The challenge that domestic insurance companies face
while issuing policies to NRI is the risk profile the individual carries.
Most insurers do not charge higher premiums from smokers, but some do take it into account
while issuing policies.
Low premium vis - à - vis age: -
While issuing the policy, insurers consider the most nearest age of the policyholder.
You will get a refund of all the premiums which you paid without interest after the deduction of proportionate risk premium, stamp duty, and medical examination cost which you may have incurred
while issuing the policy.
Not exact matches
COO Sheryl Sandberg explained why in a blog post, noting «These are complicated
issues, and
while we don't believe any company's enforcement or
policies are perfect, we think that sharing best practices can help us all improve, especially smaller companies that may not have the resources to develop their own
policies.»
While it's still unclear if Session's views will translate into changes in
policy or enforcement, this attitude shift at the federal level doesn't align with public opinion on the
issue.
«This is an extremely generous benefit, and
while it's fantastic for the women who work there, I don't know how feasible it is going to be for the majority of industries to do something to this extent,» said Alina Salganicoff, vice-president and director of women's health
policy for Kaiser Family Foundation, a non-profit that researches health care
issues.
While top - down channels are used to communicate vision and strategy in order to get
policies and processes aligned with them, bottom - up processes are necessary too, in order for leaders to be aware of the
issues faced at the lower levels, as well as to measure the impact of the
policies and practices implemented.
And
while that
issue is newly top - of - mind for many voters, some bedrock economic
policy issues also deserve attention from the candidates during their last in - person exchange of the year:
The president said that
while he personally likes Tillerson and got along with him, the two disagreed on important
policy issues, including the Iran nuclear deal, and had «different mindsets.»
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade
policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade
policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses
while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be
issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Sapir: The FCC introduces
policies that do nothing, and then repeals them, over and over again —
while real
issues, such as the last - mile delivery of internet, remain.
The problem, he says, is that Trump has turned the race into «more of a celebrity sweepstakes» that focuses on one candidate's personality
while ignoring a host of important
policy issues, from income inequality and health care to job creation.
While the content can seem a bit dense and academic at times — the essays are, after all, written by some of the nation's leading thinkers on business
issues — the website is a potentially valuable resource for
policy makers and anyone thinking about starting a new business.
Ryan said that
while the
issue won't be addressed in the short - term, he stressed the need to address them in the future because they are «going bankrupt,» a characterization disputed by some
policy experts.
While we would not comment on any member's personal decision, there's no change in Dell engaging with the Trump administration and governments around the world to share our perspective on
policy issues that affect our company, our customers and our employees.
On the other hand, the same survey showed that 42 percent of the fund managers believe central bank
policies will be the biggest driver of the dollar this year,
while just 11 percent thought trade
issues would be.
I also made clear that
while I won't be participating in the Forum, BlackRock will continue to engage on
issues of public
policy with governments at all levels and around the world.
While I agree that it's important to enact
policies with a goal of achieving the «greatest change,» talking to my daughter about the
issues important to her also taught me that we — men, especially — should pull up a chair and hear out what changes are needed prior to taking action.
And
while so far nothing Trump has actually done on trade is all that significant in the grand scheme of things, perpetually making
policy on the basis of a total misunderstanding of the
issue is potentially quite dangerous.
The judge said in a 91 - page decision that,
while the Army Corps substantially complied with the National Environmental
Policy Act, federal permits
issued for the pipeline violated the law in some respects, saying in a court order the Corps did not «adequately consider the impacts of an oil spill on fishing rights, hunting rights, or environmental justice.»
While I understand that the NDP must feel intense pressure to capture votes — including from people who have never taken a course from John Smithin — I often wish that the NDP would show a bit more
policy leadership on the
issue of the deficit and debt. I was particularly disappointed during the 2008 federal election campaign when Mr. Layton stated, unequivocally, that the NDP would not run a deficit in the following year if elected (even though it was clear that Canada was entering a recession).
While writing broadly about economic
issues, Rosalie's research interest focuses on the implications of technology and innovation with the goal of identifying
policy gaps, misaligned incentive mechanisms, and assessing potential causes and solutions.
Younger millennials (18 - 24) are more likely to argue that economic opportunities should shape Canada's foreign
policy,
while older millennials (25 - 34) are more likely to identify opportunities for collaboration on global
issues, such as climate change, as shaping our international outreach.
Scientists uniformly agree that whole - lake research offers the best evidence to guide
policy, Blais wrote,
while «small - scale experiments are inadequate to address
issues related to ecosystem services, food web structure, land - water interactions, air - water interactions, shoreline communities, and migratory species.»
