Sentences with phrase «while lower credit»

A person with a good credit score is someone who regularly and reliably pays their debts on time, while a lower credit score indicates the opposite.

Higher credit score are better, while lower credit scores are worse.

While a lower credit score is not directly tied to whether you can pay your bills, it's certainly tied to whether you're paying the lines of credit you have.

Of course, whether you choose a P2P loan or a bank loan, having a high credit score can help you get the lowest rate offers, while a lower credit score will likely stick you with higher interest rates, if you are approved for a loan at all.

While a low credit score might mean you have a harder time getting a big loan with a low interest rate, it doesn't mean you can't get the car you've been dreaming of.

While a low credit score on its own is never enough to see a loan application of any type rejected, it can influence terms that would make approval more difficult to achieve.

While low credit scores often do not impact federal decisions, in rare cases someone with a lengthy history of negative factors would need to have a co-signer.

Not exact matches

While that number is lower than Trump's estimation, it's also important to note that Trump's term did not begin until noon on Jan. 20, which means he can't accurately claim credit for all 216,000 jobs created in January.

He notes tech stocks at large are failing to make new highs, while credit spreads aren't hitting new lows, and homebuilders are.

• Credit card delinquency rates remain low, at only 0.87 per cent of total outstanding balances as of April 2016, while credit card debt only makes up five per cent of total household debt in CCredit card delinquency rates remain low, at only 0.87 per cent of total outstanding balances as of April 2016, while credit card debt only makes up five per cent of total household debt in Ccredit card debt only makes up five per cent of total household debt in Canada.

While Craigslist may sound like a decidedly low - brow match for Swarovski, an executive has now come forward to claim credit for the ads, explaining that their intention was to bring the storied crystal maker down to earth.

While his income is low — $ 18,000 in 2011 — so is his debt: he has no student loans and only about $ 500 on a credit card.

By taking your student loan debt and combining it with your other outstanding consumer debt — cedit cards, mortgages, lines of credit and loans — you have the ability to negotiate or take advantage of a lower interest rate, all while streamlining your payments to one lender and one payment per month.

The AHCA attempts to preserve certain Obamacare components (mandating coverage for Americans with pre-existing conditions, requiring insurers to provide certain benefits, etc) while massively scaling back others (including the Medicaid expansion which has covered millions of low - income people and replacing more generous insurance subsidies with optional tax credits that can be used to buy coverage).

Russia's sovereign credit rating was recently downgraded by ratings agency Moody's, while its currency slumped to record lows against the greenback amid ongoing incursions in Ukraine and the risk of harsher sanctions from the West.

While using a credit card or a mobile payment isn't too difficult for younger residents, there are people such as the elderly or in lower - incomes who aren't as digitally savvy or connected.

He estimates that approximately 25 % of all loans issued in Canada are to people with low credit scores, and while he believes people with higher credit scores will make up a growing proportion of Canada Drives» customer base going forward, he has built a business (and brand) around an ability to get that 25 % into cars.

Only about half of small business owners say they have ever borrowed money for their business, including the general population of small business owners (50 %), Asian (53 %) and Hispanic (51 %) segments, while the percentage of African American business owners who have used credit (42 %) is somewhat lower.

While you'll always want to keep your debt utilization on the lower end, increasing your credit limit can help boost your credit score.

While aiming for a high credit score is a worthy goal, sometimes a lower credit score in the short term as a result of consolidating debt may be worth the sacrifice to save money on interest payments and pay off your debt faster.

While both deed in lieu agreements and short sales represent alternatives to foreclosure, neither will spare you from a lower credit score, the possibility of a deficiency judgment, or an increase in your taxes.

And while many lenders look beyond a borrower's personal credit score and consider other metrics that demonstrate a healthy business, a low personal score can be a go - no - go metric for many banks, credit unions, and other lenders.

While the rates offered by the company were much higher than those for other online lenders, customers are not required to provide collateral, and rates are still lower than what you would see for payday loans or no credit check loans.

