Sentences with phrase «while keeping a good credit score»

Dear Speaking of Credit, This is my first time owning a credit card and I want to know if it is possible for me to finance a car after six months of having the card, while keeping a good credit score.

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While you can still try to apply for private student loans without a cosigner, keep in mind that you will need a solid credit history and good credit score (usually around 650 and higher) to qualify.

While we're sweating the small stuff and worrying about the best ways to save $ 1.00 a week, let's keep this in mind: don't lose sight of where the big savings are — beef up your credit score and keep your borrowing to a minimum if you can.

If you've been using credit for a while but you're carrying a lot of debt or you missed a payment or two along the way, that can also keep your score from climbing into «good» or «excellent» territory.

You can be pretty confident that your combined credit utilization, where a lower overall percentage leads to a higher score, will continue to benefit from the addition of those six new credit limits well into the future, as you have added to the credit limit portion of the balance / limit equation while keeping balances low.

While you can still try to apply for private student loans without a cosigner, keep in mind that you will need a solid credit history and good credit score (usually around 650 and higher) to qualify.

While having credit cards with high open limits can help your score, the best thing you can do is keep the cards with zero balance.

While your credit score is very important, just keep in mind that other factors will be considered such as information from your application as well as your credit history.

While we may not like the credit score, it's to our advantage to keep it in good standing so we can use lenders to our advantage rather than the other way around.

While you don't need to have a perfect credit score to get a mortgage approved, it is better for you to keep it between 750 and 850.

However, while this special treatment of medical collections might sound like good news for consumers who are currently facing this credit problem, it's important to keep in mind that most lenders, especially mortgage lenders, still rely on older versions of the FICO credit scoring model.

«A high FICO score can best be achieved by regularly and responsibly utilizing a few accounts of different types, while always paying on time, keeping balances low and applying for new credit only when needed.»

Most people are willing to pay potentially several hundreds of thousands of dollars for the purpose of keeping their credit cards available while maintaining good credit scores.

While it's always good to know your credit score and to do everything you can to keep it strong, the more generous terms of an FHA loan allow you to apply even if your score is less than perfect.

While it is good to keep accounts open for a long time, the age of your accounts is only 15 % of your credit score, so as long as you have a couple old accounts helping to keep the average long, that should suffice though there is really no set formula that will guarantee a high credit score.

This tip doesn't apply to all insurance companies, but with some it really pays off to keep a good credit score while you have auto insurance.

While the formula for determining credit scores is kept secret, it is understood that the higher the credit score, the better.