Sentences with phrase «whole life cost»

The whole life cost will be too expensive and you would only be able to afford about 300,000 of that type.

Whole life cost a lot more than term insurance because it builds cash value inside the policy, and lasts throughout your life.

However, schools applying on an individual basis are all too often failing to secure an appropriate level of funding to address the backlog and undertake maintenance and renewal in a timely and cost ‑ effective manner to minimise whole life costs.

«When you consider the whole life costs, clearly we have to keep an eye on high - revving, high stress [normally aspirated] petrol engines.»

It's a highly versatile SUV that is packed full of tech and safety features that, combined with the competitive Whole Life Costs, is going to be an attractive option to both fleet managers and drivers.

For example, a 20 yr term life with a rider to convert it to a whole life costs an additional $ 200 per year.

There is then a short chapter on capital and whole life costs.

When compared to the no - lapse guarantee policy described above, whole life costs generally more than 2x as much for the same coverage amount.

But whole life costs somewhere between 8 - 12 times more, at least per year.

Whole life costs about double what universal life costs typically.

Premiums for the new policy will be higher than the term policy rates since you would pay based on your current age at the time of converting your policy and because whole life costs more than term life.

Whole life costs more than term insurance simply because the life insurance company is at risk for a longer period of time.

This cash value is one reason why whole life costs more than term life.

Whole life costs more than term life, so you get less coverage for your money.

Not exact matches

Aside from the policy features, the biggest difference between term and whole life insurance policies is the cost.

Due to the lifetime coverage and cash value, whole life insurance costs considerably more, meaning it can easily come to 10 times the cost of a term policy with the same death benefit.

Given the high cost of whole life insurance, often several times that of term, and product complexity, our analysis shows term is typically better for the majority of people as you can still get significant financial coverage for your family.

Unless you want a small death benefit to cover final expenses, the cost of whole life insurance makes it a poor choice for simple coverage.

Median home values are 613 percent higher and median household incomes are 328 percent higher than Ohio as a whole, but the cost of living in The Village of Indian Hill is just 108 percent higher than the rest of the state, according to AreaVibes.

A guaranteed universal life insurance policy might be four times the cost of a term policy with similar coverage, while a whole life policy could easily be 10 times the cost.

«Our Value Whole Life product is one of the most competitive products on the market and provides access to all the benefits of whole life insurance, including the guarantees * it provides, at a more affordable cost,» said Alex Cook, senior vice president, New York Whole Life product is one of the most competitive products on the market and provides access to all the benefits of whole life insurance, including the guarantees * it provides, at a more affordable cost,» said Alex Cook, senior vice president, New York LLife product is one of the most competitive products on the market and provides access to all the benefits of whole life insurance, including the guarantees * it provides, at a more affordable cost,» said Alex Cook, senior vice president, New York whole life insurance, including the guarantees * it provides, at a more affordable cost,» said Alex Cook, senior vice president, New York Llife insurance, including the guarantees * it provides, at a more affordable cost,» said Alex Cook, senior vice president, New York LifeLife.

Designed to provide a survivorship life insurance solution for clients seeking strong protection and accumulation guarantees, this new second - to - die whole life product can cover two lives more cost effectively than two comparable individual policies.

Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it's important to evaluate your family's needs before deciding to purchase.

If your primary objective in obtaining life insurance is to have a death benefit in place which will help to cover your family's expenses if you passed away, our analysis shows that other products are likely a better fit given the cost of whole life insurance.

Because of this, life insurance advisors sometimes refer to whole life as the highest cost, highest reward path for permanent coverage.

God in His will through history had into reality seemingly illogical or cruel events to happen in our world, but no one is spared if the purpose is for the good of humanity, wars pestilence even the holocust has a reason and purpose beyond our comprehension at our times but will be reveald in the future, The Phillipine catasthrophy for example is viewed by some as Gods punishment, we experienced the brunt of natures punishing power but it also unveiled the true feelings and concern of the whole world in helping us materially and spiiritually by aiding and consoling us that was unprecedented in history, The whole world had demostrated, to me, a kind of humanitarian concern and love that trancends races and culture, A kind of demonstration by higher being the we humans is one with Him.The cost of human lives and misery is nothing in history compared to its positve historical consequences

I long for a society in which modernity would have its full place but without implying the denial of elementary principles of human and familial ecology; for a society in which the diversity of ways of being, of living, and of desiring is accepted as fortunate, without allowing this diversity to be diluted in the reduction to the lowest common denominator, which effaces all differentiation; for a society in which, despite the technological deployment of virtual realities and the free play of critical intelligence, the simplest words — father, mother, spouse, parents — retain their meaning, at once symbolic and embodied; for a society in which children are welcomed and find their place, their whole place, without becoming objects that must be possessed at all costs, or pawns in a power struggle.

