Your bankruptcy is reported on your credit report, so for the next seven years anyone
who runs a credit report on you will know that you went bankrupt.
Not exact matches
The three major
credit reporting agencies view people
who run their cards up to the max as a higher risk regardless of their payment history.
For example, employers may be justified in
running credit reports on bookkeepers or others
who handle significant amounts of cash.
Laura Curley,
who runs a charitable foundation in Chicago, was shopping with her husband, Dan, for an equity line of
credit when they discovered that a disgruntled customer service rep had
reported Dan as deceased on their mortgage file, a «fact» picked up by all three
credit bureaus.
Well recently, after deciding to finally try to tackle these issues from my past, I
ran a
credit report to see where I stood, and to find out
who owned my debt.
The pre-qualification process requires a completed application which is reviewed by a mortgage consultant
who will
run a
credit report and provide you with the amount you will qualify for and help identify which mortgage program would best suit your needs.
Anyone
who runs your
credit history will be recorded in your
credit report.
«I had to go through my
credit report with a fine - tooth comb,» said Frank, a California attorney
who has become an expert on identity theft since her
run - in with it in 1996.
Every time a lender or other
credit provider
runs a
credit report on you, a record is made showing
who ran the
report and when they asked for it.
A few more of our respondents (25.30 %) said they would feel more secure if the
credit bureaus were government -
run agencies when compared to those
who stated they would feel less secure if the government took control of the
credit reporting agencies (19.83 %).
After you
run the borrower's
credit, check the inquiry section of the
credit report and you will see
who else has
run their
credit recently.
Ethical and knowledgeable background screening companies (those
who provide
credit reports to employers for employment - related decisions) have long advised a policy of
running credit reports for positions only where there is a clear corollary between job necessity and the characteristics that can be extrapolated from the
credit history information.
You can compare a
credit report dated at the time of your separation or divorce - planning with one when you part ways; if one spouse went on a spending spree with a card that remains open, courts will often assign that particular debt to the spouse
who ran it up.