Sentences with phrase «with access to cash value»

Not exact matches

Merchant cash advance loans can also be of value in these types of cases, giving you access to flexible funding with payback options based on your future credit sales.

In this specific case it happens to be increased concerns with privacy and security After recognizing this an opportunity presented itself to create a stored value transaction system that would allow anyone with Internet access — even those without credit cards — to buy anonymously and safely online just as they would at a traditional retailer today with cash.

Certain types of life insurance policies, including variable life, cash value life insurance and whole life insurance, combine life insurance with a tax - deferred investment account, and provide tax - free access to the cash value of the policy.

Guaranteed access to your money means that you have a contract with the insurance carrier and the cash value is yours to withdraw or borrow whenever you need it for whatever you need it for.

Of course, this simplified view ignores the utility and value that Korean Air passengers may place on the VIP lounge access, but consumers should also consider the value of other non-Korean Air spending that they're missing out on that they would have otherwise been able to earn with theCiti ® Double Cash Credit Card.

With a new term policy, you won't have access to accumulating cash values like permanent policies offer, but you can be insured for another term at a significantly lower cost compared to permanent insurance.

Since most going concerns consume cash, their earnings streams may be of limited value unless such flows are also combined with access to capital markets, either credit markets or equity markets or both.

Life insurance provides the benefit of easy access to your policy's cash value, providing you with maximum control.

For most businesses, earnings can not have a positive value unless also combined with access to capital markets to fund cash shortfalls.

Over time, the cash value can grow and she could access it, in the form of a loan, to help with a major purchase such as a home or a car, or to meet any financial need that might arise.3

With permanent life insurance, you can access accumulated cash value to cover retirement expenses without generally having to pay any tax on the distribution, although it does reduce the cash value and death benefit amounts.

In addition to providing a guaranteed death benefit for life, typically with guaranteed level premiums for life, whole life policies develop significant guaranteed cash values over time which the policyholder can access.

Bill worked with his Agent to manage accessing the cash value carefully, because accessing the cash value carries a risk of contributing to the lapse of the policy.

The surrender value of the policy changes with time, which is something to pay attention to when accessing the cash value.

And in the meantime we have significant opportunity to bring in additional cash that exceed our expenses, both through the transaction related to AV411, both through keeping up with potential Genzyme milestone payments, and then basically giving us a free look at these M&A opportunities that could create significant value for the shareholder base and give them a chance to choose something that they might not otherwise have access to.

Customers with a Signature Rewards Plus product pay a higher annual fee than Platinum Rewards Plus customers and as a result have access to more robust and valuable redemptions options; including Cash - back at a value of 1.25 %.

All guests making reservations with Five Star Alliance will receive complimentary unlimited entrance to the hot springs resort, Costa Rican breakfast for 2 daily at Los Tucanes Restaurant, 2 cocktails of the day at the Arenal Pool Bar, exclusive access to Shangri - La Gardens adult's only hideaway, and a $ 75 spa coupon per room (not combinable, no cash value if not redeemed in full, some restrictions apply).

But throwing this emphasis on paying the subscription on top of charging a box price for a game whose cash shop is increasingly filled with some of the worst the market has to offer (though it mercifully falls short of full - on P2W) strikes me as wrong — and also completely unnecessary, considering The Elder Scrolls Online «s subscription already boasts some of the best value of any out there (including access to all DLC in addition to a cash shop stipend equivalent to the cost of the subscription itself).

For those with children, any available cash value that a life insurance policy may have accumulated can be accessed through policy loans and withdrawals to help fund a variety of expenses ranging from day care to supplementing college funding.

A permanent life insurance policy with a cash value allows the lender access to the cash value to use as loan payment if the borrower were to default.

A permanent life insurance policy with a specific cash value allows the lender access to that amount as repayment of the loan if the borrower were to default.

In addition to providing a guaranteed death benefit for life, typically with guaranteed level premiums for life, whole life policies develop significant guaranteed cash values over time which the policyholder can access.

The surrender value of the policy changes with time, which is something to pay attention to when accessing the cash value.

Access to cash value — The cash value can be accessed to help with education expenses, provide a retirement supplement, or other personal objectives.

Bill worked with his Agent to manage accessing the cash value carefully, because accessing the cash value carries a risk of contributing to the lapse of the policy.

This policy is issued to those aged 40 — 85, providing death benefits (from $ 2,500 to $ 50,000 depending on underwriting status), immediate full death benefit and level premiums, with accumulating cash value that can be accessed through policy loan or cash surrender.

Unlike permanent life insurance policies, the option to access the cash value of a policy does not exist with term life insurance coverage.

Accessibility comes with this policy which can offer several ways to access the potential cash value within your policy.

This allows many self - banking policies cash value to be accessed in just a short period of time, compared with many years on a typical whole life policy where the main perk is the death benefit.

If your budget will permit, a cash value life insurance policy can not only protect your family in the event of your death but also provide you with additional policy benefits, such as access to cash values for an emergency.

There are more choices within the whole life umbrella with some offering a faster rate of growth for maximum cash value growth and others providing access to living benefits as well as the death benefit.

With a surrender, you can gain access to the cash value by terminating the policy altogether, but you incur the taxes due on the gains within the policy.

With a new term policy, you won't have access to accumulating cash values like permanent policies offer, but you can be insured for another term at a significantly lower cost compared to permanent insurance.

This value can help you with your family's financial needs, and you may even access the cash value while the policy is in force2 to help with expenses now.

With its permanent policies, New York Life offers access to cash value via loans and / or withdrawals, as well as many plans that have guaranteed interest rates, and periodic dividends with paid up addition optiWith its permanent policies, New York Life offers access to cash value via loans and / or withdrawals, as well as many plans that have guaranteed interest rates, and periodic dividends with paid up addition optiwith paid up addition options.

Because of the attractive tax features of a life insurance contract discussed above, prior to 1988 a small life insurance contract could be funded with a huge sum of money, grow tax deferred, a large portion of the cash could be accessed tax free for withdrawals, and the value passed on to the next generation free of taxes.

As discussed above, whole life insurance, as well as other types of permanent life insurance with cash value, allows access to the cash value in your policy through policy loans.

With Guaranteed Universal Life, you are able have access to cash value in your coverage account should you need it (though this should not be your retirement savings plan).

Even with life insurance policies that offer a cash value option, you are only able to access a portion of the premiums that you pay.

Choosing an insurance plan with a cash value attached to it is a way to get the benefits of having life insurance and a pool of money that can be accessed in an emergency or for other purposes.

Guaranteed access to your money means that you have a contract with the insurance carrier and the cash value is yours to withdraw or borrow whenever you need it for whatever you need it for.

With the Explorer Plus Universal Life policy, you have access to cash value that will grow free from tax and you can borrow cash value from the policy after just one year.

Several policy riders are available: The Enrichment Rider (option to add more coverage and cash value over time as you need it); Accident Death Benefit (additional payment for a death as the result of an accident); Child Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent of the policy value); Flex Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or more).

It's designed to help you protect your family with insurance and customizable death benefit guarantees (usually for an additional charge), plus give you access to professionally managed investment options to help you grow your policy's cash value at the same time, subject to market risk.

It is similar to whole life insurance because it stays with you for your entire life and because it carries a cash value that you can access as a financial vehicle.

One additional method to access cash values without giving up coverage entirely may be to exchange a policy for another policy with a lower cash value under the exchange rules of IRC Section 1035.