.

When Congress increases the maximum Pell Grant faster than the rate of inflation (which it tends to do over long periods of time because college prices rise faster than inflation) but does not make commensurate changes to the eligibility formula, more middle - income families qualify for a grant.

Schools serving the poorest students, in which 89 % or more qualify for FRPM, exhibit similar suspension rates as schools near the FRPM mean: 45.5 % are high - suspension - rate schools and 31.2 % have low suspension rates.

Students are eligible for the program if the student's resident district is not a school district in which the pilot project scholarship program is operating and the student satisfies one of the following conditions: the student attends a local public school that has received a grade D or F by the state's performance index score, the student is assigned to a community school but would otherwise be assigned to a qualifying school, the student attends a local public school that was ranked in the lowest 10 percent of public schools in two of the three most recent rankings and the public school was not declared to be excellent or effective in the most recent rating system, or the student is enrolling in grades K — 12 for the first time and would be assigned to a qualifying school as long as they are at least 5 years old by Jan. 1 of the school year.

The cap, which was devised back in 1993 along with a flat per capita funding rate, was put in place in part to deter districts from over identifying the number of students qualifying for special needs.

If the socio - economic status of its students is factored into the ratings, however, Reo's grade moves up to an A. That's because 87 percent of the school's 189 students are «economically disadvantaged,» which means they qualify for a free or reduced price lunch.

The state may subsidize bond financing by supplementing local tax revenue for debt service and may also guarantee bonded debt with state assets, which can help schools qualify for more favorable rates.

U.S. Agriculture Secretary Tom Vilsack and Education Secretary Arne Duncan stated in a joint letter, «Qualifying schools and districts — for which 40 percent or more of families get nutrition assistance or participate in other programs — are eligible for a reimbursement rate of up to 100 percent of meals.

In 2015 - 16, districts were required to cover only $ 15 of the $ 93 exam fee for students who qualify for free or reduced - price meals thanks in part to the U.S. Department of Education's Advanced Placement Test Fee Grant Program, which provided funding for low - income students to take AP exams at a reduced rate.

Stay tuned for more news from the IIHS on which vehicles will qualify for the Top Safety Pick + rating under the new criteria.

In order to qualify for a Top Safety Pick, a vehicle has to earn the highest rating on five of the crashworthiness tests, which consists of side crash tests, roof strength, head restraints, moderate overlap front and small overlap front.

Additionally, the 2016 A3 sedan earned an advanced rating for front crash prevention which is the qualifier for the Plus part of the Top Safety Pick Plus.

To qualify as a 2016 Safety Pick +, a vehicle is required to earn good ratings in the five crashworthiness tests, which are the small overlap front, moderate overlap front, side, roof strength, and head restraints, as well as receive an advanced or superior rating for front crash protection.

It's also rumoured that an «ECO» model is on the way, which should qualify for a lower BiK rate.

Despite this, fuel consumption is reduced to 6.8 L / 100 km (down 0.6 L / 100 km) for the 440i Coupe and Gran Coupe, which now qualify for a reduced rate of Luxury Car Tax, and to 7.2 L / 100 km (down 0.5 L / 100 km) for the 440i Convertible.

While active seatback designs don't automatically qualify for good ratings, they do control the acceleration of the torso, which is thought to be important in reducing whiplash injuries.