Sentences with phrase «while on a fixed income»

Single moms or dads, grandparents raising grandchildren while on a fixed income, the unemployed, underemployed, teen moms, and so many more are affected.

Life insurance can provide for your spouse or loved ones should you pass away while on a fixed income.

Not exact matches

And while the bill's supporters argue that the legislation is a sensible fix that gives states much - needed flexibility on health care programs, the AMA, AAMC, and AARP say it would benefit the young, the healthy, and the rich at the expense of the old, the sick, and the poor by taking hacksaw to the Medicaid program that covers low - income Americans and allowing states to opt out of benefits requirements and other regulations under Obamacare, formally known as the Affordable Care Act.

The one - stop shopping cart of retirement vehicles, they are designed to put you on a comfortable «glide path» toward retirement — owning more equities when you are young, more fixed income and cash when you are older — while keeping investors from having to make potentially wealth - destroying decisions about timing the market.

While it depends on your investment preferences and constraints, a «normally - weighted» balanced portfolio typically has a standard allocation of 10/40/50, which is 10 % cash, 40 % fixed income securities, and 50 % equities.

Business Insider reported on Monday that Deutsche Bank was cutting 75 staff in fixed income, while Morgan Stanley and Barclays have also recently cut staff.

While focused on securities that trade on North American markets, our suite of investment solutions includes Canadian and US equity and fixed income segregated strategies as well as our proprietary pooled funds.

While equities traders may see compensation rise by 7 percent on average, the picture is mixed for employees on fixed - income desks: Credit and commodities traders may suffer double - digit declines, while rates and currency traders get a 5 percent boost, according to Options GWhile equities traders may see compensation rise by 7 percent on average, the picture is mixed for employees on fixed - income desks: Credit and commodities traders may suffer double - digit declines, while rates and currency traders get a 5 percent boost, according to Options Gwhile rates and currency traders get a 5 percent boost, according to Options Group.

While fixed - income ETFs had net inflows on the whole, the iShares iBoxx $ Investment Grade Corporate Bond ETF (LQD) and the iShares 20 + Year Treasury Bond ETF (TLT) were at or near the top of the outflows list.

While the fixed income asset class can ameliorate the effects of deflation, real assets offer the ability to offset some of the effects of inflation on a portfolio.

In fixed income, rate hikes by the Fed have led to higher interest rates on the short end of the yield curve, while longer - term rates have remained more contained (despite recent increases following tax reform).

While equity market movements are driven largely by the strength of economic growth, fixed income markets hinge on changes in interest rates and inflation.

With a fixed annuity you pay no taxes on your earnings while they accumulate, so your money may grow faster until it's time to start income.

While the returns on money market funds are generally not as high as those of other types of fixed income funds, such as bond funds, they do seek to provide stability, and can therefore play an important role in your portfolio.

Enhanced STAR is especially popular with elderly homeowners, providing them with an incentive to stay in their home while living on a fixed income.

«Seniors living in private homes, co-ops and condos have often expressed the difficulty of getting by on fixed incomes while dealing with escalating property taxes.

For these residents, living on a fixed income in New York City while owning a home and paying property taxes jeopardizes their ability to live out their golden years in dignity and comfort in the neighborhoods they contributed so much to.

The fact is the fact that, while many people on fixed incomes use free websites and lots of «desperate» people use both free and compensated services, there's also lots of nice people on the internet dating sites who would like to open their dating options a little.

The availability of discounts for seniors is an important consideration for those hoping to take an internet connection to the next level, since these discounts allow seniors to meet many potential partners in the process of trying to find the «perfect» soul mate, while still keeping costs down for the senior on a fixed income.

While education reformers and policy makers grapple with big fixes and the politics of national initiatives, most teachers and parents share the simple and urgent desire for students — especially those from low - income communities — to be on the road to college and ultimately to develop into people who will be equipped to thrive in the unpredictable future ahead of them.

While the recent recession has not spared any age group, it has been particularly difficult for older Americans who may have been counting on their fixed income to last through their retirement years.

And while some of these expenses are fixed based on your specific loan and personal finances (mainly credit score and income), others are negotiable.

While most core bond funds invest exclusively in U.S. fixed income, the Fund uses a core allocation to global government bonds that the portfolio managers believe are high - quality based on their proprietary research.

On the equity side, consider real estate investment trusts (REITs) emerging markets, small - cap stocks and value stocks, while real - return bonds are a good addition to the fixed - income side.

While it's smart to stay current on the trajectory of rising interest rates, allowing them to change the way you think about your fixed - income investments is assigning them too much power.

A total return swap is a swap agreement in which one party makes payments based on a set rate, either fixed or variable, while the other party makes payments based on the return of an underlying asset, which includes both the income it generates and any capital gains.

