Sentences with phrase «with death coverage»

Not exact matches

Finally, with universal life coverage your death benefits can be calculated in two ways, and you get to choose which you prefer.

With variable life coverage you have to choose your own investment strategy in order to maximize your death benefit; it's like a universal policy but you (and not the insurer) are managing the investment portfolio.

Due to the lifetime coverage and cash value, whole life insurance costs considerably more, meaning it can easily come to 10 times the cost of a term policy with the same death benefit.

If an insurer offers no medical exam coverage with higher death benefits than these, it typically means that the medical exam is conditional upon your responses to health questions.

The Herald coverage of the WR AGM said Jean's characterized the WR's struggle with the NDP as a life or death battle for Alberta but put a different spin on the WR's battle with the PCs — it was «a principled check on a wayward dynasty» and urged the WR to make the PCs feel welcome.

If you are diagnosed with an illness after purchasing coverage, the insurer will pay you a portion of the policy's death benefit.

It's wise to protect your family with term life coverage if you'd like simple, guaranteed coverage for your family in the event of your death.

Lifetime Provider offers life insurance coverage that provides affordable death benefit protection, offers cash value growth that can help support the death benefit — or help out with life's unexpected events.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

He shared with me that one of the most serious disasters for him was the death and media coverage of John Kennedy.

The agenda must address universal health - care coverage, access and affordability; end preventable maternal, new - born and child deaths and malnutrition ensure the protection, promotion and support of exclusive breastfeeding for six months and continued breastfeeding with adequate complementary feeding for 2 years and beyond ensure the availability of essential medicines; realize women's reproductive health and rights; ensure immunization coverage; eradicate malaria and realize the vision of a future free of AIDS and tuberculosis; reduce the burden of non-communicable diseases, including mental illness, nervous system injuries and road accidents; and promote healthy behaviours, including those related to breastfeeding, water, sanitation and hygiene.

To make working with the company an attractive proposition, there was incentive offering medical coverage for retired employees till their death.

Last year we saw the «We Love NHS» campaign, the pounding of Trafigura after Carter Ruck tried to gag the Guardian's coverage of the firm and the campaign against Jan Moire, a Daily Mail columnist who made some questionable points about Stephen Gately's death and its connection with his sexuality.

A drop in coverage from 40 percent to 20 percent with a 40 percent effective flu vaccine would lead to 39,738 more deaths.

The coverage on BBC One also featured a variety of film excerpts with swearing, including The Riot Club, The Death of Stalin and The Florida Project.

Today's show begins with coverage of Tuesday's news conference about the deaths of two Treasure Mountain Junior High School students.

With so much coverage given in the past two years to the so - called «death of books» due to the on - going digital vs print debate, it's interesting that not many pundits have spoken out about a fact that parents and educators have feared for generations, that books apparently are in competition with all of the electronic devices that young students have accessWith so much coverage given in the past two years to the so - called «death of books» due to the on - going digital vs print debate, it's interesting that not many pundits have spoken out about a fact that parents and educators have feared for generations, that books apparently are in competition with all of the electronic devices that young students have accesswith all of the electronic devices that young students have access to.

If you are diagnosed with an illness after purchasing coverage, the insurer will pay you a portion of the policy's death benefit.

The target purchaser is an individual who wants some form of permanent coverage, with a higher death benefit, and lesser concern about cash accumulation.

However, the death benefit and cash value can continue to grow with participating policies since the dividend can be applied to purchase additional paid - up life insurance coverage.

For example, the minimum coverage required in the state of New York is 25/50/10 but the limits in Texas every policy must have are 30/60/25 ($ 30,000 for the bodily injury or death of a person in one accident; $ 60,000 in an accident with two or more people; and $ 25,000 of personal property coverage).

Globe Life only offers coverage with no medical exam so, if you're healthy, you'll pay higher rates for the same death benefit than you would at an insurer with full underwriting.

If an insurer offers no medical exam coverage with higher death benefits than these, it typically means that the medical exam is conditional upon your responses to health questions.

With this coverage, you receive a death benefit if your child dies while your policy is in force.

A family income policy provides the death benefit in a unique way, but may not provide the full coverage needed with its decreasing value.

The benefit of combining the two insurances into one policy is you get life insurance death benefit coverage, help with your long - term care services, cash value growth that can be accessed via policy loans, with full cash surrender value plus return of premium if necessary.

Premiums are level for the entire length of coverage and you can purchase a policy with no medical exam if the death benefit isn't greater than $ 400,000.

If stay - at - home parents have life insurance coverage and pass away, the life insurance death benefit would allow the surviving spouse to take much needed time off work to spend with the children and help pay for services that the stay - at - home parent lovingly provided.

As with the Premier Rewards Gold Card from American Express, note that there is no car rental coverage for property loss, death, dismemberment, or medical care.

A permanent policy is typically not the right fit if you're looking to simply acquire financial coverage for your family in the case that you pass away, as term coverage will offer the same death benefit with much lower premiums.

For purposes of this post, it just needs to be understood that we can bridge the deficiency of not having enough coverage in our banking policy with a term rider, which can be used to add convertible term life insurance (which results in an increase to the death benefit).

Beyond that, the premium coverage with this card includes some personal injury protection: up to $ 5,000 for medical care for the cardholder and each passenger, and up to $ 200,000 accidental death or dismemberment insurance.

This just means that, in the case that you died during the first 2 years of coverage, unless your passing was considered to be an accidental death by the insurer your beneficiaries would only receive a minor payout (the sum of your premium payments with 7 % interest compounded annually).

However, the small amount of money you saved is not worth the under performing permanent coverage you are stuck with, unless your only need for the insurance coverage is the death benefit.

If you choose to exercise this option, it allows you to convert all or a portion of the existing death benefit to permanent insurance coverage, such as whole life or universal life, with no evidence of insurability required (i.e. no medical exam or health questions).

With a number of ways to use the money that builds up in the cash value account, such as taking out a life insurance loan or paying insurance premiums, the flexibility these policies offer make them attractive to individuals looking to build up savings while at the same time securing insurance coverage providing leverage in the form of a death benefit payout.

Lifetime Provider helps you protect what's important to you with coverage that provides affordable death benefit protection and the possibility of cash value growth that can help out with life's unexpected events.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

While simplified issue policies have lower maximum death benefits as compared to fully underwritten policies, you can find coverage up to $ 250,000 with some insurers.

Alternatively, consider setting up a cash value life insurance policy with a term rider to get the needed death benefit coverage but with the benefits of cash value life insurance.

This type of permanent life insurance policy offers death benefit coverage with the potential to accumulate cash value.

Universal life combines a savings component (called cash value) with a lifelong death benefit; as long as you pay the premium, coverage lasts as long as you live.

Many people are choosing this type of life insurance with long - term care rider because it provides coverage for LTC and a lump sum death benefit.

With mortgage life insurance, the death benefit or coverage amount declines as your mortgage balance decreases, but the premium you pay remains the same.

Guaranteed life insurance used to be called «burial insurance» — basically, get enough coverage so any costs associated with your death are covered.

As with all life insurance coverage, if you die while the policy is in force your beneficiary receives a death benefit payout.

Universal Life: the benefit of permanent coverage with an adjustable death benefit and premium payments.

Travel Accident Insurance When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment insurance coverage.

Travel Accident Insurance When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage.

Universal Life Insurance — With universal life insurance coverage, policyholders can, within certain guidelines, choose how much of their premium goes towards the policy's death benefit, go to the cash value.