Sentences with phrase «with a mortality table»

In practice, it is useful to have an ultimate age associated with a mortality table.

Not exact matches

A white, screened - in tent next to the building is set up for necropsies, but recently the area just outside the tent is often adorned with spillover marine life mortalities, waiting for their turn on the table.

A comprehensive overview of genes associated with T2DM or involved in metabolic function, relating to complications or mortality featuring sex dimorphism in T2DM so far, are shown in Table 2.

When the adiposity categories were adjusted for the same set of covariates (Table 6), individuals with abdominal obesity had a higher mortality risk (HR, 1.25; 95 % CI, 1.00 - 1.56; P =.05), although this relationship did not persist after further adjustment for fitness (HR, 0.99; 95 % CI, 0.79 - 1.25; P =.95).

Assuming that the findings of the review reflected a causal relation between smoking cessation and risk of all cause mortality, we further investigated the data by constructing life tables for a hypothetical group of 100 patients aged 65 years with early stage lung cancer to estimate how many deaths would be prevented by smoking cessation within the non-small cell lung cancer and small cell lung cancer populations during five years.

A higher dietary GI at baseline was associated with greater 13 - y inflammatory disease — related mortality in women (Table 4).

CVD mortality was not associated with dietary GI or fiber intakes (Table 5) in women; in men, higher intakes of fruit fiber tended to be protective against CVD mortality.

A change in saturated fat of 5 % of energy is associated with a 4.7 % change in age - adjusted all - cause mortality rate (Table 3).»

When comparing the highest with the lowest quintile of white meat intake, there was an inverse association for total mortality and cancer mortality, as well as all other deaths for both men (Table 2) and women (Table 3).

The 1077 mortality surveys used to estimate mortality associated with the thermal stress event (Table S1, Figure 3b) were conducted during 25 - Jul - 2005 to 20 - Jan - 2007.

A better table would be one with mortality rates for people who are still working at their ages, but I don't have that.

By eliminating costs for multiple policies and with the new mortality tables, you may see an increase in your death benefit with no additional premiums.

In fact, with new life expectancy and mortality tables, rates have never been lower.

Again, the insurance companies would look at large segments of the population to analyze the health and mortality data to come up with accurate mortality tables and actuarial tables.

With the requirement for all new policies to use the latest mortality table (CSO 2001) beginning January 1, 2004, many GUL policies have been repriced, and the general trend is toward slight premium increases compared to the policies from 2008.

Put simply, people are more likely to die as they get older and the mortality tables enable the insurance companies to calculate the risk and increase premiums with age accordingly.

With the use of these mortality tables, the insurance company can also determine, on the average, the life expectancy of the whole group.

With today's mortality table, those clients of good health might tend to exchange their policy to a new one in a practical way of buying a lower premium rate while having more benefits on death even if the policyholder is older compared to the previous policy being issued.

Suppose the insureds are the equivalent of one table rating healthier than expected (about a 25 % lower multiplier applied to standard mortality rates), and suppose the annual rate of mortality improvement is much higher than expected, leading to a life expectancy of 92 months rather than 80 months and a mortality curve with a different shape.

The size of a CRVM reserve, as with most life reserves, is affected by the age and sex of the insured person, how long the policy for which it is computed has been in force, the plan of insurance offered by the policy, the rate of interest used in the calculation, and the mortality table with which the actuarial present values are computed.

Term Life Insurance with Accelerated Living Benefits Over the past twenty years term life insurance rates have drastically gone down in price because of new mortality and morbidity tables, causing insurance carriers to redesign products in order to stay competitive.

However, most existing permanent life insurance was issued under «old» mortality tables with a maximum age of 100 (or even age 96), which means most permanent life insurance owners still have to contend with the possibility that they can actually outlive their life insurance... and face the tax consequences that come with it!

And with older life insurance policies (issued before the 1941 CSO table), the situation was / is even worse; those policies rely on the original mortality tables first widely adopted by U.S. life insurance companies in the 1860s — the American Experience mortality table — which had a maximum age of 96 (which means those policies will mature at age 96).

Life insurance must be acquired at age 85 or younger....80 with many companies... before the average age of death on mortality tables for our gender.

Posted in insurance, life insurance, universal life, whole life Tagged cash value, earnings decline, full disclosure, Guy Baker, insurance, insurancenewsnet magazine, life insurance, MDRT, Million Dollar Round Table, mortality cost, poor performance, term insurance, The Money Box, universal life with a no lapse guarantee, whole life insurance 2 Responses

All life insurance rates are based on mortality tables that theoretically weigh the mortality risk to a company of insuring someone with just about any given health condition

The mortality charge (for a month) is picked up from the mortality charge table and multiplied with the net amount of risk under the policy, which is deducted from the policy account.