"Windstorm damage" refers to the destruction or harm caused by strong winds during a storm.
Full definition
Have you considered the risk
of windstorm damage, and whether or not your Park Place renters insurance will cover it?
Flood insurance, for example, is not included in a basic policy, and some Texas homeowner's policies
exclude windstorm damage as well.
Gregow H., Laaksonen A., and Alper M.E.: Increasing large scale
windstorm damage in Western, Central and Northern European forests, 1951 — 2010, Scientific Reports, 7, doi: 10.1038 / srep46397, 2017.
And depending on where you live, you might not be covered for damage due to hurricanes, flooding or
other windstorm damage.
A properly constructed newer apartment building is practically immune to
most windstorm damage that would affect the contents of the building.
Flood insurance, for example, is not included in a basic policy, and some Texas homeowner's policies exclude
windstorm damage as well.
So, even if your homeowners policy does cover
windstorm damage caused by a tornado or hurricane, it likely will not cover the damage if floodwater or rising water accompanies the storm.
If you rent in areas prone to flooding e.g. near a river delta, earthquakes e.g. near a fault line, or susceptible to
windstorm damage e.g. in the Southern California desert), talk to your agent about tacking on some extra protection.
And depending on where you live, you might not be covered for damage due to hurricanes, flooding or
other windstorm damage.
A properly constructed newer apartment building is practically immune to
most windstorm damage that would affect the contents of the building.
However, if your policy
excludes windstorm damage, it probably will not help cover the cost of repairs if your home is damaged by a tornado or hurricane.
This entire Frisco area is prone to
windstorm damage, both from tornadoes and major storms that travel up from the Gulf Coast.
A windstorm damages so many shingles it needs to be replaced.
More storms and storms of greater strength means more risk of
windstorm damage and flooding.
In some specific insurance policies,
windstorm damage is not covered at all and is listed in the policy under its exclusions.
Windstorm damage may be excluded from a standard homeowners policy, or the homeowner may not qualify for a standard homeowners policy due to the home's location or construction.
There are
windstorm damage policies available that cover damage from windstorms, hurricanes, cyclones or tornadoes.
In some states and regions,
windstorm damage may be covered within the homeowner's insurance policy limits.
Wilmington, NC renters insurance often is written with an exclusion for
windstorm damage.
If your homeowners insurance policy includes coverage for windstorms, two types of protection may help you after
a windstorm damages your home:
Homeowners insurance typically does not protect you from flood, earthquake, or
windstorm damage.
Have you considered the risk of
windstorm damage, and whether or not your Park Place renters insurance will cover it?
PEMCO offers a variety of renters insurance coverages and their agents will make sure your personal property is completely protected from risk like fire, theft, vandalism, smoke, electrical surges, or
windstorm damage.
Damage from tornadoes, which fall under the category of
windstorm damage, are a real hazard in Travis County.
This entire Frisco area is prone to
windstorm damage, both from tornadoes and major storms that travel up from the Gulf Coast.
Also covered in the basic Shreveport plan is hail damage, ice, snow, vehicles, riots, smoke damage, fire lightning and
windstorm damage.
Damage from floods and earthquakes is excluded from a basic policy, and
windstorm damage is excluded in some areas as well.
Covered perils include, but are not limited to, fire,
windstorm damage, damage from falling objects, lightning, explosion and more.