Sentences with phrase «with a life insurance cover of»

At the time of writing this article, a healthy, non-smoking Indian male of age 35 years can get a regular premium online term insurance plan with life insurance cover of Rs. 1 crore for a 20 - year period, for as low as Rs. 30,000 per year!

Adequate Protection: Safeguard your family, in the event of your unfortunate death, throughout the policy term with a life insurance cover of at least ten times the annualised premium.

Mahesh, aged 30 years, opts for Reliance Nippon Life Smart Savings Insurance Plan with annual premium of Rs. 1,00,000 under regular pay option with a policy term of 30 years along with a life insurance cover of Rs 15,00,000 (For entry age less than 45 years, calculated as higher of (i) 10 times of annualised premium or (ii)(Policy term divided by 2) times the annualised premium.

Not exact matches

Fortunately, with PokitDok's real - time health insurance eligibility verification solution, you can plug into a single source to access over 93 % of U.S. covered lives.

This means that if you die due to an accident while covered under a life insurance policy with an AD&D rider, your beneficiaries could receive up to twice your face amount — one payout equal to your face amount from the life insurance half of the policy, and another payout from the AD&D rider.

In general, term life insurance is primarily used to replace your income and cover financial obligations that have a fixed length of time associated with them, such as a mortgage, student loans, or replacing your income while you're earning money.

Settlements, as they occur, are covered in complete detail with pertinent information on wage adjustments, paid holidays, vacations with pay, shift premiums, medical benefits, dental plans, weekly indemnity, life insurance, pension plans, cost - of - living allowances and rates of pay.

Having the added benefit of life insurance, long and short term disability, certainly helps with day - to - day costs such as utilities and taxes, but employer disability plans usually only cover a percentage of your income.

In setting your initial withdrawal rate, you'll also want to consider how much of your expenses you can cover from Social Security and any pensions, what other resources you have to draw on (home equity, income from an annuity, cash value life insurance, income from a part - time job) and how much of your retirement spending goes to essential expenses that you would have a hard time trimming vs. discretionary items that leave you with a lot more leeway cutting back should you need to in the future.

With the universal life policy you have a minimum premium, which covers your insurance costs and administration costs of the policy, and anything you put above that minimum premium goes into a tax sheltered savings account.

For example, if a homeowner with mortgage life insurance dies after 10 years of payments on a $ 250,000 mortgage, the lender would pay approximately $ 185,000 to cover the remaining mortgage debt.

Funeral Advantage is essentially a whole life insurance policy designed to cover a limited set of costs associated with your passing, and is also referred to as final expense insurance.

This is because term insurance, being pure risk protection, provides life cover based on the level of risk of mortality associated with the policyholder and doesn't provide money back or returns.

Garland, TX renters insurance has a coverage called «loss of use» which will do just that, along with covering other additional living expenses resulting from that covered loss.

In general, term life insurance is primarily used to replace your income and cover financial obligations that have a fixed length of time associated with them, such as a mortgage, student loans, or replacing your income while you're earning money.

With an Indexed Universal Life policy you have the ability to pay more or less each month (there is a minimum to cover fees, and a maximum based on the MEC limit) but the policy has much more premium flexibility than the other types of life insurance policies in the marLife policy you have the ability to pay more or less each month (there is a minimum to cover fees, and a maximum based on the MEC limit) but the policy has much more premium flexibility than the other types of life insurance policies in the marlife insurance policies in the market.

If there is ever an accident while on board a plane, train, or ship, the cardholder is covered with travel accident insurance in case of loss of limb or life.

TD Balance Protection Plus and TD Balance Protection Insurance are optional products designed to help you deal with your TD Credit Card (s) payment obligations in the event of a covered Involuntary Unemployment, Loss of Self - Employment Income, Total Disability, Loss of Life, Dismemberment or Critical Illness.

Pet Life Cover Pet Insurance is committed to charging the right price for the right risk — so you would not be subsidising the premiums of owners with higher risk pets in more expensive areas.

What may be sufficient to cover the tax liability today may not be enough down the road, which is why a specific type of permanent life insurance with an increasing death benefit is necessary.

This means that if you die due to an accident while covered under a life insurance policy with an AD&D rider, your beneficiaries could receive up to twice your face amount — one payout equal to your face amount from the life insurance half of the policy, and another payout from the AD&D rider.

Knowing whether your insurance covers your family and all of the people living with you that you consider to be your family tells you whether you might need an additional endorsement for someone or if there are limitations on the coverage.

