Sentences with phrase «with a good credit history»

A person with a good credit history for the last few years will be much more attractive to credit card companies than a person that has many missed payments on their credit report.
Borrowers with a good credit history who can also come up with the 10 to 20 % down payment can find better rates with conventional loans.
Companies generally extend their best offers to people with a decent score, and they're looking for applicants with a good credit history.
For someone with a good credit history the insurance rates would be much lower than for those with fair or poor credit rating.
Responsible consumers with good credit histories stand a better chance of receiving a lower interest rate when they contact the credit card company.
He / she can be a family member, a relative or a friend with a good credit history.
Also, most private loan lenders look for a cosigner with good credit history.
Both of these companies are targeting borrowers who are graduates with good credit history and income who are eligible for student loan refinancing.
Drivers with a good credit history are more likely to receive a lower premium rate.
Even folks with good credit histories keep their fingers crossed when applying for various types of home loans because of the tight qualifications.
A credit card with good credit history and low utilization is very good for your credit portfolio.
Individuals with a good credit history can avail an unsecured personal loan for their medical expenses without having to offer any assets as collateral.
In fact, what is true is that lenders will check out the background of applicants, with a good credit history helping to seal the loan approval.
Parents and graduate students with good credit histories may borrow up to the cost of education, not covered by financial aid.
Each driver had not more than one driver violation with good credit history.
For people with good credit histories and a strong overall credit profile, the rates can be very competitive, fees are relatively low, and the process can be simple and efficient.
While borrowers with a good credit history have access to a wider variety of loans, there are still poor credit business loans available that may suit you.
Just make sure to pick someone with a good credit history and be aware of how their credit can be impacted if you miss a payment.
The same applies for any cosigner with better credit history and higher annual income than yours.
Having credit cards and installment loans with a good credit history will raise your FICO Scores.
There's also the negative effect a default can have on a person's credit score: Huynh says a person with a good credit history who stops paying their student loans could see their credit score drop by as much as 100 points.
There is also a good option to find somebody with a good credit history who would be ready to be a co-signer in your loan agreement.
Our sample home insurance buyer was a single, non-smoker with a good credit history.
Best candidates: Entrepreneurs with a good credit history who have been rejected for funding from traditional sources.
AT&T is charging $ 28 per month for 24 months with zero down for qualified customers with good credit history or $ 349.99 with a two - year contract.
In most cases, we recommend applicants with good credit history check their rate at both Upgrade and Citizens Bank.
Also you may ask your close relative or friend who is a U.S. citizen with a good credit history to support your credit card application.
This helps stretch cardholders» funds some more while getting back on track with a good credit history.
The article goes on to quote Bernank as saying, «Even households with good credit histories are now facing difficulties obtaining mortgage loans or home equity lines of credit.»
Earnest looks for financially responsible borrowers with good credit history, so we do not recommend it as an option for significant debt consolidation.
In this case, you may need to find a co-signer with good credit history and solid income to sign the loan documents with you.
You will likely get a credit limit in the $ 2,000 range because that is usually where they start for people with a good credit history.
«Having credit cards and installment loans with a good credit history will help your FICO scores.»
Someone with good credit history can add you as a co-signer or authorized user to immediately give you credit history on your credit report.
Since January 2011, creditors have been required to send consumers such notices when credit scores have resulted in the higher interest fees or other less favorable terms have been approved for the consumer when compared to other consumers with better credit histories.
Engage Co-signer: If it seems that all your efforts to get a personal loan is not yielding positive results, you might approach somebody with a good credit history and credit score to co-sign the loan for you.
Commonly known as «piggybacking,» adding an authorized user to an established account with good credit history is a way to «cheat» the credit score.
Our sample home insurance buyer was a single, non-smoker with a good credit history.
Without a relative or friend with a good credit history, Ezz had only one alternative — to work for a longer than several weeks period and try to get an unsecured credit card.
Generally, applicants with a better credit history will receive a lower interest rate on private student loans.
Invoices generally must be with businesses (B2B) or government (B2G) customers (as opposed to consumers) with good credit history.
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