My guess is the cost of this house pales in comparison to the service this man has done his whole life.

I long for a society in which modernity would have its full place, without implying the denial of elementary principles of human and familial ecology; for a society in which the diversity of ways of being, of living and of desiring is accepted as fortunate, without allowing this diversity to be diluted in the reduction to the lowest common denominator, which effaces all differentiation; for a society in which, despite the technological deployment of virtual realities and the free play of critical intelligence, the simplest words» father, mother, spouse, parents» retain their meaning, at once symbolic and embodied; for a society in which children are welcomed and find their place, their whole place, without becoming objects that must be possessed at all costs or a pawns in a power struggle.

The concept takes into account the whole packaging process, helps the company to achieve cost savings and improves environmental performance facilitating the company's everyday life.

Although we were happy that we had finally found these wonderful organic whole coconuts, we were still encountering stressful challenges with shelf life and cost of bringing the coconuts into the US.

The hang up, though, is when we start talking public policy decisions that cost billions of dollars... I'm still searching spiritual / philosophical ways to deal with feelings about that, but it may just be the whole notion of «rendering to Caesar» and trying to live in my own realm, separating myself from the madness of the State.

Instead, the program is intended to serve the millions of impoverished American children whose parents can not send them to school with a home - packed lunch for a whole host of possible reasons that never seem to cross Parker's mind: the family's SNAP benefits fail to cover a month's worth of healthful food, in light of today's rising food costs; there is only one parent in the household and he or she works one or more jobs and is not home to pack a lunch; one or both caretakers are drug - addicted, mentally ill, physically disabled or otherwise unable to adequately provide for their children; the family lives in a homeless shelter and lacks access to kitchen facilities; the family lives in a food desert where healthful groceries are scarce, etc. etc..

According to Whole Living magazine (April 2012 issue), the cost per child is $ 170 for cloth vs. $ 725 with disposables.

But CIHT believes a long term commitment to funding and whole - life costings of transport infrastructure are required for investment certainty, including in skills, to create the transport network the UK requires now and for the future.

But diplomacy is nearly always preferred as it tends to cost a whole lot less both in money and lives.

These studies, however, were based on comparing Life Technologies» SOLiD and Illumina's GAII with pyrosequencing or Sanger sequencing [8], [9], [10], the costs of which are prohibitive for whole - genome sequencing studies in mammals.

Thanks to its long shelf life and low cost compared to whole fruits, juice from concentrate provides an economical way to help you reach your recommended fruit intake — 2 cups for men and 1 1/2 cups for women, according to U.S. Department of Agriculture guidelines.

When we moved to Seattle, I went from having a whole room as a closet (thank you Midwest cost of living) to sky - high rent in 850 square feet.

Popular when New York wasn't such a homogenized, safe place (thank Rudy) and the majority of people who lived below 14th Street were unemployed artists or musicians, the whole secondhand phenomenon took off mainly because no one could afford anything that cost more than a dollar or two.

«The whole point was to make Randall Miller responsible for what he did, which cost someone their life and to send that message to the industry,» Johnson added.

This game won't cost you not a single penny, so don't hesitate and grab the game that can change your whole life.

We can spend our whole lives trying to get something done at the right time or avoid something at all costs and it hardly ever works out that way.

In the current economic climate, whole life - cycle costs are very important.

The decision criteria should adopt a whole life value for money approach considering costs, benefits and risks over the life cycle of buildings assets.

Accounting for differences in states» costs of living, California would have needed to spend an additional $ 13.5 billion in 2015 - 16 to equal spending per K - 12 student in the nation as a whole, an increase of 19.1 %.

The environmental cost of processing the paper alone far outweighs that of an ereader's whole life - span.

Therefore, if you're shopping for life insurance and being pitched whole life (or currently have a whole life policy), compare the cost to a 20 or 30 year term policy, and discuss your decision with a financial planner, rather than just your insurance agent.

In a nutshell, while most whole life insurance is fixated on maximizing the death benefit of a policy and just allowing cash values to grow over time, strategic self banking focuses on maximizing life insurance cash values, so the whole life insurance plan can be used strategically as a savings and personal financing vehicle for the purpose of recapturing your cost of capital incurred when having to deal with third party lenders or using your own cash.

If you are looking for low cost whole life insurance rates, Spectrum Insurance Group provides a detailed free no obligation over the phone consultation.