Sentences with phrase «whole life insurance policy after»

And when it comes to qualifying for a traditional term life insurance or whole life insurance policy after you've been diagnosed with a pre-existing medical condition like depression, what you're going to find is that prior to being approved for coverage, the insurance companies are going to want to know a few things about your condition before they will be willing to move forward.

The trick for someone that is applying for a traditional term or whole life insurance policy after being diagnosed with Raynaud's Disease is to try and find that «one» company that's going to be willing to offer you a Table D if possible!

When it comes to qualifying for a traditional term or whole life insurance policy after being diagnosed with encephalitis, what you're generally going to find is that if you're currently suffering from encephalitis, you're not going to be eligible for traditional life insurance policy.

When it comes to being able to qualify for a traditional term or whole life insurance policy after being placed on peritoneal dialysis, what you're generally going to find is that most (if not all) life insurance companies are going to automatically decline your life insurance application until which time, your health improves to the point that you no longer need to be on peritoneal dialysis.

When it comes time to getting approved for a traditional term or whole life insurance policy after you've been diagnosed with gastritis, what you're generally going to find is that most life insurance companies will insure you (provided you would otherwise be eligible for coverage).

Then you may be wondering if you will be able to qualify for a traditional term or whole life insurance policy after having been diagnosed with polyarteritis nodosa.

Anytime someone chooses to apply for a traditional term life insurance or whole life insurance policy after being diagnosed with a serious pre-existing medical condition, the application and approval process are always going to become more difficult.

Either they are going to quit using tobacco and apply for a traditional term or whole life insurance policy after they've been tobacco free for two years.

While it is possible to qualify for a traditional term or whole life insurance policy after you've been diagnosed with cerebral palsy, having been diagnosed with cerebral palsy will certainly make that process much more difficult.

Aside from keeping your loved ones» financial future bright, you can use living benefits from your whole life insurance policy after you stop working.2 More about Life Insurance

It is not unlikely that you can get an internal rate of return of 5 % or more in your whole life insurance policy after the first few initial years.

Not exact matches

Alex and Lena are nearing their retirement years with a sense of stability and peace of mind after having purchased a participating whole life insurance policy years ago.

As perhaps one of the most popular types of permanent life insurance, whole life, also known as ordinary life insurance, is a policy that provides lifelong coverage and will only come to an end after the death of the insured.

10 Pay Whole Life: the advantage of a 10 pay limited pay whole life insurance policy is that you get permanent coverage after only 10 years of level premium paymWhole Life: the advantage of a 10 pay limited pay whole life insurance policy is that you get permanent coverage after only 10 years of level premium paymeLife: the advantage of a 10 pay limited pay whole life insurance policy is that you get permanent coverage after only 10 years of level premium paymwhole life insurance policy is that you get permanent coverage after only 10 years of level premium paymelife insurance policy is that you get permanent coverage after only 10 years of level premium payments.

You might want a small term life insurance policy that could cover your final expenses, or you might be looking for a term life or whole life policy that could provide for your spouse's needs if he or she lives on after your passing.

Both the question of taxes and the value of your dollar are important when considering either a Roth IRA or a whole life insurance policy because they are both funded with after tax dollars.

According to the life insurance agent's chart, after 30 years the cash value of the whole life policy will be well into six figures, and will also serve as an additional retirement plan.

Birla Vision life income is a traditional Whole life plan, you may discontinue this policy after buying a term insurance plan.

Unlike term life insurance policies, which expire after a predetermined term, whole life insurance policies remain in effect as long as the premiums are paid.

Whole - Life Plan — insurance company collects premium from the insured till the retirement or the term of the policy and pays the claims to the nominees only after the death of the insured person.

We finally bit the bullet after we had our 3rd child, and bought a 20 year term policy (that is convertible, but we probably won't opt for whole life insurance yet).

Whole life insurance policies pay death benefits (proceeds after death) and they may also build cash value.

And some companies offer limited pay whole life insurance that allows you to have a paid up life insurance policy after only 10 years — 10 pay whole life.

Whole life insurance for elderly are policies taken by old people to protect their loved ones from the financial burdens that might arise after they pass on.

