Sentences with phrase «with cash value increases»

A policy can also have a rising death benefit, where the death benefit will rise dollar for dollar with cash value increases, or fall dollar for dollar with cash value decreases.

Not exact matches

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

In a note, analyst Michael Senno wrote that «as an owner of sports cable networks and teams, we believe that MSG is well positioned to capitalize on the increasing value of premium sports content, which should result in AOCF and free cash flow growth above its peers and, combined with incremental leverage, lead to solid shareholder returns.»

Subject to the provisions of our 2016 Plan, the administrator determines the other terms and conditions of stock appreciation rights, including when such rights become exercisable and whether to pay any increased appreciation in cash or with shares of our common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right will be no less than 100 % of the fair market value per share on the date of grant.

Subject to the provisions of our 2013 Plan, the administrator determines the other terms of stock appreciation rights, including when such rights become exercisable and whether to pay any increased appreciation in cash or with shares of our common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right will be no less than 100 % of the fair market value per share on the date of grant.

If signing MBappe shown Alexis we are serious and gets him to sign then that is added value for AFC and can kinda balance the cash spent with increase to assets at club...

In this specific case it happens to be increased concerns with privacy and security After recognizing this an opportunity presented itself to create a stored value transaction system that would allow anyone with Internet access — even those without credit cards — to buy anonymously and safely online just as they would at a traditional retailer today with cash.

Naturally, a policy buyer would prefer the insured to be elderly, in poor health, with a policy that has low cash value and a high death benefit, because all of these factors might increase the buyer's yield - to - maturity on the policy when you die.

Use of the accelerated death benefit with permanent policies may increase countable assets if the amount advanced exceeds the cash surrender value.

The total amount of cash value is credited with interest based on increases in an equity index (but it is not directly invested in the stock market).

The Cash + Credit Card comes with an introductory balance transfer APR flat rate of 0 %, but after twelve months, this rate increases to some value between 13.24 % and 23.24 %.

The report noted the total value of cash transactions worth more than $ 50 actually increased compared with 2009.

Regular cash infusions, along with reinvested earnings, are used to buy more shares, which have the potential to increase in value over time.

Term insurance is basic, generally inexpensive coverage with premiums that increase over time and no cash value component.

But if you pay the minimum, and the policy struggles because there are a few bad years in the beginning, you may find yourself down the road with too little cash value to compensate for the increasing cost of insurance associated with your age.

The cash value is credited with an interest rate of return based upon increases in an «equity index» but is NOT invested directly in the financial markets.

Interest Sensitive Whole LifeSM is a guaranteed fixed premium permanent life insurance policy with a Guaranteed Minimum Cash Value that increases each year and equals the Face Amount at age 100.

If the appraised value comes in lower than the contracted purchase price, the buyer will need to bring the difference to closing, which would increase the total cash - to - close and defeat the purpose of including a seller contribution to closing costs to begin with.

With this policy the value of your accumulated cash account and the death benefit may increase faster, but it carries more risk as well.

And with the ever increasing cash value growth comes an ever increasing death benefit.

The future's market price starts with the current index value, reduces it for the dividends you will not receive, and increases it for the bank interest you will earn by keeping your cash until the contract's end.

And with features such as paid - up additions, you can greatly enhance your cash value accumulation, which also increases your whole life insurance death benefit.

In addition, if cash value accumulation is a high priority for you, you can increase your regular premium payments or make additional unscheduled payments into your policy.5 Paying additional premiums provides you with the opportunity for greater cash value accumulation — which can then be used3 if needed in the future.

You can include a paid - up additions rider in your policy, which allows you to make purchases of paid - up additional insurance with no proof of insurability, increasing the cash value and death benefit proportionately.

Penn Mutual's participating whole life insurance policy provides all the guarantees of whole life, with an opportunity for increased cash value accumulation through annual dividends paid to policyholders.

Even with little to no future growth, these companies should continue to produce high levels of free cash flow over time which will allow them to increase share buybacks and / or dividends, thus compounding value for shareholders over time.

