Sentences with phrase «with bodily injury liability»

General liability coverage is usually what most states expect, with bodily injury liability and property damage liability being the top two.

It's often paired with bodily injury liability insurance, which covers medical expenses caused to others in an accident.

On the other hand, if you have an auto policy with bodily injury liability of $ 100,000 per person, $ 300,000 per accident, and $ 100,000 of property damage along with full coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,000.

Medical payments coverage is not to be confused with bodily injury liability coverage.

Property damage liability isn't really sold on its own; it comes as a package with bodily injury liability (the part of your auto insurance that pays for other people's medical bills).

With bodily injury liability, any medical, funeral, or rehabilitation costs resulting from a wreck you caused that injured another party will be covered up to a certain extent depending on the amount of coverage you've chosen.

On the other hand, if you have an auto policy with bodily injury liability of $ 100,000 per person, $ 300,000 per accident, and $ 100,000 of property damage along with full coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,000.

Not exact matches

HLDI found that when those models were equipped with the feature, property damage liability claim frequency was 15 percent lower and bodily injury liability frequency was 35 percent lower.

The frequency of claims under bodily injury liability insurance, which covers injuries to occupants of other vehicles or to other road users, is 24 percent lower with the feature.

Auto insurance liability covers you if you cause bodily injury or property damage to someone else with your vehicle.

Your liability insurance will help you cover the costs associated with bodily injury claims on your property.

With any lower liability limit than that, you might as well not even have the policy if there's a bodily injury loss, for example.

With personal property coverage on a replacement cost basis, loss of use insurance to pay for your hotel, and liability coverage should you cause another person bodily injury or property damage, Effective Coverage has got you covered.

If you physically harm another person with your vehicle, it would fall under your auto insurance policy's bodily injury liability coverage.

Liability protection from covered claims made against you or a family member who resides with you for bodily injury or property damage

For instance, if you went with the minimum liability requirements for Tennessee drivers — which, as of 2010, were $ 25,000 bodily injury per person, $ 50,000 bodily injury per accident, and $ 15,000 property damage — you would probably be underinsured, according to most experts.

Renters insurance liability coverage provides you with protection in case you negligently cause property damage or bodily injury to some other individual.

The IRC study did not have detailed information on underinsured drivers, but, suffice it to say, roads like the I - 35, I - 37, and the Benson Highway likely teem with drivers who don't have enough coverage to pay out liability and bodily injury claims.

To get a renters insurance quote, a potential policyholder will need to choose a claim limit for personal liability protection, which covers damages and fees associated with bodily injury and property damage lawsuits.

Renters also need to protect their assets with liability coverage should they cause bodily injury or property damage to others.

Bodily injury liability is written with two limits.

Boat liability coverage, to help with the cost of bodily injury and property damage claims, if you cause an accident on the water

Chris has more than 20 years» experience dealing with serious personal injury cases, including motor vehicle accidents (both bodily injury and accident benefits claims), disability benefits claims, slips and falls, Occupiers» Liability claims, WSIB and Canada Pension Plan disability claims.

Professional Liability Insurance covers bodily injury, property damage, or economic damages; covers damages resulting from the company's professional service; with liability limit that covers defense and indemnity payments; typically on a «claims - made» basis; doesn't allow Additional Insureds; and can't be scheduled under an Umbrella LiabilitLiability Insurance covers bodily injury, property damage, or economic damages; covers damages resulting from the company's professional service; with liability limit that covers defense and indemnity payments; typically on a «claims - made» basis; doesn't allow Additional Insureds; and can't be scheduled under an Umbrella Liabilitliability limit that covers defense and indemnity payments; typically on a «claims - made» basis; doesn't allow Additional Insureds; and can't be scheduled under an Umbrella LiabilityLiability Policy.

General Liability Insurance covers bodily injury or property damage; covers damages resulting from the day - to - day operations of the business; with defense costs outside the liability limits; typically on an occurrence basis; allows Additional Insureds; and may be scheduled under an Umbrella LiabilitLiability Insurance covers bodily injury or property damage; covers damages resulting from the day - to - day operations of the business; with defense costs outside the liability limits; typically on an occurrence basis; allows Additional Insureds; and may be scheduled under an Umbrella Liabilitliability limits; typically on an occurrence basis; allows Additional Insureds; and may be scheduled under an Umbrella LiabilityLiability Policy.

Our civil litigators deal with complex issues in areas such as civil liability (product liability, bodily and psychological injuries, material damages and economic loss), business contracts, professional regulation and liability, defamation, commercial litigation and extraordinary remedies, disputes relating to successions, wrongful dismissal actions, and claims of discrimination, sexual harassment and breach of fiduciary duties.

