Not exact matches
Get
rewarded on business - specific purchases A business credit card can help you reap substantial
rewards on your business purchases,
with bonus categories targeted to common business purchases.
This is a very valuable card for businesses who like to choose their own
bonus categories and earn valuable Membership
Rewards points
with American Express.
Chase credit cards
with Ultimate
Rewards earn points quickly in
bonus categories, which can be seen in the table below.
The one caveat is that maximizing your
rewards rate
with the Chase Freedom ® requires you to stay on top of which
categories are currently eligible for the
bonus and using the card accordingly.
The Discover it ® - 18 Month Balance Transfer Offer combines a lengthy 0 % period on balance transfers
with 5 % cash - back
rewards on rotating
bonus categories (on up to $ 1,500 in spending per quarter) and 1 % back on all other spending.
Consider a card that matches the spending habits of your business
with bonus spending
categories on the credit card for maximum
rewards earning.
-- A one - time $ 100 cash
bonus after you spend $ 500 on purchases within the first 3 months — Earn unlimited 1.5 % cash back on every purchase, every day — Every 10th Uber ride is free up to $ 15 when you pay
with your Quicksilver ® card through March 31, 2017 — No rotating
categories or sign - ups needed to earn cash
rewards (plus, cash back doesn't expire and there's no limit to how much you can earn)-- Pay no annual fee or foreign transaction fees
Our favorite ways to earn Flying Blue miles are through credit cards that earn Ultimate
Rewards and Membership
Rewards, since both Chase and American Express provide cards
with great
bonus categories.
Since the Freedom Card employs a
bonus cash back program to
reward card members
with 5 % cash back when shopping in the
bonus cash back
categories, the potential of getting more rebates for the first three months is even greater.
The card nicely balances costs
with benefits, delivering a credit card that users may find worthy of a prime spot in their wallets, especially those who can maximize 5 %
bonus rewards categories without changing their spending habits.
As
with Chase,
bonus categories allow you to earn Membership
Rewards points much faster.
Instead of having a fixed set of
categories where you earn your maximum
rewards, like you do
with The Amex EveryDay ® Credit Card from American Express, every quarter of the year, the Chase Freedom ® shifts through different
bonus categories where you earn 5 % cash back, on up to $ 1,500 in combined spending each quarter.
One drawback of the Cash
Rewards card is the $ 2,500 quarterly limit on its
bonus categories, but there are no such limits
with the Fidelity Amex.
Consider other offers if you'd prefer a card
with a great welcome
bonus, or one that can be more
rewarding across a greater variety of
categories.
With the Chase Freedom ® card the 5 % rewards rate is limited up to $ 1,500 in combined purchases in bonus categories each quarter you activate with new 5 % categories each quar
With the Chase Freedom ® card the 5 %
rewards rate is limited up to $ 1,500 in combined purchases in
bonus categories each quarter you activate
with new 5 % categories each quar
with new 5 %
categories each quarter.
Keeping up
with changing
rewards bonus categories can also be a hassle and forgetting to opt - in can cost you the 5 % cash back
bonus.
The one caveat is that maximizing your
rewards rate
with the Chase Freedom ® requires you to stay on top of which
categories are currently eligible for the
bonus and using the card accordingly.
Criteria used:
Rewards rate, supplemental rewards categories, integration with loyalty programs, redemption options, redemption flexibility, sign - up bonus, other benefits, customer service, credit needed, rates and fees, ease of appl
Rewards rate, supplemental
rewards categories, integration with loyalty programs, redemption options, redemption flexibility, sign - up bonus, other benefits, customer service, credit needed, rates and fees, ease of appl
rewards categories, integration
with loyalty programs, redemption options, redemption flexibility, sign - up
bonus, other benefits, customer service, credit needed, rates and fees, ease of application
Meanwhile,
rewards enthusiasts who spend heavily in certain
categories may be better off
with a card that offers
bonus categories with the potential for increased earnings each quarter.
That's $ 600 in cash
rewards and 10 % cash back
with the match, assuming
bonus categories are maxed out each quarter.
The Premier
Rewards Gold card and Green cards, for instance, don't come
with a sign - up
bonus, and while both the personal and business versions of the Platinum cards have some nice perks, neither offers any
bonus earning
categories.
While the welcome
bonus offer is generous, you might not get as much bang for your buck from the flat
rewards structure on small purchases as you would
with a card
with multiple
reward categories.
As
with all tiered
rewards cards, it's important to see if the card's
bonus categories fit your spending patterns — you may find that a flat - rate card or a card that offers
bonuses in different spending
categories gives you a higher average rate of cash back.
Indeed, while not as sought - after an applicant as someone
with a well - established credit history, the
rewards options for students are still quite competitive,
with cards offering both unlimited flat - rate
rewards, as well as some options for
bonus category rewards, as well.