While the administration wants to take a tough stance on international trade and other
issues, it is clear that a balance must be struck, so as not to have
policies that backfire at home.
But
while Trump has been all over the map on most
policy issues over the years, skepticism about the merits of international trade has been a major throughline in his thinking.
In joint statement, Boehner and Weld said «
while we come at this
issue from different perspectives and track records, we both believe the time has come for serious consideration of a shift in federal marijuana
policy.»
While he reiterated the fact that DOL «wants more back and forth» between industry and DOL before
issuing further guidance, he said he expects DOL to
issue guidance on
policies and procedures that need to be in place.
The Board believes that this leadership structure improves the Board's ability to focus on key
policy and operational
issues and helps the Company operate in the long - term interests of shareholders,
while maintaining a strong, independent perspective.
While no single law or
policy can address all these
issues, much can and should be done to increase clarity and level the playing field for innovators.
And
while Canadians may take pride in more engagement in crisis
issues affecting people around the world, when it comes to immigration, they take a practical view, overwhelmingly titling towards
policy based that puts Canada's economic needs before humanitarian considerations:
The referendum also centered on a single
issue,
while the presidential election can be as much a decision about personality and temperament as candidates»
policies.
While the economy may be the most important
policy issue in the election, the environment will also be critical.
While political and foreign
policy wonks will understand that Trump isn't necessarily going to end the deal by sending the
issue to Congress, broadly speaking it will be read by the American public and the international community as him trying to deliver on his promise to scrap or improve the pact.
While we believe payrolls and average hourly earnings are both likely to miss consensus estimates, we think the employment report may be somewhat less important than usual for the monetary
policy outlook, because 1) recent data have been firm so we have some room for a miss, 2) the August seasonal
issue is now well known so even a somewhat larger miss may not significantly alter the staff view, and 3) there are several months between now and December to make up for any weakness in tomorrow's report.
Anyway, it'll be on
policy choices that the Trudeau Government stands or falls with Canadian voters, regardless of the effort of the Conservatives to make couture an
issue, and
while there's plenty to criticize in the Liberal
policy book, taken as a package Canadians don't yet seem that dissatisfied with what they're getting.
While there are potentially serious
issues surrounding U.S. trade
policy, for the first time in years there is clarity over corporate taxes.
Under the guise of strengthening the U.S. economy
while preserving U.S. national security, he has
issued a set of stringent
policies vis - à - vis a new trade agenda.
«
While we are grateful to have resolved the
issue with CSU, InterVarsity continues to believe that all - comers
policies will result in the exclusion, rather than inclusion, of diverse students from campus.»
According to James Juhnke, this engagement is good for both sides: Mennonites are forced to consider how nonviolence relates to
issues of justice and how it can be applied in terms of public
policy,
while the broader church must take seriously «our claims that peace is central to the gospel.»
While the Justice made clear his own preference for pro-life public
policies, he argued that in itself democracy is neutral as between competing positions on
issues such as abortion and euthanasia.
While the
issue of immigration might be the most significant
policy consideration that divides them, there is also a very important institutional divide.
First,
while it was true that no gay or lesbian couple had requested married - student housing on campus (this event being prior to Obergefell v. Hodges, but after some states had begun
issuing marriage licenses to such couples), several couples had already chosen not to apply to live in married - student housing because the
policies at the time didn't support such a thing.
While it is true that many denominational bodies and leaders protested vigorously against our government's Indochina
policy, it is all too evident that by and large the local churches failed to confront the theological and moral
issues of the war.
that all these
issues — overcrowded cities, unusual and disturbing new weather patterns, the growth of global poverty, the lowering of wages
while stock prices soar, the elimination of social services, the destruction of wildlife and wilderness, the protests of Maya Indians in Mexico — are products of the same global
policies.
What he does and says
while he is here will not move the needle even one degree on the struggles over the death penalty, abortion and Planned Parenthood funding, the marriage and religious freedom
issues, immigration
policy, the international arms trade, or economic
policy and social welfare programs.
To start with, one must wonder why these two
issues» both of which ought to place politically liberal evangelicals in significant conflict with the Democratic party's social platform» are presented as «controversial» matters about which faithful Christians may disagree,
while issues like foreign
policy, environmentalism, and economics are presented as simple matters of justice.
While F&B News will focus on all these
issues, it will also comment on the government
policies, rules and regulations.
While there are important
policy questions in play, Olsen gets at what is really the heart of the
issue when comparing the rhetoric of the orthodox supply siders and the heretics.