Sentences with phrase «who runs a credit report»

Your bankruptcy is reported on your credit report, so for the next seven years anyone who runs a credit report on you will know that you went bankrupt.

Not exact matches

The three major credit reporting agencies view people who run their cards up to the max as a higher risk regardless of their payment history.
For example, employers may be justified in running credit reports on bookkeepers or others who handle significant amounts of cash.
Laura Curley, who runs a charitable foundation in Chicago, was shopping with her husband, Dan, for an equity line of credit when they discovered that a disgruntled customer service rep had reported Dan as deceased on their mortgage file, a «fact» picked up by all three credit bureaus.
Well recently, after deciding to finally try to tackle these issues from my past, I ran a credit report to see where I stood, and to find out who owned my debt.
The pre-qualification process requires a completed application which is reviewed by a mortgage consultant who will run a credit report and provide you with the amount you will qualify for and help identify which mortgage program would best suit your needs.
Anyone who runs your credit history will be recorded in your credit report.
«I had to go through my credit report with a fine - tooth comb,» said Frank, a California attorney who has become an expert on identity theft since her run - in with it in 1996.
Every time a lender or other credit provider runs a credit report on you, a record is made showing who ran the report and when they asked for it.
A few more of our respondents (25.30 %) said they would feel more secure if the credit bureaus were government - run agencies when compared to those who stated they would feel less secure if the government took control of the credit reporting agencies (19.83 %).
After you run the borrower's credit, check the inquiry section of the credit report and you will see who else has run their credit recently.
Ethical and knowledgeable background screening companies (those who provide credit reports to employers for employment - related decisions) have long advised a policy of running credit reports for positions only where there is a clear corollary between job necessity and the characteristics that can be extrapolated from the credit history information.
You can compare a credit report dated at the time of your separation or divorce - planning with one when you part ways; if one spouse went on a spending spree with a card that remains open, courts will often assign that particular debt to the spouse who ran it up.
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