Sentences with phrase «while variable rates»

Fixed interest rates are locked in for the life of the loan while variable rates change over time with a benchmark rate.

A survey of six lenders — SunTrust, Ascent, SoFi, CommonBond, Discover and Sallie Mae — showed fixed rates ranging from 4.75 % to 15.14 %, while variable rates were offered from 3.40 % to 13.09 %.

Adjustable rate CDs can be adjusted once during their duration, while variable rates mean that the rates change with the normal flux in national interest rates.

Fixed rate mortgages offer greater security because your payments stay the same for the duration of the mortgage term, while variable rates fluctuate with market conditions, so the amount of interest you have to pay can go up or down, depending on the interest rate environment at the time.

A fixed rate loan has the same interest rate for the entirety of the borrowing period, while variable rate loans have an interest rate that changes over time.

While a variable rate mortgage may carry a lower rate, consider a fixed rate mortgage.

A Fixed Rate allows you to lock - in a set mortgage payment each month for the length of the term, without worrying about fluctuations in the bank's prime rate and the Bank of Canada's overnight rate; while a Variable Rate changes during the term with the lender's prime rate.

While a variable rate may be lower than a fixed rate, it is important to keep in mind that there are risks associated with a variable rate because rates could increase at any time.

While variable rate loans, whether refinanced or not, tend to have starting rates that are often lower than fixed loan rates for the same maturity date, these variable rates can change after you close on your loan — including the possibility to increase over the life of your loan.

Fixed interest rate loans have annual percentage rates (APRs) that currently range from 6.49 % to 9.49 %, while variable rate loans have APRs that currently vary from 4.49 % to 8.49 %.

With this loan, the rate remains fixed for the first five years, while a variable rate is implemented for the following five years.

Not exact matches

While the value of underlying subaccounts of variable annuities fell through the floor like everything else in the market in 2008, the guaranteed income withdrawal rate (not to be confused with the rate of return of the investment portfolio) did not.

While private loans that have variable interest rates will often seem like the best deal, interest rates can fluctuate, and it can be difficult for borrowers with variable rate loans to predict their monthly payments in the future.

While private lenders also offer fixed - rate loans, you can often get a lower rate with a private lender by taking out a variable - rate loan.

A fixed rate loan offers stability and certainty, while variable and hybrid rate loans offer potential cost savings for those who are willing to take the risk of the interest rates rising.

In fact, a fixed interest rate loan can start at under 4 % while a variable interest rate loan can start at under 2 %.

While a fixed rate loan may have a higher interest rate than a variable rate, you do not have to worry about fluctuations or changes to your payment amount.

In that case, the number of bookshops, which is a systems output — generated organically by the size of the city, the rate of literacy, the income of residents, and other relevant factors — would serve as a proxy for literacy, while population or income would serve as proxies for whatever variable one wants to measure.

If they refinance with a variable rate student loan, this can help them get lower monthly payments while they finish school.

While variable lending rates have remained unchanged since the end of last year, fixed housing and fixed small business lending rates have both fallen from their peaks late last year, by around 20 and 15 basis points respectively.

Private variable - rate loans constitute a small portion of overall student loan debt, while most student loans are part of federal programs that guarantee a permanent fixed rate.

Generally, variable annuities charge explicit fees, while fixed annuities tend to embed their costs in the interest rate or income payout amount.

As a result of the turmoil the average rate on a standard variable rate mortgage has increased by 40 basis points more than might otherwise have been the case, while the standard business borrowing rate has increased by between 30 and 60 basis points.

While a fixed - rate mortgage will give you a rate that never changes, an adjustable - rate mortgage will offer a rate for the initial period and then adjust to a variable rate that changes annually.

While there has been no widespread move to lower indicator rates on variable - rate loans for large business, two banks also reduced these rates when they announced reductions in small business rates.

While the average indicator rate on large business variable - rate loans, at 8.0 per cent, is now higher than the corresponding rate for small businesses, the all - up borrowing cost to large business remains lower than for small businesses since customer risk margins for the former are, on average, finer than those for the latter.

