Sentences with phrase «while universal life»

With whole life, your premiums and payout remain fixed, while universal life allows you to change your payments and benefit amount freely.
Whole life insurance protects your beneficiaries in your absence and acts as an asset - accumulating tool, while universal life insurance gives you the chance to regulate your insurance coverage in keeping with your current condition.
Whole life insurance can protect your beneficiaries and plays the role of a tool that accumulates assets over time, while universal life insurance gives you the opportunity to regulate your insurance coverage.
Whole life insurance guarantees a rate of return on the equity or cash value in the policy, while universal life may offer a minimum guaranteed return.
While a universal life insurance policy offers both death benefit coverage and cash value, the premium on this type of coverage may be more affordable than that of a whole life insurance policy, depending on the insured's specific parameters.
But while universal life policies do have their place, and are useful for some investors (usually those with a high net worth), they come with the peril that their costs can increase exponentially over time making them unaffordable, or at least non-worthwhile investments.
While universal life, or UL, policies offer a death benefit and cash value build up, these types of plans are also considered to be more flexible than whole life.
Whole life is generally regarded as an even keeled policy that has level premiums and rate of return throughout, while universal life is subject to market fluctuation but offers more flexibility.
While a universal life with no lapse rider can build up some cash value, it really isn't designed to build up significant cash value the same way a whole life policy is designed.

