Low risk drivers are rewarded with lower premiums
while high risk drivers are forced to pay the penalty of higher insurance rates.
Not exact matches
Companies with strong gender diversity criteria may be better positioned across all performance
drivers,
while companies with relatively poor gender diversity criteria may be exposed to
higher levels of
risk as a result of discrimination lawsuits, exploitation issues and poor talent retention.
To determine the prevalence of texting
while driving among youths, Bailin and her colleagues analyzed data from the 2011 Youth
Risk Behavior Survey of 7,833
high school students who were old enough to get a
driver's license in their state.
While it works well for young
drivers as they are automatically seen as a
high risk and know many people, like their parents, who may be lower
risk it can work for anyone — but of course is especially powerful for those with costlier insurance.
While it works well for young
drivers (see our Young Drivers» Car Insurance guide) as they are automatically seen as a high risk and know many people, like their parents, who may be lower risk, it can work for
drivers (see our Young
Drivers» Car Insurance guide) as they are automatically seen as a high risk and know many people, like their parents, who may be lower risk, it can work for
Drivers» Car Insurance guide) as they are automatically seen as a
high risk and know many people, like their parents, who may be lower
risk, it can work for anyone.
While most car insurance companies rely on
risk factors and credit scores to help determine insurability, there are a few providers that are more accepting of low credit and
high risk drivers.
While people of all ages and experience with driving can and do get into accidents, the above statistics indicate that you may be at a
higher risk for getting into a devastating accident with a teen
driver.
While all
drivers in Arkansas must be insured, Arkansas auto insurance companies do have the right to refuse coverage to those considered to be
high -
risk drivers.
Typically, insurance rates are
high for college students and senior
drivers because they are believed to pose severe driving
risks while on road.
While this may seem like age discrimination at first glance, the policy is based on solid evidence that these age groups, along with new
drivers, are more dangerous on the roads and therefore are a
higher risk for the company to take on.
Drivers who move to Louisiana are often shocked by the
high insurance rates, for example,
while those who move to, say, Iowa, can benefit from cheaper insurance (the lack of major weather, like snow and ice on the roads, also plays a factor, in addition to the
risk of natural disasters, like earthquakes or hurricanes).
Teen
drivers are the
highest risk group and
while state laws have helped reduce crashes, injuries and deaths — they can be confusing for teens AND parents.
While your current company may provide policies for
high -
risk drivers, it doesn't mean they'll offer the most competitive rate.
While being put in an assigned
risk pool is expensive, at the very least it allows
high -
risk drivers to have insurance coverage until they manage to get their driving record back in order.
While usage - based auto insurance may not be for everyone, people who are currently paying very
high auto insurance premiums because they have been classified as
high -
risk drivers may find that usage - based insurance can reduce auto insurance premiums significantly.
Drivers with lower credit scores statistically cause more collisions
while those with
higher credit scores are typically lower -
risk.
These documents are often required for
drivers who are considered
high risk due to having had a DUI / DWI, being cited for driving without insurance, or having been involved in a traffic accident
while not covered by insurance.
While there are some insurance companies that won't insure
high -
risk drivers, there are several who do.
The idea was to insure as many
drivers as possible,
while fairly distributing the losses often incurred by
high risk drivers across all the auto insurers in the state.
While it is difficult to change your status as a
high -
risk driver, there are few things that you can do to scratch off few hundred dollars off your bills.
While the state encourages people to find auto insurance on their own, Wyoming insurers have the freedom to accept and deny coverage applicants, and this has left some Wyoming motorists without adequate coverage to stay on the road (generally speaking, insurers tend to charge
higher premiums or simply avoid covering
drivers who pose
higher risk of losses — aka insurance claims.)
The Plan seeks to maximize the number of insured
drivers on the road,
while sharing the costs of covering
high risk motorists among all the auto insurers in the state.
One carrier may specialize in a particular group of people (such as military personnel, seniors, or
high risk drivers, for instance),
while another auto insurance company might focus on some other demographic.
While premiums are not necessarily
higher through the MAIP with an ARC, a
high risk driver can expect to receive
higher insurance rates as companies look at many factors when they set premiums for your coverage.
While New Jersey
drivers do have to pay
higher auto insurance rates than those in most other states, they do enjoy very low auto theft rates and moderate
risk of being in an automobile accident.
However, most auto coverage providers charge
higher rates to DWI offenders; this is understandable, as
drivers convicted of driving
while impaired are seen as a greater
risk.
High - risk drivers — young ones, senior citizens, those who have a bad driving history, and those whose driving annual driving mileage are high — are obviously charged more expensive rates because insurers believe these are the people that will most likely make claims wh
High -
risk drivers — young ones, senior citizens, those who have a bad driving history, and those whose driving annual driving mileage are
high — are obviously charged more expensive rates because insurers believe these are the people that will most likely make claims wh
high — are obviously charged more expensive rates because insurers believe these are the people that will most likely make claims
while.
While all
drivers must be insured, Washington car insurance companies do have the right to deny coverage to
drivers they feel are
high -
risk.
Insurers classify young single males as
high risk drivers,
while young females are considered relatively lower
risk in comparison.
South Dakota
drivers need to be aware that different companies may view an individual's relative riskiness very differently; one company may deem you a
high -
risk driver,
while another might view you as only a moderate
risk.
While subsequent tickets may not result in as large a discount as the first, too many speeding tickets could get you labeled as a
high risk driver.
While all registered vehicles in Oklahoma must be insured, car insurance companies do have the right to refuse coverage to
drivers they feel are
high -
risk.
While nearly all states require a minimum amount of car insurance for all
drivers, car insurance companies are allowed to deny coverage when they believe the
driver is too
high -
risk to cover.
While they may decline to underwrite you, all companies writing auto insurance in Michigan must cover
high risk drivers ultimately.
Even if you are a young
driver, but have been driving for a
while and your record shows no violations or accidents, then you may not even have to get a
high risk automobile insurance policy.
While there are no laws prohibiting you into filing insurance claims, but common sense would tell us that if you do so, even with the slightest dent in your car, you are signaling your insurer that you are a
high -
risk driver, even if you are not the at - fault
driver.
On the contrary, a car insurance company will worry about your safety
while driving if you are maneuvering such an elderly car and will consider you a
high risk driver.