For more on the different living benefit options available, please visit our article covering long - term care riders vs chronic illness riders, where we go more in depth of the pros and cons of life insurance with living benefits.

Just like it sounds, a term insurance policy covers a defined period of time while a permanent life insurance policy is with you until death, as long as you pay the premiums.

This can also be the perfect kind of temporary life insurance to cover a loan with a duration of five years or less, including and especially business loans.

If a policy with no cash surrender value is sold (for example a term life insurance contract), the policy premiums would have largely covered just the cost of insurance, so that the proceeds received from the sale of the policy would all be capital gains.

ILIT for estate tax planning with an ILIT, the life insurance policy can grow within the trust and outside of our trustmaker's estate, thereby limiting federal estate tax exposure AND a portion of the life insurance policy death benefit can be used to cover estate taxes.

Depending upon the type of card you are holding, the card holders are provided with assurance of certain amount against the various life insurance cover.

Final expense insurance: These policies are for seniors with health issues who can't qualify for traditional term life insurance, but need a policy to help cover end - of - life costs and outstanding debts, Premiums are generally high and coverage amounts are limited.

You'll want to check with your agent to make sure, but the National Association of Insurance Commissioners (NAIC) says that students who are younger than 26 and living on campus may be covered through their parents» policy.

Greater range of features and benefits — you can also link term life with other types of life insurance to cover temporary and permanent disability.

Homeowners that live in hurricane - prone regions, such as parts of Florida, Louisiana and Texas, may also have to supplement their coverage with windstorm insurance to cover all hurricane damages.

Group II — insurance coverage, i.e., medical, auto, life, renter's insurance (not payroll deducted); payment to child care providers — made to a business providing such services; school tuition; retail stores — department, furniture, appliance stores, specialty stores; rent to own — i.e., furniture, appliances; payment of that part of medical bills not covered by insurance; Internet / cell phone services; a documented 12 month history of saving by regular deposits (at least quarterly / non-payroll deducted / no NSF checks reflected), resulting in an increasing balance to the account; automobile leases, or a personal loan from an individual with repayment terms in writing and supported by cancelled checks to document the payments.

Finally, even if you decide that this approach of combining an annuity with conventional investments makes sense, you would still want to consider such prudent steps as shopping around to make sure you're getting a competitive payment, annuitizing gradually rather than all at once, diversifying your annuity money among a few highly rated insurers and limiting the amount you invest with any single insurer to the maximum amount covered by your state's life and health insurance guaranty association.

A savings oriented unit linked insurance plan that offers you multiple fund options to suit your investment needs with a life insurance cover to protect your family in case of any unfortunate event.

If you'd rather speak with a real live person, just call one of our New York Renters Insurance experts to get covered quickly and have all your questions answered efficiently.

One thing you should be aware of, though, is making sure that everyone that lives with you is covered under your Chandler Renters Insurance.

With a life insurance policy you can protect your loved ones from the financial burden of an unexpected death, help pay off debts, help cover the loss of income, and can help them to lead a financially secure life.

Applying with no medical exam gives you peace of mind that no matter what, you're covering your loved one's with life insurance.

Since term life insurance is meant to cover your needs for a specific time period (typically 10 to 30 years), make sure the amount you are considering is consistent with the number of years your dependents would need it.

Life insurance covers a series of characteristics and each of them comes with its own benefits.

At the time of your death, preneed life insurance proceeds are often made payable immediately to an assignee (typically the funeral home) to cover costs with little (if any) delay.

Term life insurance is primarily used to replace your income and cover financial obligations that have a fixed length of time associated with them, such as a mortgage, student loans, or replacing your income while you're earning money.

You can vary the amount of your premium with universal life insurance policies by using part of your accumulated earnings to cover part of the premium cost.

There are two types of accelerated benefit riders that can be added to permanent life insurance and used to help cover the costs associated with long term care: long term care rider and chronic illness rider.

Just because a life insurance carrier covers a type of visa doesn't mean that they can cover every applicant with that visa.

First, work with a broker or agent to make sure you exhaust the list of life insurance companies that would potentially cover you.

Paula decides she needs some additional life insurance cover, so she compares the cover and cost of increasing her insurance through super with getting a separate policy outside super.

With term life insurance, you're covered for a set period of time, often 10 or 20 years.

Sure, the surgical costs are high, but with pet insurance, you will be covered when the vet asks you to fork out a ton of money to give your dog a higher quality of life in the long run.