Sentences with phrase «who buy a term»

This is due largely to the fact that those who buy term are usually younger and there is not much difference between the price on the 15 year and 20 year term policy so they just pick the longer term.
Most people who buy term insurance go through underwriting again near the expiry of the term contract or convert.
The Wall Street Journal looked at projected returns on a low - cost permanent policy versus an average term policy over 20 years and found that a customer who buys term and invests in bonds will stand to gain about $ 10,000 less than he would through a permanent policy.
Those who buy term life insurance and plan to keep it until they pass away are simply gambling.
Millennials who buy term life insurance earlier can take care of that, allowing you to rest in peace well before you actually rest in peace.
Most people don't realize that the majority of people who buy a term policy live to see the end of the policy they initially purchased.
Interestingly enough, some people who buy term life insurance get upset when they find out that if they don't die, they don't get anything back.
Put basically, someone who buys term life insurance but invests the difference in cost between term and the equivalent whole life policy will end up with more money than someone who put the same amount of money in a whole life insurance policy.
This is due largely to the fact that those who buy term are usually younger and there is not much difference between the price on the 15 year and 20 year term policy so they just pick the longer term.
There are few of them who buy a term plan for all the possible wrong reasons.
In my experience, most people who buy a term life insurance policy do it because they could not afford the higher premium of a permanent policy.
Ironically, some people who buy term life insurance get upset when they find out that if they don't die, they don't get anything back.
But that's a more unusual case, since most people who buy term life insurance have a specific period they're concerned about, or another reason for choosing this type of policy.
Here again, individuals who buy a term policy early on can save big money.
However, there are those who buy term insurance for senior over 50 to 80 plan for the seniors to provide an be quest family members.

Not exact matches

Who should buy long - term care insurance and when?
The term «entrepreneur» also applies to the mechanic who starts their own shop, the pizza maker who opens their own restaurant, and anyone else who takes a risk and figures how to get someone to buy the thing they make.
The growing expense has shifted the demographics of who buys long - term care insurance.
He believes about 20 % of the listings rapidly accumulating on the island arise from Americans who bought a decade ago when prices in Canada were much lower and the loonie was worth 65 cents in U.S. dollar terms.
This can help you get ranked for key terms while also showing Google that your site is an authority on puppies and that yours is the right business for people who want to buy a puppy.
Reviewed by local regulators for almost a year, that local marriage was only step one for the Brahma boys, who saw an industry ripe for consolidation and initiated a strategy to improve margins by buying up brewers, eliminating duplicative operations, cutting excess suppliers, and other steps that formed today's beer market, which is fragmented by brand but consolidated in terms of ownership.
In simple terms, a business will fail when it costs too much to land clients who buy too little.
The reason for such a broad range all has to do with financing, which includes rates, terms, buying points, etc., so find a good lender who can explain all your options, and continue to educate yourself more about the process on our mortgage page and other helpful housing and financial sites.
Diller said that most of the investors who bought at the IPOwere probably speculating and not in the stock for the long - term.
Although the terms of the Knowingly purchase haven't been made public, sources who looked into buying some or all of the assets said the initial price for the editorial part of the company was $ 6 million, but eventually that was reduced to $ 1 million, and still many bidders backed out — in part because the editorial staff had all been let go.
Coworkers who consider you long - term potential may appear nervous or extra receptive to your attention, offering to let you share their nail polish or buy an extra copy of the newest comic because they «know you like them too.»
While this may buy them short - term attention, the one who remains cool and collected will win in the long run.
Having said that, taking a longer - term view is good for investors who are worried they may be buying at the top of the market.
In these cities, residents who are comfortable staying in one place for the medium - or long - term should at least consider buying.
«It's a perfect way to connect with the [men 18 to 34] market Fight Network needs to be watching their shows and who the advertising world needs to know about in terms of buying time on Fight Network,» said Clancy.
Boston and Washington, on the other hand, have benefitted from what media analyst Ken Doctor has termed «50/50 men,» owners who bought into the industry for altruistic as well as business reasons.
What should worry you is the absence of long - term fundamental investors who will buy bonds — intermediated by dealers, sure — when everyone else is selling.
Other companies, including Best Buy, Amazon.com, Comcast and the satellite company EchoStar, had also expressed interest in acquiring Vudu, according to this person, who asked for anonymity because the terms of the deal were private.
The net position — contracts to buy a foreign currency at a future date minus contracts to sell the same currency — is often watched by market analysts, who interpret its movements as a proxy for speculators» changing views of the short - term direction of exchange rates.
Risks could rise as more and more investors buy into index funds who have no intention of sticking with them over the long - term.
Why would anybody buy an actively managed fund over the long term for 75 - 120bps when they could go with an RIA who can help advise during all stages of life on financial needs?
Even though we have been trading exclusively on the long side of the market since the new buy signal was received at the start of 2013, we are objective, emotionless trend traders who simply follow and trade in the same direction as the dominant market trend (which now favors the downside, at least in the near - term).
The gist of these studies is this: Over time, investors who buy and hold long - term investments, and specifically low - cost index funds, earn more money than investors chasing the latest investment trend.
The young investors who are looking to enter the market would likely be cheered by investors, who have long argued that millennials should get over what some have described as an aversion to equities — a byproduct of their coming of age and starting their careers during the worst of the financial crisis — and take advantage of a long - term, buy - and - hold strategy that allows them to benefit from compound interest.
This occurs when the bulls are fight for control over long - term investors who previously bought at higher prices, and whom are therefore selling into strength of the rally in the hope of «just breaking even» on their original position.
As a general rule, people who focus on technical analysis are not buying stocks for the long run; they are looking for short term wins.
Long - term investors who intend to buy and hold a stock should focus on longer - term beta to gain a better understanding of volatility, whereas short - term holders might not be concerned about the volatility experienced by a stock five to 10 years in the past.
In the case of NEO, those who buy and hold are in the short - term rewarded with GAS, but not as much, perhaps, as can be earned through picking up the RPX token, by comparison.
An investor is a person who wants to buy, rent and hold properties for the long term, 10 - 25 + years or more.
And let's be honest, if BlackRock truly wanted to help long - term investors, it would have helped those who bought EEM early on by simply lowering the expense ratio and modifying the exposure.
But investors who stay focused on the long term strategy of TPL and view price declines as an opportunity, not a risk, should enjoy the benefits of buying low and holding «forever,» thus eventually being rewarded for their patience.
However, these short - term declines should create new buying opportunities, for those who felt they had missed the initial «Abenomics» rally.
The ones who remain and push forward unphased, or those who buy back in with a stronger understanding of what to expect build a community of influential investors with a strong foundation, leading to more bullish behavior in the long term.
Why would I spend my paid ad budget on a term that costs me $ 20 per click and drives unqualified traffic, when I can blog about a term that drives people who are ready to buy and get 120 inbound links along with it?
For borrowers who want short - term financing to buy a house before their current house is sold, these loans can help pay for the new home's down payment.
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