A Whole Life policy lasts for a lifetime, while Term Life insurance ceases, or becomes ridiculously unaffordable, after the specific policy's term ends, leaving you with no coverage.

Unlike whole life insurance policies, which are designed to remain in effect for a policyholder's entire life, term life insurance policies expire after a pre-determined time period.

In some cases, if you're looking for insurance that provides tax benefits and — after a certain amount of time — a guaranteed return on money you've paid in, you might consider a whole life insurance policy.

If you want to convert the policy after the term comes to a close, this can be achieved and you'll be left with a whole life insurance policy.

The biggest advantage of the whole life insurance policy is that it will remain effective for your entire life, even after all of the premiums of the policy has been paid.

Whole Life: A Cash Value Life Insurance policy is one that has an «investment» side component that will build up a small accumulation after a decade or so.

For anyone who is over 60 looking to get life insurance, it will probably be expensive to get whole life insurance depending on the policy you're after.

When talking about the difference between term life insurance (where the policy ends after a set amount of time) and whole life insurance (which lasts for as long as you pay premiums, but is more expensive) there's a common piece of advice that you should «buy term and invest the difference.»

Additional Insured's Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 10 Years, used with Whole Life, policy series 09171, 09471, and A09171.

Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 10 Years, used with Whole Life, policy series 09151, 09451, and A09151.

It generally provides whole life insurance on the principal breadwinner and small amounts of term insurance on the spouse and children, including those born after the policy is issued.

Not only could a result from a medical test show that you lied, causing the whole application to be declined, but you run the risk of having your life insurance policy canceled after it goes into effect.

Unlike its term insurance counterpart that expires after a set number of years, a whole life policy will remain in - force as long as the premium continues to be made.

You might want a small term life insurance policy that could cover your final expenses, or you might be looking for a term life or whole life policy that could provide for your spouse's needs if he or she lives on after your passing.

For participating whole life policies, the interest charged by the insurance company for the loan is often less than the dividend each year, especially after 10 — 15 years, so the policy owner can pay off the loan using dividends.

As mentioned, whole life insurance policies are permanent, meaning they don't expire after a certain period of time as long as the premiums are paid on time and in full.

Also, remember that the cash value of a whole life insurance policy only begins to earn meaningful returns after you've held it for 20 years or more.

Unlike term insurance, which will expire after a specified number of years, whole life will remain in force until you pass away or reach 100, where the policy will pay out.

After all if you are considering a whole life insurance policy you may need the life insurance carrier to stick around for sixty plus years.

It's not all that uncommon for individuals who have been diagnosed with a Stage 0, noninvasive papillary carcinoma to be able to qualify for a traditional term life insurance or whole life insurance policy 1 to 2 years after their last date of treatment.

Most whole life insurance policies are individually owned, and premiums are paid with after - tax dollars.

The company's Simplified Life is a graded death benefit whole life insurance policy is issued to those aged 50 — 80, providing death benefits from $ 2,500 to $ 25,000, level premiums guaranteed never to increase and a full death benefit payable after two policy yeLife is a graded death benefit whole life insurance policy is issued to those aged 50 — 80, providing death benefits from $ 2,500 to $ 25,000, level premiums guaranteed never to increase and a full death benefit payable after two policy yelife insurance policy is issued to those aged 50 — 80, providing death benefits from $ 2,500 to $ 25,000, level premiums guaranteed never to increase and a full death benefit payable after two policy years.

Generally applicable to fixed premium policies such as whole life, an «APL» provision will allow the insurance company to borrow the due and payable premium from cash values if the premium hasn't been paid after 31 days from the premium due date.

After three years, you can either have $ 28,455 in a bank or $ 7.060 in a Cash Account on your Whole Life Insurance policy.

These policies, sometimes termed «whole life» insurance policies, offer your beneficiaries a death benefit after your passing.

If you no longer want your whole life policy, you can surrender it to receive the current cash surrender value or convert it into an annuity, but keep in mind that cashing in a permanent policy after only a couple of years is an expensive way to get insurance coverage for a short time.