As
with cash back
rewards, most
rewards points credit cards will provide an unlimited flat rate on all purchases, typically 1X point per $ 1, as well as offering
bonus points on purchases made in specific
categories.
While the card's 1 % cash back awards on most spending is definitely less than you would earn
with flat rate cash back cards like the Capital One ® Quicksilver ® Cash
Rewards Credit Card or Fidelity Investment
Rewards, it really doesn't take much spending in the
bonus categories to come out ahead overall.
And there are lots of cards that earn American Express Membership
Rewards points, some
with category bonuses.
By combining
bonus categories with overall transaction
bonuses, you will be nearing a
reward in no time.
Since the Sapphire Preferred doesn't give you
bonus points in popular
categories like gas or groceries, consider maximizing your
rewards by supplementing it
with a Chase Freedom card.
To come out ahead
with the Chase Freedom, over 12.5 % of your spending needs to be in 5 %
bonus categories every quarter (whereas you get a consistent 1.5 %
rewards rate
with the Chase Freedom Unlimited).
We think the U.S. Bank Cash + ™ Visa Signature ® Card is worth a look for anyone who wants a little more flexibility in their
rewards and is okay
with remembering to activate their
bonus categories each quarter.
While there are other cards that feature a tiered
rewards structure
with rotating
bonus categories, they don't put you in the driver's seat when it comes to choosing what those
categories are.
If you'd rather book your flight directly, you can still earn
category bonuses with cards such as The Platinum Card ® from American Express and the Premier
Rewards Gold Card from American Express at 5X and 3X points per dollar, respectively.
Clearly, the best way to maximize your cash - back
rewards with this card is to meet the $ 1,500 spending limit in each of the quarterly
bonus categories.
The Discover it cash
rewards card is a good no - fee cash back card
with a generous 5 percent
bonus rate for quarterly rotating
categories — as long as you log in to your account to activate your
category each quarter, you can earn 5 percent cash back on up to $ 1,500 in purchases per quarter for the following
categories:
The card nicely balances costs
with benefits, delivering a credit card that users may find worthy of a prime spot in their wallets, especially those who can take advantage of the leading 0 % intro APR offer while maximizing 5 %
bonus rewards categories without changing their spending habits.
Remember that cards
with rotating
bonus rewards categories usually change each quarter.
You can get bigger
rewards when you spend on items in specific rotating
categories which yield a higher
bonus percentage rate but come
with a limit every quarter.
The Chase Freedom ®
rewards system is set up so every quarter your
bonuses and
reward categories change, bringing
with them new
categories to earn cash back — gas stations, grocery stores, restaurants, wholesale clubs, and holiday shopping are just a few.
On the plus side, those
rewards are somewhat competitive compared to other Visa card options,
with gas, dining, and travel
bonus categories on top of the Costco
bonus rewards.
There are no limits on cash back
bonuses and no need to deal
with rotating
categories or sign - ups to get your
rewards either.
The Chase Freedom
rewards structure is similar to that of the non-Chrome Discover It card: 1 % on all purchases
with 5 % on rotating
bonus spending
categories up to a quarterly maximum.
There are no complicated rotating «
bonus reward»
categories, no expiration dates on points earned, and no annual fee — purchases will earn you 1 point for each dollar you spend
with the exception of dining and entertainment purchases which earn double points.
With most
rewards programs, cardholders earn unlimited
rewards at a low flat rate, while some programs will also provide
bonus rewards for purchases made in specific
categories, like gas or office supplies.
Each of us has a credit card
with a good
rewards program (5 percent cash back in
bonus categories on up to the quarterly maximum in purchases every quarter we activate).
Use cards
with bonus categories that earn the most points for the purchases you make and then pool all of the points in your Chase Ultimate
Rewards account!
With Chase's new dashboard in Ultimate
Rewards, it's easy to check the
bonus category spend on Chase credit cards.
If you want to try and maximize your cash back, a card offering
bonus rewards categories can be quite lucrative when the
categories align
with your business's expenses.
The Business Advantage Cash
Rewards Mastercard ® comes with bonus cash back rewards in useful categories, no annual fee, and an intro - APR offer — the business - credit - card tr
Rewards Mastercard ® comes
with bonus cash back
rewards in useful categories, no annual fee, and an intro - APR offer — the business - credit - card tr
rewards in useful
categories, no annual fee, and an intro - APR offer — the business - credit - card trifecta.
Not only will you earn the 3X per $ 1
rewards for the
bonus category purchase, but the Ink Business Preferred ℠ comes
with cellphone protection that covers users (and employees listed on the monthly cell phone bill) in case of theft or damage.