Sentences with phrase «which substantial data»

Overall, 12 million Americans used a storefront or online payday loan in 2010, the most recent year for which substantial data are available.

Not exact matches

Our long history has allowed us to build extensive databases of proprietary index, risk and ESG data, as well as accumulate valuable historical market data, which is difficult to replicate and provides us with a substantial competitive advantage.

Those data are namely 1) the recent rally in stocks, 2) the recent improvement in the ISM (formerly NAPM) surveys, and 3) the substantial string of Fed easings «in the pipeline», which have accelerated growth in broad money such as M2, and 4) the likelihood that inventories will stabilize, taking away the biggest negative factor currently pressuring GDP lower.

I would also argue that the labor force participation rate is not picking up data about the «gig economy» — Uber drivers, Airbnb renters, etc — which now make up a substantial number of people.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The PAC has a substantial relationship with two companies that have been connected to Bannon and had shared the same Beverly Hills address as Breitbart, paying millions for video and data services from production house Glittering Steel (which has worked with the Mercers» PAC in both its Cruz and Trump incarnations) and political data firm Cambridge Analytica.

The BBSRC - funded ARK - Genomics facility — which is part of Edinburgh Genomics at the University of Edinburgh — provided a substantial body of sequence data, including information on which genes are expressed in a spectrum of 40 different tissues.

Months of testing and data acquisition revealed that typical levels of neonicotinoid exposure, which bees could experience when foraging on agricultural crops — but below lethal levels — resulted in substantial damage to the honey bee's ability to fly.

However, not only were these data difficult to obtain, but that which was provided showed substantial variation between institutions.

Despite her substantial contributions to enzymology, Hur felt an undercurrent of dissatisfaction with purely theoretical work, which relied on others» experimental data.

The PIRLS data which ranks Australian children in the middle of the international pack suggests a substantial deficit in this area.

Recent, more finely tuned data for New Jersey, provided by Peg Goertz, a University of Pennsylvania researcher who has closely followed developments in the Garden State, indicate that from 1999 to 2007 substantial gains were made in the Abbott districts, which were the focus of the judicial remedies.

Official policy statements indicate that inspectors place substantial weight on test scores, which is borne out by analysis of the data.

In this manner, statistical interpretation and data analysis is a relevant component in the research process and is enforced with arriving into the accurate conclusions which will increase a more substantial research results.

For instance, the 1941 shift in the original corrections, was reduced and pushed back to 1939 with the addition of substantial and dominant amounts of US Merchant Marine data (which mostly used engine inlets temperatures).

And in some articles where I have read that it is being observed, often historical data shows those cities and / or regions to have been warmer in the past century, which would seem to indicate (1) the permafrost issue isn't new or necessarily unnatural and / or (2) there is a substantial lag between permafrost melting and rising temps (ie, the current permafrost melt is mostly or all natural).

You can learn how Global Fishing Watch works in more detail below, but essentially the system uses algorithms, which are steadily being refined, to identify and home in on fishing vessel activity amid the masses of public data flowing in vast streams from Automatic Identification System technology installed on nearly all substantial commercial vessels as a safety and tracking tool.

After a careful reassessment of climate sensitivity and climate history data, NASA climate science chief James Hansen and his colleagues concluded that the tipping point at which substantial ice - sheets on Earth will disappear is around 450ppm (+ / -100 ppm) of CO2.

Hi Nic, While there was a substantial basic maths error in Levitus et al 2000, which was pointed out by James Annan long ago, I think we need to be careful in assuming that the XBT data is so bad that it needs the multiple subsequent downsizings after correction of that error.

There has been a substantial increase in most measures of Atlantic hurricane activity since the early 1980s, the period during which high quality satellite data are available.20, 21,22 These include measures of intensity, frequency, and duration as well as the number of strongest (Category 4 and 5) storms.

«This is a strong indication of substantial errors in the computer models and temperature data which needs to be addressed before we throw what's left of our global economy to the wind.»

I can't say this strongly enough — This is a strong indication of substantial errors in the computer models and temperature data which needs to be addressed before we throw what's left of our global economy to the wind.

There has been a substantial increase in most measures of Atlantic hurricane activity since the early 1980s, the period during which high - quality satellite data are available.13, 14,15,16,17 These include measures of intensity, frequency, and duration as well as the number of strongest (Category 4 and 5) storms.

Cutting edge data centers of the future will require less of a physical human presence, and are likely to: â $ cents Rely on a VIL to optimize equipment management and provide for virtual remote control capable of instant changes, switches and adds â $ cents Achieve LEED certification for the physical building â $ cents Rely on more efficient water cooling that potentially takes advantage of an on - site tower to chill water for cooling the system (thus reducing energy consumption by using nature's natural cooling power to chill water) â $ cents Use fluid dynamics models to precisely design the interior of the building to maximize the efficiency of the HV / AC system for air - cooled computing systems â $ cents Tap into a mixed energy grid that relies on green energy sources such as solar, wind or hydroelectric (depending on geographic feasibility), along with a reliable city grid thus avoiding the need for the standard back - up Uninterruptible Power Supply (which will reduce equipment costs, minimize floor space used, and increase energy efficiency because systems that employ a UPS convert AC to DC and back, incurring substantial energy losses).

Global sea level trend data suggests substantial thermal expansion in the earlier part of the 20th century, which is an issue that seems insufficiently explored.

I'm a little surprised to see people like Gavin apparently nailing his colours to the mast of the models being right, for one thing, his calculations (which may be mildly optimistic) only explain «most» of the model - data discrepancy, and it is worth noting that since the natural forcings and internal variability are relatively transient and short - term in nature, this view implies a substantial future near - term acceleration in order for the world to catch up with where the models say we should be.

Such vital data which are usually shielded utilizing top information security providers can be used by unauthorized individuals to commit crimes tender etc. that were repair, such as insider - trading States around the globe have regulations to prevent such unauthorized information access and noncompliance with the guidelines is cognizable offense against the corporations spending substantial fees to the government, if the data security measures are broken.