For example, if you bought a policy with $ 50,000 per person bodily injury liability coverage, up to $ 100,000 per accident, then you would buy UM coverage in the same amounts.

Analysis used a consistent base profile for the insured driver: a 30 - year - old single male driving a 2013 Honda Accord EX with a good driving history and coverage limits of $ 50,000 bodily injury liability per person / $ 100,000 bodily injury liability per accident / $ 50,000 property damage liability per accident with a $ 500 deductible for comprehensive and collision.

If SUM coverage has been purchased and you have an accident with another vehicle that is insured but has bodily injury liability limits lower than yours, or if such vehicle has no insurance at all, SUM coverage will be activated.

With any lower liability limit than that, you might as well not even have the policy if there's a bodily injury loss, for example.

For most categories, NerdWallet averaged rates from the largest insurers for 30 - year - old men and women in 10 ZIP codes and with 100 / 300/50 liability insurance limits, 100/300 uninsured motorist bodily injury coverage limits, and collision and comprehensive coverages each with a $ 1,000 deductible.

FAJUA offers medical expense coverage for drivers with personal injury protection, bodily injury liability coverage, and property damage liability or personal injury protection and combined single limits of liability.

Alabama is one of 30 states with 25/50 bodily injury liability requirements, so requirements fall right within the national average.

Maryland's minimum liability limits for bodily injury compare well with other states», but anyone with a house or savings should consider increasing their liability insurance coverage across the board.

The driver who was found at fault has bodily injury liability coverage with a limit of $ 100,000, so you get a check from that driver's insurer for $ 100,000.

Common Exclusions: No coverage for (1) bodily injury / death when you are using your vehicle to carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2) liability assumed under a contract; (3) bodily injury / death to an employee; (4) bodily injury / death caused by an intentional act; (5) property owned by, rented to, or in the charge of an insured person; (6) bodily injury / death to you or relative; (7) bodily injury / death or property damage resulting from a relative's use of a vehicle, other than a covered vehicle, owned by a person who resides with you; or (8) bodily injury or property damage resulting from your operation or use of a vehicle owned by you, other than a covered vehicle.

Car insurance companies provide bodily injury liability car insurance in order to provide drivers with compensation for injuries they sustain in an accident.

For example, if you have uninsured / underinsured coverage of $ 300,000 and you sustain $ 400,000 in personal injuries caused by an at - fault driver with $ 200,000 in bodily injury liability, without underinsured conversion coverage you would normally only be able to collect the $ 200,000 from the other driver's insurance plus $ 100,000 from your own underinsured coverage, which equals your $ 300,000 limit.

Liability coverages of bodily injury and property damage are discounted normally along with collision coverage.

Then, any person or organization with whom you have a written agreement to indemnify would be covered against liability claims for any bodily injury or property damage which may result from distributing or selling your products.

If you do carry bodily injury liability coverage, but with low limits, you still could be putting yourself at risk financially, since if you cause a serious accident where injury expenses exceed your limits you can be held responsible for the amount above your limits.

Generally $ 100,000 in bodily injury liability ($ 300,000 per accident) and $ 50,000 in property damage liability is considered an appropriate amount for drivers with a home, family and some assets to protect.

This is intended to cover insureds for bodily injury or property damage that they sustain if involved in an accident with a driver who does not carry a policy or whose liability limits are not sufficient enough to compensate for the losses caused.

You must have a liability policy with a minimum of $ 15,000 in bodily injury liability, a $ 30,000 minimum for multiple injured motorists, and a $ 5,000 minimum in property damage liability.

Motorists in Michigan are required to purchase no - fault auto insurance that includes personal injury protection (PIP), and property protection (PPI) with residual bodily injury and property damage liability (BI / PD).

With your auto policy, you can purchase collision, comprehensive, bodily injury liability, property damage liability, uninsured / underinsured motorist, medical expense insurance and personal injury protection.

In addition, you can purchase motorcycle coverage in 26 states with these options: bodily injury / property damage liability, comprehensive, collision, uninsured / underinsured motorist, personal injury protection, medical payments, roadside assistance, rental reimbursement, full glass coverage and loan / lease gap coverage.

With single - limit liability, there is one amount of insurance that covers property damage and personal bodily injury combined, as opposed to split - limit which divides it up into three numbers.

If you opt for bodily injury liability coverage with limits that are 50/100 or higher, then you can also get added personal injury protection.

The auto policy provides customers with protection including medical payments to cover medical bills, bodily injury liability coverage to cover medical bills for injuries resulting from a crash, and property damage liability coverage which covers the damage caused to cars resulting from a crash.