Sentences with phrase «whole credit picture»

«We look at the whole credit picture, what was the reason for the credit bankruptcy, and where the borrower is now,» Bell says.

If you are presently qualified using only a paper credit report you're not seeing the whole credit picture, and you may be missing out on opportunities to better your rate.

Not exact matches

«An individual should sit down with a financial professional to look at their whole picture if the windfall is of any size,» said Alexis Hongamen, a money manager at Federal Retirement Investment Advisers in Orlando, Fla. «For small windfalls, it may be best just to pay off credit card debt and promise themselves never to fall into that trap again.»

Unlike most competitors, Credit Sesame provides your whole financial picture that is updated monthly.

Lenders look at the whole picture, not just the credit report.

Credit score is part of the qualification process, but credit unions tend to take a look at your whole financial picture before deciding what interest rate to attach to aCredit score is part of the qualification process, but credit unions tend to take a look at your whole financial picture before deciding what interest rate to attach to acredit unions tend to take a look at your whole financial picture before deciding what interest rate to attach to a loan.

This credit rating scale shows that there are different levels of credit but the numbers alone don't paint the whole picture.

Your credit reports may be handy snapshots of your financial health, but they don't show the whole picture.

Ultimately, if you're managing your money in a way that improves your whole financial picture, that will help you maintain a good credit score, says Lewis - Parks.

While credit is important — both building and maintaining it — it may not tell your whole financial picture.

I know that doesn't give the whole picture and that a person with terrible credit could be a great roommate but you got ta have a way to vet.

First, look at your whole financial picture — From the narrow perspective of your credit report, yes, paying off old debt is always better.

They need to look at the whole financial picture of an individual, including their length of employment and credit history.