Sentences with phrase «while business credit»

APRs offered for personal credit cards had mostly been increased, while business credit cards that offered an APR range did away with the top end and instead used the low end as a new flat rate offer.

The Hilton Ascend offers more points / dollar for spend at grocery stores while the Business credit card offers more points / dollar on airfare, car rentals, wireless phone services and shipping.

Personal FICO scores range from 300 to 850 while business credit scores generally range from zero to 100.

While business credit cards can be quite useful, perhaps the most fun part is earning and redeeming your rewards — especially flexible rewards points.

While business credit is just as important as personal credit, the report may look a little different.

While business credit card applications will ask for your company's Employer Identification Number (EIN), you won't have one if you are operating as a sole proprietor.

While business credit cards are another type of open - end loans that are useful for quick access to capital, business credit cards should be used for smaller purchases that can be paid off within the month as to not incur any finance charges.

Annual credit growth continues its downward trend, with tighter credit conditions weighing on investor housing credit, while business credit picked up, supporting the rise in March.

While business credit growth has fallen in recent months, this weakness has been partly offset by growth in alternative sources of business funding, and surveys do not report businesses being constrained by a lack of funds.

Personal FICO scores range from 300 to 850 while business credit scores generally range from zero to 100.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

A too - lenient credit policy can set the stage for collection and cash - flow problems later, while a creatively and carefully designed policy can attract customers and boost your business's cash flow.

A too - lenient credit policy can break your business, while one that's too strict can scare customers away.

While that may seem like a good thing for business owners desperate for credit, it's definitely a case of buyer beware.

The study found that nearly 40 percent of small business owners who didn't know their business credit score anticipated growth of less than 5 percent, while nearly three quarters who did, envisioned growth of up to 20 percent.

While it's important to keep building your business's credit, focus on your personal score for the moment.

While completely new companies, non-profitable businesses, or owners with challenged credit histories might still find some trouble, many more small business owners can find a loan to help their business grow.

While franchising makes up a «thriving and expanding» sector in the economy according to the U.S. Commercial Service, few franchisors credit the Dominican Republic as a major driver of business as they might swiftly - growing Asian markets.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

State Farm will invest $ 450 million in non-voting preferred shares of the Desjardins Group's property and casualty business after the deal closes, while Credit Mutuel will invest $ 200 million.

While I credit books like E-Myth by Michael Gerber as true turning points for me, the book doesn't always have to be on a standard business topic.

While the big companies are cutting their taxes by using the R&D tax credit, too many small and medium businesses are just sitting and watching the parade go by.

While financial service industry analysts have generally applauded Affirm's goal of giving younger consumers new, responsible ways to purchase using credit, Brian Riley, principal executive advisor at CEB TowerGroup, has questioned aspects of Affirm's business model.

After all, 66 percent of firms with a formal employee advocacy program credited the program as helping to attract and develop new business, while 44 percent credited the program with generating new revenue streams.

While many Americans miss out on deductions and tax credits throughout the year, nobody enjoys more of them than small business owners.

«We do have some solutions here at home, like a youth hiring tax credit, to give young people that step into employment while making it worthwhile for business.

«We gained market share across our businesses while carefully managing credit, risk exposures, and expenses,» CEO Brian Moynihan said in a statement.

The length and cost of your Laurentian MBA depends on your undergraduate field of study — business degree holders take an accelerated 11 - month, 33 - credit program while those without one take 57 credits over 20 months.

An additional factor could be that while Apple is credited with helping to save the music business by offering a one - stop subscription service with iTunes, TV industry executives don't feel they are quite as desperate for Apple's help.

He estimates that approximately 25 % of all loans issued in Canada are to people with low credit scores, and while he believes people with higher credit scores will make up a growing proportion of Canada Drives» customer base going forward, he has built a business (and brand) around an ability to get that 25 % into cars.

While a personal credit card may seem like an easy source of cash for your business, you can quickly incur high interest costs, says Steve Gustafson, principal at Abeles and Hoffman, a Saint Louis - based accounting firm.

While some business owners are credit - ready, others need guidance on how to build a successful credit profile.

While the survey examines consumer debt on credit cards, about 10 percent of business financing happens on various types of credit cards, the Small Business Administration business financing happens on various types of credit cards, the Small Business Administration Business Administration reports.

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While the tax incentive sunset in 2014, it could still be available to businesses making purchases in 2015, but Congress and the White House need to act to extend the credit before the end of the year.

Only about half of small business owners say they have ever borrowed money for their business, including the general population of small business owners (50 %), Asian (53 %) and Hispanic (51 %) segments, while the percentage of African American business owners who have used credit (42 %) is somewhat lower.

Small merchants like my company take credit card security very seriously while some larger companies simply write it off as a cost of business.

Will need an accountant to run the books while 2 bring in business and one processes credit.

In addition, while the majority of business owners surveyed across all segments said they did not feel a perception of discrimination from a financial institution impacted their chances of obtaining business credit, 22 % of African American and 11 % of LGBT business owners reported that perceived discrimination impacted their chances of obtaining credit for their business, compared to 5 % of the general small business owner population.

Notice that while most of the factors are similar to those used to calculate your personal credit scores, others are unique to business credit scores.

While there is a significant amount of information about accepting credit cards, this article provides an overview of the various areas that you need to consider when adding this payment method to your business.

While some lender programs might charge the business a monthly fee for offering credit, others are free.

«This highly successful financing will help further our mission of providing credit for small businesses while further reducing our cost of funds,» said Ken Brause, Chief Financial Officer, OnDeck.

Business deductions and credits: The new bill would add several key tax benefits for businesses while removing certain deductions and credits.

It helps if you keep your personal credit record pristine, while building your business credit scores.

A healthy retail business with an impeccable credit profile and several years in business will have several options — maybe even at the bank, while a borrower with bad credit and a short track record will have few (if any) choices.

And the financial sector's loans always took the form of productive credit, enabling businesses to pay back the loans out of future earnings while consumers paid out of rising future incomes.

In actuality, while the skill set necessary to make intelligent decisions can take years to acquire, the core matter is straightforward: Buy ownership of good businesses (stocks) or loan money to good credits (bonds), paying a price sufficient to reasonably assure you of a satisfactory return even if things don't work out particularly well (a margin of safety), and then give yourself a long enough stretch of time (at an absolute minimum, five years) to ride out the volatility.

And while many lenders look beyond a borrower's personal credit score and consider other metrics that demonstrate a healthy business, a low personal score can be a go - no - go metric for many banks, credit unions, and other lenders.

While this may be a significant upfront cost, it can vastly improve your business credit profile giving you the opportunity to get better financing options.