Not exact matches

While guaranteed universal policies are still much more expensive than term policies, they're usually the cheapest way to buy permanent life insurance.
A guaranteed universal life insurance policy might be four times the cost of a term policy with similar coverage, while a whole life policy could easily be 10 times the cost.
However, while a whole life policy offers dividends that can grow above and beyond a normal interest rate, a universal life policy will only pay a set amount of interest each year.
Lifetime Builder Elite is the next generation in indexed universal life (IUL) insurance, providing a cost - effective option for death benefit protection while offering the opportunity for significant interest crediting potential.
This new generation of indexed universal life insurance is... Built to be flexible: Lifetime Builder Elite is the next generation in indexed universal life (IUL) insurance, providing a cost - effective option for death benefit protection while offering the opportunity for significant interest crediting potential.
While whole life insurance is the most popular type of permanent coverage, guaranteed universal life insurance is typically the better option for seniors.
While rightly denying that natural - law theory is a distinctly Catholic theory, he suggests that it may well be that the Catholic contribution to our common life is to have preserved a universal understanding of reason that is in no way peculiarly Catholic.
While respecting the universal principles of the Church, the Christian by his own conscience and his own inquiry, which is a duty incumbent on him as an individual, has to seek for the concrete prescription by which he will shape his own life and endeavour to contribute to determining the actual form taken by public life.
While we can not make a universal ethical pattern out of Simone Weil's life, she does, like Kierkegaard, point to where the problem of the relation of love to self - realization lies.
Empirical, speculative, and rationalistic process thinkers differ, we suspect, on the nature of this dimension of experience, the proper ways of analyzing it, and in their conclusions concerning what can be accomplished by referring to this level of experience While all turn to this depth dimension of life, it is not clear that the «deep empiricism» of the rationalists, which yields universal and necessary truths, is the same as that form of «radical empiricism» whose adherents focus on the particular and the contingent.
«Since 2015, I and my team have responded to 20,000 requests for help and support, while people on low incomes have seen their quality of life get dramatically worse with the roll out of universal credit and benefit cuts.»
We are fully aware that we create our life via our thoughts, emotions and actions, and we take full responsibility for it, while respecting the Universal flow of all that is.
Like his Guru, Babaji only wishes to teach meditation and share universal spiritual truths, while allowing everyone to come to their own conclusions about life.
While no universal definition of veganism exists, the term stems from the idea that humans should live without killing or exploiting animals; this means no meat, eggs, milk and, for many vegans, even honey since the bees work for us.
It takes tremendous courage to expose one's life to the camera as Fox does here, and while she answers few of the universal (to women, anyway) questions she raises, at least she's asking them.
While the fight to retain human dignity and the fight to survive the tribulations of one's life is quite universal, the extreme of slavery puts into perspective one's hardships.
While on the surface level his success may only seem like a roadmap for those wanting to navigate a career in Hollywood, a closer examination of Hill's career up until this point reveals universal truths and tips for anyone wanting to navigate a life in the arts.
While I have no experience with Catholic school myself, it's clear from the little moments and details that color Lady Bird's daily life that Gerwig has filled the film to the brim with the sorts of cultural touchstones that are universal to those with that shared experience, evidenced by the little audience chuckles as she endures the various rituals that come from attending a school like that.
In this character - driven coming of age story about two 15 year old Latinas who struggle to recognize the sexual undercurrent in their friendship while growing up in an urban immigrant community within the U.S.. On the surface, «Mosquita Y Mari» is a story of best friends struggling with life's universal questions, including finding one's place in society.
In revising A Time for Living as a character education program, the TFL curriculum committee decided to honor the history and tradition of the school by retaining the Time For Living name, while focusing on universal ethical values that transcend religious or cultural differences.
Other features also make texting and messaging life a lot easier, including: being able to review your messaging history across all of your devices (which is especially nice on a larger screen for those with a lot to say), easily send items from your computer (potentially giving you access to all of your documents and images, not just those that happen to be on your smartphone or tablet), save attachments to your computer where they are most useful (while not losing them on your other devices as well), and my favourite — universal copy and paste (copy text from one device and paste it on a different one).
While totally specific in its jump - off - the - page characters and true - to - life setting, it manages to have a universal feel as well — this could be your family.
The Note additionally gives you an IR blaster to make it a universal TV remote and comes in a 3G version, while the 300 with dock offers better connectivity, more native storage, and up to 14 hours of battery life.
While the slim, metallic Toshiba AT200 or aluminium iPad might have universal appeal whether in the office or at home, the Acer Iconia Tab A200 is certainly more of a family device for the living room.
While not for everyone, indexed universal life insurance policies are a viable option for people looking for the security of a fixed universal life policy and the interest - earning potential of a variable policy.
While guaranteed universal policies are still much more expensive than term policies, they're usually the cheapest way to buy permanent life insurance.
A guaranteed universal life insurance policy might be four times the cost of a term policy with similar coverage, while a whole life policy could easily be 10 times the cost.
While whole life, term, and universal life insurance are not considered securities, even though they may include some investment risk, variable life insurance is considered a security.
While how to pay for your universal life insurance policy may sound like a simple decision, it can make a significant difference in your finances.
He can't suggest that some people get term, while others get universal, and still others get whole life.
While whole life insurance is the most popular type of permanent coverage, guaranteed universal life insurance is typically the better option for seniors.
While it's not the core benefit of the policy, Symetra's guaranteed universal life insurance also builds a cash value with a guaranteed 2 % annual interest rate.
While variable universal life insurance policies typically have minimum and maximum premiums, you're free to pay whatever amount you choose that falls within these limits.
While Life Choice UL is the better policy for those that know they want over $ 100,000 of universal life coverage, Life Step UL charges a bit more to come with greater flexibilLife Choice UL is the better policy for those that know they want over $ 100,000 of universal life coverage, Life Step UL charges a bit more to come with greater flexibillife coverage, Life Step UL charges a bit more to come with greater flexibilLife Step UL charges a bit more to come with greater flexibility.
However, while a whole life policy offers dividends that can grow above and beyond a normal interest rate, a universal life policy will only pay a set amount of interest each year.
NYLIAC universal life products are designed to give you added flexibility while preserving the benefits of a permanent life insurance policy.
Universal Life also covers you for your whole life, 1 but gives you more flexibility — letting you change the amount of life insurance you get over time3 while still giving you benefits you can use during your liLife also covers you for your whole life, 1 but gives you more flexibility — letting you change the amount of life insurance you get over time3 while still giving you benefits you can use during your lilife, 1 but gives you more flexibility — letting you change the amount of life insurance you get over time3 while still giving you benefits you can use during your lilife insurance you get over time3 while still giving you benefits you can use during your lifelife.2
NYL Universal Life products are designed to give you added flexibility while preserving the benefits of a permanent life insurance polLife products are designed to give you added flexibility while preserving the benefits of a permanent life insurance pollife insurance policy.
Sagicor's Fixed Indexed Universal Life (FIUL) is a flexible - premium, universal life insurance policy that may be the perfect choice for protecting your dreams while it helps you to achieve your long term financiUniversal Life (FIUL) is a flexible - premium, universal life insurance policy that may be the perfect choice for protecting your dreams while it helps you to achieve your long term financial goLife (FIUL) is a flexible - premium, universal life insurance policy that may be the perfect choice for protecting your dreams while it helps you to achieve your long term financiuniversal life insurance policy that may be the perfect choice for protecting your dreams while it helps you to achieve your long term financial golife insurance policy that may be the perfect choice for protecting your dreams while it helps you to achieve your long term financial goals.
These plans provide death benefit along with the flexibility of universal life insurance, while also allowing you to accumulate cash with over 55 investment options.
This is why universal life policies have the potential to earn more than a whole life policy some years, while in others they can earn less.
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