Sentences with phrase «whole life agents»

Those are whole life agents and what they want is large premium, large commission and large renewals.

I know all of the whole life agents that like to attempt to beat me down are loving -LSB-...]

So, my apology to all of those whole life agents who I have accused of pillaging.

For years whole life agents have been knocking on doors, cold calling clients, and sidling up to them at mixers.

For years there have been Whole Life agents that sling mud at this product from every direction possible, and with incredible voracity.

(Note: that video is titled «Heated debate between whole life agent and Dave.»

On the other side is the whole life agent with dollar signs in his eyes eagerly waiting for his «victim» to sign on the dotted line and consequently sign their life away with whole life insurance, where the cash value takes decades to grow, while the insured is living like a pauper just to make his whole life premium payment.

She assumes that the whole life agent had a good reason for recommending $ 500,000.

The whole life agent would typically get about 70 %, so they make $ 14,700 the first year.

Not exact matches

If you have a whole life insurance policy, talk to your insurance agent about how you can borrow money against it to invest in real estate.

In these descriptions, the person (e.g., the cremated sister) acts as the primary agent, finally shaping her whole life project and emerging as a whole into an immortal, afterlife state.

(c) Bemused by the relation between acts and sub-acts and by the agent considered as an act - source, I allowed myself in MP to suggest that the whole sweep of an agent's life might be as seamless as the act - temporality I ascribe to any act.

The first story offers a cosmic vision and addresses us as spectators, majestically presenting our place in a cosmic whole; the second story maintains a strictly terrestrial focus and addresses us as suffering moral agents, poignantly presenting an account of how misery enters human life.

In so doing, these agents will not only fulfil their own possibility; they will also bring enrichment to the divine life — not that God will become any more God than before, but that by virtue of the divine receptivity of what is accomplished in the creation there will be further opportunities for more adequate and complete expression of the divine intention or purpose which is at work in the whole enterprise.

The results produce a superior, energy packed honey with the highest possible levels of live enzymes, vitamins, minerals and antioxidants, healing agents as a functional whole food.

Most rumours are born, live, and then die without ever coming to fruition: negotiations collapse, circumstances change, other players move or pick up injuries, or the whole thing turns out to have been a plant by an agent.

I / WE HEREBY RELEASE, WAIVE, DISCHARGE AND COVENANT NOT TO SUE the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities used by the participant, including its owners, managers, promoters, lessees of premises used to conduct the event or program, premises and event inspectors, underwriters, consultants and others who give recommendations, directions, or instructions to engage in risk evaluation or loss control activities regarding the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities or events held at such facility and each of them, their directors, officers, agents, employees, all for the purposes herein referred to as «Releasee»... FROM ALL LIABILITY TO THE UNDERSIGNED, my / our personal representatives, assigns, executors, heirs and next to kin FOR ANY AND ALL CLAIMS, DEMANDS, LOSSES OR DAMAGES AND ANY CLAIMS OR DEMANDS THEREFORE ON ACCOUNT OF ANY INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWISE.

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Therefore, if you're shopping for life insurance and being pitched whole life (or currently have a whole life policy), compare the cost to a 20 or 30 year term policy, and discuss your decision with a financial planner, rather than just your insurance agent.

This mistake is one of the reasons why agents will suggest whole life insurance vs term life, because people are rarely disciplined enough to «invest the rest.»

Before you buy a whole life insurance policy, talk to a licensed agent about whether it's the right investment for you and your family.

Filed Under: Banking Advice Tagged With: angry retail banker, Bureau of Labor and Statistics, captive agent, cash value, death benefit, insurance agent, insurance broker, life insurance, policy, PolicyGenius, premium, quote, retail banker, retail banking, term life insurance, universal life insurance, variable life insurance, variable universal life insurance, whole life insurance

Our church's whole life insurance policy became a MEC and the pastor neglected to alert the board of the MEC status because he was informed by the agent that 501cs are tax exempt and do not pay taxes on a MEC.

I bought a whole life policy over 20 years ago, the policy converted to MEC status, the insurance agent advertised the product as a tax - deferred saving product with a life insurance component.Could you provide me with any advice on how I can have the MEC status reversed?

To compare several different whole life insurance plans and rates, talk to an independent agent in the Trusted Choice network who specializes in life insurance.

This structure of a whole life policy will allow the majority of your premium to go toward the cash value savings, while very little goes toward agent commissions and the cost of insurance.

Many life insurance agents love selling whole and universal life.

Life insurance agents love to argue that when it comes to term life insurance or whole life insurance, whole life is a better dLife insurance agents love to argue that when it comes to term life insurance or whole life insurance, whole life is a better dlife insurance or whole life insurance, whole life is a better dlife insurance, whole life is a better dlife is a better deal.

A whole life insurance agent may tell you that the same basic principle also holds true for the product he sells.

A knowledgeable life insurance agent can help you evaluate each of the following aspects of your circumstances and determine whether term life or whole life is a better option for you.

Another apparent issue is that, similar to Guardian, many of the agents promote certain whole life products that may not be as advantageous for cash accumulation as some of their other products.

If you've visited a whole life insurance agent recently, you may have heard the term «forced savings.»

A whole life insurance agent may tell you that you can't be trusted to «buy term and invest the rest», and that it makes way more sense to buy whole life and force yourself to save.

Be aware, too, that just because some whole life insurance agents may try to sell you on an expensive financial product doesn't mean that all life insurance agents are out to get you.

In reality, a properly designed whole life policy, blended with term insurance and paid - up additions, carries a very low commission for the agent in comparison to ordinary life insurance.

If you're thinking of buying a cash value life insurance policy, ask your agent or company for a sales illustration, which is a computer projection of future premiums, cash values and death benefits based on the current dividend scale (whole life) or current interest rates and current costs of insurance (universal life).

To save on premiums, it is recommended that a company purchase term insurance versus whole or variable life policies which carry higher premiums and pay out greater commissions for insurance agents.

In order to discuss the potential growth of the cash value, a detractor will typically cherry - pick some guaranteed whole life illustration and then bring up inflation or agent commissions to further make their point «obvious.»

According to the life insurance agent's chart, after 30 years the cash value of the whole life policy will be well into six figures, and will also serve as an additional retirement plan.

Many of the questions you might have regarding whole life insurance can certainly be answered by a knowledgeable life insurance agent or broker.

Finally, I'll show you why agents push whole life even though many already know whole life is usually a very bad choice.

Insurance agents get a huge commission when they sell you whole life or universal life insurance.

Insurance companies make big bucks on whole life insurance and they indoctrinate their agents to sell it.

Before you buy a whole life insurance policy, talk to a licensed agent about whether it's a smart purchase for you.

A CFP should offer objective advice regarding insurance and not have quite the same interest as the agent pushing say, whole life.

The July issue of Money Magazine details the financial incentive an insurance agent has to sell you a whole life insurance policy versus a term life policy.

If you're simply trying to get rid of your whole life policy, they may not matter to you, but you can ask your agent or insurer about them just so you know all of your options.

In my experience, insurance agents will not even mention term insurance to their clients and will badmouth it («I don't recommend term insurance; you will pay and pay and end up with nothing whereas with whole life you will get all your money back, plus the premiums are fixed instead of increasing every year») to those who do bring up the subject.

Local agents will work with you to see if whole life insurance investment has a place in your retirement portfolio.

Whole life insurance policies may be purchased from licensed insurance agents and financial advisors.