Sentences with phrase «while insured drivers»

They may also face increased potential liability in some no - fault states - for example, an at - fault uninsured driver in Michigan may be liable for all damages to another driver's vehicle, while insured drivers have their liability capped at $ 500.

Not exact matches

Similarly, while he said the state needed to be sure Uber's drivers are properly screened and insured, he is a fan of the service — and a regular customer.
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225 Except as provided in the Statutory Accident Benefits Schedule, the insured under a contract shall be deemed not to include any person who sustains loss or damage while any automobile insured under the contract is being used or operated by an excluded driver.
Bruinsma v. Cresswell et al. 2013 ONCA 111 Insurance — Automobile insurance — Compulsory government schemes — Uninsured or underinsured motorist coverage — Exceptions and exclusions A disqualified driver (plaintiff) was in an accident while driving his girlfriend's vehicle (insured by CAA).
(ii) the named insured, a person specified in the policy as a driver of the insured automobile, the spouse of the named insured or a dependant of the named insured or spouse, while the occupant of any automobile,
Nonetheless, these for - hire companies not only require that their drivers to be well - insured, but the companies themselves carry $ 1 million insurance for passenger injuries while the driver's app is active.
While not a requirement, uninsured / underinsured motorist coverage provides a source of recovery for an insured person in the event they are injured by a driver who either does not have auto insurance at all, or who has an insufficient amount of coverage.
This policy protects insured individuals hit by uninsured drivers while riding their bicycles or walking.
$ 10,000 in PIP covers you, your passengers and other authorized drivers of your car who are injured while in your insured vehicle
AIG Insurance offers some unique additions to their car insurance plans, while taking away hassles form being an insured driver.
While all drivers in Arkansas must be insured, Arkansas auto insurance companies do have the right to refuse coverage to those considered to be high - risk drivers.
While some companies in Eau Claire will offer discounts to mature drivers, others will specialise in insuring young drivers or established families.
This auto insurance coverage component pays medical bills and / or funeral expenses if a covered driver or accompanying passengers are injured or killed while in an insured vehicle, regardless of fault in an accident.
Charter started insuring Texas drivers in 1971, while FIC, out of California, began doing business in 1946.
While a parking ticket may not affect your insurance rates as much, a number of speeding tickets will tell a Merrillville automobile insurance company that you are not a safe driver, and therefore, you are a hazard for them to insure.
A personal accident cover is provided for individual owner or driver of the vehicle insured while traveling in, mounting or dismounting from the vehicle.
Personal Accident Cover: This plan compensates the losses for bodily injury / death which is caused to the owner - driver directly or while mounting / dismounting or while travelling in the insured vehicle as co-driver, caused by vicious accident which is external within 6 calender months.
Personal accident cover: A personal accident cover of Rs. 2 lakh is provided for individual owner driver of the vehicle insured while travelling in, mounting or dismounting from the vehicle.
Drivers across the country may need to purchase insurance while unlicensed for a number of reasons: the policyholder may want to maintain coverage while his or her driving privilege is suspended, the individual may have only a learner's permit, a vehicle owner may want to insure against theft or damages while the car...
Injury sustained while taking part in Mountaineering, hang gliding, parachuting, bungee jumping, racing by any animal or motor vehicle or motorcycle, snowmobiling, motorcycle / motor scooter riding (whether as a passenger or driver), scuba diving involving underwater breathing apparatus (unless PADI or NAUI certified), water skiing, wakeboard riding, jet skiing, windsurfing, snow skiing and snow boarding, and any sport, recreational, athletic, or adventure activity which is undertaken for thrill seeking and exposes the insured to abnormal or extreme risk of injury and / or is in violation of applicable laws, rules, or regulations.
While some companies will specialize in insuring young drivers or providing lease insurance, others may be able to find discounts for mature aged drivers.
While a sports car is more exciting and fun to drive, it also costs a ton to insure, particularly if it is driven by a teenage driver.
In fact, 76 percent of insured drivers purchase comprehensive coverage as well as liability protection while 71 percent will also buy collision coverage on top of the basic liability.
Every car and driver is unique, and while certain standards can apply to Car insurance premiums — like cars with fewer safety features or car alarm systems typically costing more to insure, and cars with sophisticated safety features and good crash - test ratings usually being more affordable — there are a variety of exceptions.
For instance, a male driver under 24 must pay an average of around $ 2,000 for a six - month insurance premium, while the same insurance policy will cost roughly half as much if the insured driver is between 25 and 29 years old, according to CarsDirect.
While there are some insurance companies that won't insure high - risk drivers, there are several who do.
The idea was to insure as many drivers as possible, while fairly distributing the losses often incurred by high risk drivers across all the auto insurers in the state.
While many drivers are willing to take this risk and are happy insuring under the basic coverage, many others will opt for a full coverage policy which includes liability protection as well as collision and comprehensive coverage.
While UMBI covers your medical bills in case the at - fault driver is not properly insured, UMPD covers your property damage.
The Plan seeks to maximize the number of insured drivers on the road, while sharing the costs of covering high risk motorists among all the auto insurers in the state.
But if you still need your car insured, either because it is financed or because you need someone else to drive you around in it, you'll need to search for an insurer who will allow you to insure the car for another primary driver while excluding you as a driver.
Personal accident cover: A personal accident cover of Rs. 2 lakh is provided for individual owner driver of the vehicle insured while traveling in, mounting or dismounting from the vehicle.
Even though you probably will be driving safely and won't be in danger of getting a speeding ticket while driving your classic vehicle, the high value of these cars still makes it harder to insure for less experience drivers.
While not fully licensed, drivers with learner's permits still need to be insured when they are on the road.
Personal accident cover: A personal accident cover is provided for individual owner driver of the vehicle insured while traveling in, mounting or dismounting from the vehicle.
Qualifying drivers who have no at - fault accidents for five years while being insured with USAA will automatically receive this benefit.
While some accidents can not be avoided, take extra precaution when you're on the road to insure a good drivers discount.
Uninsured / underinsured motorist coverage handles the costs if the other driver causes the accident but is not adequately insured while collision coverage takes care of any costs incurred to your vehicle if you are at fault.
It covers the covered drivers, family members, and any passengers in the insured vehicle who are injured while in the insured car at the time of the accident.
While the costs to insure their cars are 11 % higher than other Arizona cities on average, Mesa drivers could still save by going with Freedom National, Auto Owners, State Farm, Progressive, or Farmers.
While all drivers must be insured, Washington car insurance companies do have the right to deny coverage to drivers they feel are high - risk.
While all registered vehicles in Oklahoma must be insured, car insurance companies do have the right to refuse coverage to drivers they feel are high - risk.
Life insurance rates are based on many factors, but the primary driver for the premiums is based on the probability that the insured will die while the policy is in force.
The reason for this is that these companies often look for certain attributes in drivers while insuring them.
Basic Florida auto coverage may be sufficient for a student driver that needs to insure an older bomb car and only drives once in a while but full coverage may be more suitable for a family of four that needs to insure two new SUV's.
The basic liability coverage every insured driver carries shields the policy holder from personal financial responsibility in the aftermath of an at - fault car accident, while extra optional forms of coverage round out the package of coverage, protecting the policy holder in other areas.
While some providers offer cheap rates to those that are over the age of 55, others specialize in insuring young drivers and those under the age of 25.
While some providers specialize in insuring drivers in Edison only, others operate on a state or even national scale.
While Bodily Injury Liability covers medical expenses for the driver and / or occupants of the other vehicle involved in the wreck, it does not cover the insured's medical expenses.
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