The impact of a $ 2M stock buyback at Friday's closing price is to increase per share liquidation value by around 6 % to $ 1.64 and leaves the company with $ 26.3 M in cash and short term investments.

Term Rider: Due to the higher initial cost of permanent policies, you can supplement your coverage with a term rider to increase your death benefit coverage until your cash value has a chance to catch up.

permanent policy with a Guaranteed Minimum Cash Value that increases each year and equals the Face Amount at age 100.

Even with this huge, $ 4.6 trillion increase in total mutual fund value, the late 2007 percentage allocation was 25.7 % in cash and equivalents, 17.0 % in fixed income, and 57.7 % in equities — again reasonably similar to mid-2004 with a moderate shift of value toward equities.

There is no cash value with a term insurance policy but when you get term life insurance quotes, the insurance company guarantees they will not increase the price you pay during this level term period (10, 15, 20, 25, or 30 years) to protect your loved ones.

The interest goes toward reducing your premiums, with the excess amount, after funding the cash - value and the carrier's take, going to a modest increase in the growth of the cash value.

We also want to make clear that any attempt by you to merge or otherwise combine with any other public or private company, thereby inflating the enterprise value of the combined entity without increasing the share price for your existing stockholders, would further erode any potential value in Northstar shares that could be realized through a cash dividend or share buyback.

Not only do you buy something with the potential to increase in value through capital gains, you also receive cash flow during the time you own it... and ON TOP OF THAT high quality companies that produce products people need in any economic environment have the ability to use their pricing power to raise the prices on the products they sell, thereby cushioning you during inflation.

Notably, the earlier policy with a $ 4,000 / year premium and no cash value was worth $ 19,479, but this policy with a $ 4,500 cash value is worth $ 23,611, an increase of «only» $ 4,132.

In addition, the policy also offers the ability to increase the cash value portion, yet with downside protection.

Bottom Line: The «double dip» increases the value of the miles earned on the Discover it Miles Card slightly, since you can both pay for a travel purchase with the card to earn miles and pay off the balance with those «miles» as cash - back.

The cash value of the policy will increase with a fixed premium level, crediting of excess or additional interest and also a better life insurance experience.

Term Life Insurance is a Life Insurance coverage which is provided for a specified period of time without building up cash value and with increasing premiums.

VUL is similar to traditional universal life insurance, but your premium payments can be allocated among various investment options that offer the potential for greater cash value growth along with increased risk.

You might also choose to simply leave it alone with the possibility of increasing your policy's cash value over time.

The difference between variable universal life and other types of universal life is essentially the ability to choose investment options and the potential for cash value growth along with increased risk.

Whole life insurance combines a level premium with guaranteed cash values which the policy owner may use to meet a variety of financial goals.3 Whole life insurance policies may also produce excess credits, which may be used to purchase additional paid - up life insurance, potentially increasing the available death benefit.

With interest - sensitive whole life insurance, you can have more flexibility with your life insurance policy such as increasing your death benefit without raising your premiums depending on the economy and the rate of return on your cash value portWith interest - sensitive whole life insurance, you can have more flexibility with your life insurance policy such as increasing your death benefit without raising your premiums depending on the economy and the rate of return on your cash value portwith your life insurance policy such as increasing your death benefit without raising your premiums depending on the economy and the rate of return on your cash value portion.

Or buy paid - up additions with them, which increases your death benefit and generally accelerates your cash value.

In addition, the policy also offers the ability to increase the cash value portion, yet with downside protection.

However, the cash value, along with the face value, can increase or decrease the amount payable to the beneficiary upon the insured's death.

On a monthly or annual basis, the cash value is credited with interest based on increases in an equity index.

And further, as you recapture your interest and pay back your policy loan, with interest, you are growing your policy's cash value exponentially, while simultaneously increasing your death benefit.

Death benefit at 65 would be $ 1.165 M; cash values and death benefit continue to increase after 65 with no additional premium owed.