Relative to the five - year average, Korean credit default swaps, the cost of insuring against defaults, is 3 basis points (hundredths of a percentage point) higher while the Korean Won is 3 % lower.

«While relatively low, credit card delinquency flows climbed notably over the past year,» said Andrew Haughwout, senior vice president at the New York Fed.

While APRs are on the higher side due to the lower credit score requirements, the company can offer APRs lower than 20 % if the borrower has strong enough credit.

While a student loan tax deduction lowers your taxable income, a tax credit reduces how much in taxes you have to pay.

The Lower end of the APR range is generally for those consumers with excellent credit and would get the most competitive interest rates, while the higher end interest rate range would be for consumers on the bottom end of eligible credit scores.

More broadly, he says that while corporate credit may benefit from aspects of tax reform (i.e., better earnings growth from the corporate tax cuts, modestly lower investment grade supply as repatriation becomes reality), he does not see tax cuts at this point in the cycle as a bullish driver of credit spreads.

A Tax Policy Center analysis showed that, while about two - thirds of households in the lowest income quintile (income under about $ 18,000) would have gotten either credit, their average MWP credit would have been twice their payroll tax savings — $ 371 versus $ 178.

While the sign - up bonus may seem low compared to other travel reward credit card offers of 50,000 points or more, 25,000 SPG points can be more valuable in terms of being able to redeem them for free nights and air travel.

While some other travel cards might have the potential for more total rewards earnings, the Capital One ® Venture ® Rewards Credit Card offers a simple way to get travel rewards and has a low annual fee.

While credit utilization in these states remains low, recent studies have found that these regions have the lowest percent of the population with an open credit card or home equity line of credit.

Automakers provide baseline APRs as low as 0 or 0.9 % to compete with traditional financiers like banks and credit unions, while also incentivizing customers to purchase a new car off the dealer's lot rather than a used vehicle from another vendor.

While average - credit applicants shouldn't expect to get the company's lowest rates, the company offers rates from 5.99 % to 35.89 %.

The higher APRs go to applicants with poor credit while the low APRs go to applicants with high credit scores.

Some low interest credit cards come with a 0 % introductory rate while others have a low, ongoing rate.

This means that customers with best credit score may enjoy the lowest apr while other people may fall into the highest apr of 21 %.

While Upgrade doesn't make loans quite that high, you can still borrow up to $ 50,000, which is more than most other lenders with lower credit score thresholds allow.

While the low level of credit spreads in Australia (and in other major bond markets) largely reflects favourable trading conditions for corporates, there is evidence that the search for yield has been a contributing factor.

Alliant offers the convenience you expect when banking with a major national bank while also delivering both a high annual percentage yield (APY) and low fees, which are more common among credit unions.

While you can only borrow up to 20 % of your business's revenue, you can qualify for low APRs if you have a strong credit score.

While the average increase by the major banks since end October is a little smaller than the rise in the cash rate, banks did not lower credit card rates by as much as the cut in the cash rate during the previous easing phase.

Consider using one of the credit cards issued in your home country while you're in the U.S. Pick the one with the lowest fees for foreign transactions or currency conversion.

The idea is of course to incentivize banks to increase their lending — they now have the possibility to stoke credit demand by offering loans at extremely low interest rates, while still able to achieve a fairly decent interest margin.

While the usual rule of thumb is to not change anything about your credit prior to applying for a home loan, adding an additional credit card can be one of the ways to improve your credit since it also lowers your credit utilization.

While SoFi doesn't mention any hard credit requirements, you'll typically need to have a good to excellent credit score and a low debt - to - income ratio (DTI) to qualify for the most competitive rates.

While the opportunity for point value is lower, cash back programs are simple and cardholders are guaranteed a predictable rate of return from their credit card rewards, without having to decipher loyalty programs or search for award availability.

Buying mortgage points raises your closing costs in order to lower your mortgage rate, while taking lender credits allows you to lower closing costs in exchange for accepting a higher interest rate.

While it's not ideal, a low - interest credit card can help provide the line of credit you need to get through leaner times.