While there are a few activelymanaged fixed income ETFs, for our purposes we'll focus on index - based products, which generally seek to track the performance of an index minus fees and expenses, and make up the majority of bond ETFs out there.

With an emphasis on high - quality, short - term fixed - income securities, this subaccount seeks to protect principal by attempting to maintain a constant $ 1.00 share price while providing shareholders with easy access to their money.

after expressing an open indication of interest in a new issue fixed - income offering for which securities have not yet been allocated, this option allows customers to cancel that indication of interest and end participation in the offering; once an indication of interest has been deleted, that customer will not be eligible to receive an allocation of securities, even if the indication of interest had previously been confirmed; while customers can attempt to delete an indication of interest at any time before securities are allocated, deletions are performed on a best efforts basis; there is no guarantee that an indication of interest can be deleted, in whole or in part

Overview of Bond ETFs While similar to other ETFs, bond ETFs are unique in the world of fixed income because, as they are traded on stock exchanges, the current and historical prices of bond ETFs are available to all investors.

Debt funds will invite LTCG tax of 20 percent on gains after indexation, while fixed deposit incomes will invite taxation at the marginal tax rate.

Maintaining a core of investments in Australian fixed interest investments remains a key component of Schroder Fixed Income Fund, while also drawing on investment opportunities from around the world to bring balance, risk control and return enhancefixed interest investments remains a key component of Schroder Fixed Income Fund, while also drawing on investment opportunities from around the world to bring balance, risk control and return enhanceFixed Income Fund, while also drawing on investment opportunities from around the world to bring balance, risk control and return enhancement.

Therefore, the first case would recommend an allocation of about a 50 % in fixed income and the rest in stock, depending on how much risk you are willing to take, while the latter could use an 80 % in stock and 20 % in bonds, or even all stock if you wish.

Stocks have racked up hefty gains, while the lowest interest rates in a generation have meant paltry returns on bonds, cash accounts and other fixed - income investments.

The Fund is an alternative, tactically - managed, fixed income credit fund employing strategies that focus on generating stable income while mitigating risks and market volatility.

Seeks to capture the strongest fixed income trends based on price momentum, while mitigating the weakest, to complement a diversified core bond exposure

On average, a high quality fixed income manager might attract a 0.67 % -1.0 % of AUM valuation, while an alternative asset manager might command 7.5 % -10 % of AUM (or even higher).

On average, a high quality fixed income manager might attract a 0.67 % -1.0 % of AUM valuation, while a top - class alternative asset manager could command anything from 7.5 % -10 % of AUM, or even higher.

Federal loans offered through the Department of Education have fixed interest rates, while private student loan lenders offer loans at different rates depending on many factors including your credit score, income, and employment history.

At the moment, I am continuing to hold core fixed - income positions that I have owned for quite a while with the expectation that adjustments will be needed to lighten up on credit or duration in the future.

Today's insolvent senior is struggling with rising food and energy costs, medical costs, and other living expenses, all while living on a fixed, and often reduced, income.

While this can be a strain on students who are not generating significant income while in school, a fixed repayment plan lowers the total cost of borrowing as interest charges do not have the chance to accrue over a long peWhile this can be a strain on students who are not generating significant income while in school, a fixed repayment plan lowers the total cost of borrowing as interest charges do not have the chance to accrue over a long pewhile in school, a fixed repayment plan lowers the total cost of borrowing as interest charges do not have the chance to accrue over a long period.

While a plurality of investors answered that they planned on keeping their equity and fixed - income ETF allocations static over the next year, there may still be room to run for the industry, as the report found ETFs were sometimes replacing other sources of beta exposure, such as index mutual funds and derivatives.

A swap is an agreement in which one party makes payments based on a set rate, either fixed or variable, while the other party makes payments based on the return of an underlying asset, which includes both the income it generates and any capital gains.

This reflects a fundamental idea that younger people can take on more investment risk for potential gain, while older people approaching retirement should protect their principal by converting some volatile growth - oriented stock investments to more stable fixed - income securities.

Fixed income ETF shares are bought and sold on a stock exchange, while open - end mutual fund shares are bought and sold directly through the fund sponsor.

Pfau (2013) found that the purchase of a single premium immediate annuity can serve as an efficient substitute for the fixed income portion of a retirement portfolio by better protecting a spending level on the downside while also increasing the average legacy value of assets.

On a fixed income in retirement, these things can generate enough income to keep you comfortable while also keeping your body and mind engaged.

Other benefits include level premiums, options for lower premium policies, and the opportunity to be paid up before the customer's retirement while they are on a fixed income.

Those that have a variable annuity in one segment are designed to allow a portion of the client's money to grow in the mutual fund subaccount portion of the contract while providing guaranteed income that the client can not outlive on the fixed side.