Sentences with phrase «while lending long»

Hoskins also argues that low short - term rates fed excesses at investment banks, which relied heavily on overnight financing while lending long term.

Not exact matches

Developmental lending as practiced by IBC involves providing financial services (primarily loans) to aboriginal people who, for a variety of cultural and / or financial reasons, are alienated by mainstream lending institutions; approving loan applications on the basis of typical financial considerations while taking into account the potential for positive social or community outcomes; and evaluating social outcomes resulting from the loan portfolio over the long term.

While it's impossible to prove without access to the inside books at DB and at the ECB, I believe the primary driver behind the LIBOR - OIS rate spread reflects a growing reluctance by banks to lend to other banks for a duration longer than overnight.

While it would be difficult to take a lack of fresh credit strains as evidence of restored health in the banking and lending system, we can't rule out the possibility that the Rube Goldberg machine created by the Fed and the Treasury will be enough to take us through a period of years (or if we follow Japan's example, decades) where we will gradually bury the losses of the banking system, trading a short - lived period of adjustment instead for a long - term period of stagnant credit.

The parables disclose with what pleasure and tolerance he surveyed the broad scene of human activity: the merchant seeking pearls; the farmer sowing his fields; the real - estate man trying to buy a piece of land in which he had secret reason to believe a treasure lay buried; the dishonest secretary, who had been given notice, making friends against the evil day among his employer's debtors by reducing their obligations; the five young women sleeping with lamps burning while the bridegroom tarried and unable to attend the marriage because their sisters who had had foresight enough to bring additional oil refused to lend them any; the rich man whose guests for dinner all made excuses; the man comfortably in bed with his children who gets up at midnight to help his importunate neighbor only because he despairs of getting rid of him otherwise; the king who is out to capture a city; the man who built his house upon the sand and lost it in the first storm of wind and rain; the queer employer who pays all of his men the same wage whether they have worked the whole day or a single hour; the great lord who going to a distant land entrusts his property to his three servants and judges them by the success of their investments when he returns; the shepherd whose sheep falls into a ditch; the woman with ten pieces of silver who, losing one, lights the candle and sweeps diligently till she finds it, and makes the finding of it the occasion of a celebration in which all of her neighbors are invited to share — and how long such a list might be!

While oats have long lorded over breakfast, brewers have increasingly been adding the a.m. fave to beer, lending a lustrous, silky quality and mouthfeel as creamy as a whole - milk latté.

In other words, it borrows money from depositors over the short term, promising to repay it on demand, while it lends most of that money out over the long term to borrowers, for instance in the form of 30 - year mortgages.

Several members of the 17 fire departments in Orange County that sent volunteers to Long Island to assist after Hurricane Sandy's devastation, Tuesday talked of their experiences while lending a helping hand.

Bows tied at the neck were a retro trend employed by Tory Burch, Chris Benz, and Jason Wu, a detail long used by designers to lend a sweet femininity to garments while drawing attention to the face of the wearer.

While the basis for the series offers a solid narrative device, it doesn't lend itself to a long, stable run.

And while the largely black on white filmed material doesn't lend itself to extended viewing, you do want a larger, clear view than afforded here (especially since the movie favors medium and long shots).

Long, tapering headlamps lend the front fascia a European vibe, while a notched roofline and a deep C - shaped character line help add visual interest to the car's profile.

The interior design wraps around the driver and front passenger in an unbroken sweep and lends the interior an engagingly dynamic feel while showcasing the typically long doors.

Its flowing silhouette lends the car a feeling of inherent dynamism before it so much as turns a wheel, while the long, slightly curving roofline and large windows shine the spotlight on the Touring's extra space and enviable practicality.

While at times the book seems to veer off course into issues facing the Church that have no bearing on the outgoing Pope, the simple fact that it is a work of long - form journalism lends itself to this level of historical data.

While companies like OverDrive have conducted studies that prove the benefits of library lending — especially in terms of book sales, sequel sales, and patron loyalty to authors — the US publishing model has long been criticized as being slow to adapt and reluctantly incorporating new technology.

However, while librarians have long borne the brunt of patron frustration, awareness that several publishers still don't allow libraries to purchase and lend ebooks may be growing.

While FHA must carefully craft its risk management strategies for minimizing losses, it can not revise its lending guidelines to a point where many home loan borrowers can no longer qualify for FHA loans.

Long - term deposits offer a stable funding source for banks, while money in short - term deposits and checking accounts is too liquid to rely on as a source for lending.

It may take him a while longer but he will eventually get the money he lent and you may end up losing the asset all the same.

While the 30 - year loan offers a more comfortable payment, you will lend up paying more interest over the longer term.

While more careful consideration is given to mortgage underwriting and stricter lending standards are enforced, credit scores are no longer a single proven path to obtaining a mortgage.

The results are in, and while it was not what we'd originally hoped for, it does lend credence to the long - held notion that net / nets can outperform the broader markets.

You can get to really high amounts of leverage and things still hold together for a while — there may be extenuating circumstances allowing it to work longer — just as in other cases, a failure in one area triggers a lot more failures as lenders stop lending, and those with inadequate liquidity can refinance and then fail.

ARTIST ROOMS currently holds a collection of late screenprints by Lichtenstein on long - term loan from the Roy Lichtenstein Foundation, while the painting Reflections: ART (1988) is lent by a private collection, courtesy of the Roy Lichtenstein Foundation, 2015.

As of the publishing of this article, the Suburban is showing works by New York artists Russell Maltz and Victoria Munro in their large space, while artist Seth Hunter, there on a long - term residency, has been lending a hand repairing damage the small, original Suburban sustained during a previous exhibition

While the foreign finance institutions make sector assessments for long terms, local finance institutions offer lending for smaller amounts and shorter terms.

And while a number of banks are more conservative on short - term construction lending, there has been a noticeable shift in the past six months where banks are more aggressive on permanent loans with longer terms — notably 10 - year deals.

While Fannie Mae and Freddie Mac both have small commercial loan programs, Anderson says it may make more sense to reconfigure a six - unit building into four units to qualify for simpler lending terms, as long as market rents support it.

And then our lending officers use their knowledge, expertise and ingenuity to develop structured loans that meet a client's current and longer term requirements, while maintaining our prudent underwriting practices.»

Anyone that has been in the mortgage industry for a long while remembers the «wild west» of mortgage lending.

Framed photographs, artwork and oriental rugs add interest to a long hallway, while a cream and yellow colour scheme lends warmth to the area.