Sentences with phrase «with a high credit»

Increasingly, those leasing cars and SUVs for two to four years are those with higher credit scores.

Bonds of companies with high credit scores haven't suffered much yet, but those companies typically borrow from the bond market.

He estimates that approximately 25 % of all loans issued in Canada are to people with low credit scores, and while he believes people with higher credit scores will make up a growing proportion of Canada Drives» customer base going forward, he has built a business (and brand) around an ability to get that 25 % into cars.

Business cards come with high credit limits — usually of $ 50,000 or higher — which makes them ideal for making large purchases.

Business cards frequently come with higher credit limits, and some cards — such as the American Express Plum card — may offer flexible payment terms to help businesses maintain cash flow.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

Personal loans: These loans are available for consumers across the credit spectrum, but the best interest rates go to those with higher credit scores.

The researchers calculate that the rational response to a reduction of a percentage point in the rate at which banks themselves can raise funds is to boost the credit limits of the 37 % of cards issued to those with the highest credit ratings by $ 2,203 each.

The rates are typically much more favorable with these options compared with credit cards, with the best rates going to consumers with higher credit scores.

Borrowers with higher credit scores should avoid iLoan's steep interest rates and go elsewhere for better APRs and terms.

We do not recommend iLoan for borrowers with higher credit scores or for customers hoping to take out larger loans.

We specifically recommend Wells Fargo for existing customers of the bank with high credit scores.

In this scenario, the borrower with the higher credit score saves more than $ 3,800 over the course of a four - year loan.

Therefore, the lowest rates available will be granted only to those applicants with the highest credit scores, with all other cardholders receiving higher rates.

FICO says that consumers with the highest credit scores opened their first account, on average, 25 years ago, and the average age of all their accounts is eleven years.

I find that a lower interest rate personal loan is generally the better route to take for those with higher credit card debts.

The higher APRs go to applicants with poor credit while the low APRs go to applicants with high credit scores.

BHP Billiton, on the other hand, has a much stronger balance sheet, with the highest credit rating in the mining sector thanks to an A credit rating.

You get the best interest rates with a high credit score.

With a higher credit score and established income, your chances of getting a low interest rate should improve.

«Government support also provides insured depository institutions with higher credit ratings that can encourage institutions to shift activities into these subsidiaries.

Business owners who have a personal credit rating below 500 will have difficulty being approved for a payroll loan unless they can produce a cosigner with a higher credit score.

That's why the lowest mortgage rates go to those with high credit scores.

That bit about employers choosing «the person with the highest credit score» is nothing but conjecture.

While those with higher credit scores can also apply, we don't recommend LendingPoint for these individuals because of the lender's high starting annual percentage rates (APRs).

borrowers with higher credit scores generally qualify for lower rates and borrowers with lower credit scores get higher rates.

Payoff might be a better choice for people with higher credit scores and that can qualify on the site since rates might be lower.

Look to American Express, which appears to be doubling down on rewards — a favorite among affluent transactors with high credit scores, historically the issuer's core customer base.

For private loans, borrowers with higher credit scores generally qualify for lower rates and borrowers with lower credit scores get higher rates.

The firm has a preference for prefers borrowers with high credit ratings, which it considers have the ability and desire, to refinance again.

This can truly benefit many people who struggle with high credit card balances.

Best Egg is a good choice for borrowers with high credit scores and personal incomes.

If you cancel your old card after transferring your balance, you could end up with a higher credit utilization, which is a negative in the credit scoring algorithm.

Having a long history of repaying debts on time with a high credit score — good credit or higher.

Two people apply for credit, they default to the lower person's credit, not the person with the higher credit.»

Research from 2015 by the Federal Reserve Board suggested people with the highest credit scores were most likely to form long - lasting committed relationships, and the bigger the discrepancy between a couple's credit scores, the more likely the relationship will end within the first five years.

Almost anyone gets a car loan approval with a high credit card balance.

If you decide to obtain a car loan with high credit card balances, the next question becomes which you pay off first.

The biggest reason merchants have for adding credit card surcharges is to deal with high credit card processing costs.

Only 29 percent knew that on a $ 20,000, 5 - year car loan, a borrower with a low credit score could play at least $ 5,000 more than the borrower with a high credit score.

Banks make these loans, but their best rates are for customers with high credit scores who want secured loans.

Getting on multiple accounts with the highest credit limits will help improve your credit score the most, but even just one account can help by increasing your total credit available and lowering your credit utilization.

The prime rate is the interest rate which banks use when handing out loans to consumers with the highest credit rating.

As lenders use statistical equations and probability theory when underwriting loans, most commonly people with higher credit scores may qualify for lowest possible interest rates, longest durations, and highest loan amounts, while people with past credit problems may only get a chance to borrow modest amounts for a short period.

Traditional loans are best for second homes, those with high credit scores, or high equity for home purchasing.

People with high credit rating are more likely to get better «deals» when settling into an agreement with the creditor.

Business owners who have a personal credit rating below 500 will have difficulty being approved for a payroll loan unless they can produce a cosigner with a higher credit score.

Consumers with high credit scores, 760 or above, are considered to be prime loan applicants and can be approved for interest rates as low as 2 or 3 %, while those with lower scores are riskier investments for lenders and generally pay higher interest rates.

In general, higher degrees do equate with higher credit scores and bigger home and auto loans.

However, low interest rate loans are typically only available to consumers with high credit scores.