While fixed annuities offer the opportunity to accumulate value at a fixed rate of interest, variable annuities offer investment flexibility that might generate higher rates of return, based on the performance of your underlying investments.

A Fixed Annuity offers tax - deferred growth based on a guaranteed fixed interest rate, while a Variable Annuity allows you to pursue greater growth potential by investing in the market.

Refinances are almost entirely driven by mortgage rates, while purchase activity is a function of a broader set of variables including the state of the job market, demographics, and consumer confidence.»

An interest rate is «fixed» if it remains unchanged over time, while a «variable» interest rate changes over time based on fluctuations in a market benchmark rate.

The change in load cell output occurring with time, while under load, and with all environmental conditions and other variables remaining constant; usually measured with Rated Load applied and expressed as a percent of Rated Output over a specific period of time.

While rates of Britishness were high in both new and old «contact zones», other variables were less evenly distributed.

However, your suggestion is unusual in basing the rate on one variable, while taking from another.

Some wells injected wastewater at a constant rate, while others injected the water at a variable rate.

While it is established that the turnover rates of different proteins within a cell are highly variable, it is not known how conserved the turnover rates of the same proteins across species are.

While it is established that the turnover rates of different proteins are highly variable, it is not known how conserved the turnover rates of the same proteins across species are.

Soooo I've been doing RRARF (eating lots whenever I'm hungry or cold, emphasizing the 4 S's, minimizing liquids (no water unless really crave it... otherwise, only salted juices or kombucha — and only after I eat / get warm), no low intensity cardio except for gardening / mowing the lawn) for about a month now, and while my hands and feet seem to generally be warmer, and my heart rate is up into the normal range (60 - 90, not 50 and below), my BBTs have not gone up... and on average, they are actually worse, and more variable!

While the Wilson effect is very strong, it can not explain all differences in boundary participation rates; demographic and economic opportunity variables have smaller, but still significant, associations with boundary participation.

Students engage in algebraic reasoning about concepts such as equivalence and rates of change (slope) while they become skilled at manipulating expressions and solving equations with variables.

Also added in the 2015 facelift was a Dynamic select rotor which allows you to switch between muliple driving modes including Eco, Comfort, Sport and Invidual, which when the variable rate dampers are specced while let you seperate out engine and suspension characteristics.

As you can imagine, DDS is electronically adjustable and includes multiple driving modes, but it also self - adjusts while on the move to compensate for variable body pitch, roll, and bounce rate.

And while the car's 1.6 - liter engine and continuously variable transmission (CVT) earned an impressive 40 mpg highway rating from the EPA, this tandem's performance is distinctly underwhelming when you're trying to get up to speed in a hurry.

Adaptive dampers, an electronically controlled locking front differential and variable - rate «progressive» steering are still all standard, while new Black - line, White - line and Orange - line option packs add two - tone 19in wheels and coloured body bits to personalise the exterior.

Both turbocharged engines utilize a host of new technologies, including high - efficiency low - inertia turbos, variable valve timing, low - pressure - loss air intake and high - accuracy direct injection, to deliver immediate and powerful response along while still anticipated to receive top level fuel economy ratings.

The difference between the two is that a home equity loan is a lump sum at a fixed rate, while the HELOC's variable rates fluctuate with mortgage interest rates.

A variable rate changes with market conditions, while a fixed rate remains the same, even if interest rates in general rise.

«Hybrid mortgages,» as they're called, let you lock part of your mortgage into a fixed rate, or various fixed rate components, while the other parts may float at a variable rate.

While most of their terms are standard compared to other lenders, their variable interest rates were on the lower end based on our survey.

While federal loans have fixed rates, private loans can often have variable rates, meaning that they change as the market changes.

So, you could earn 1 % taxable interest on $ 1000 in a savings account — about $ 70 after tax — while paying 3.25 % (based on current prime rate) on a variable mortgage.